NOT LISTED FOR SALE

20647 Cutwater Place Sterling, VA 20165

Estimated Value: $928,000 - $1,022,000

4 Beds
3.5 Baths
3,780 Sq Ft
$257/Sq Ft Est. Value

Last Sold January 31, 2022

Last sale price $879,500 $233 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $5,953/month

4 Days on Market

Highlights

  • Fitness Center
  • Home Theater
  • Open Floorplan
  • Potomac Falls High School Rated A
  • Spa
  • Colonial Architecture

About This Home

As of January 2022

Here’s the one you’ve been waiting for! Incredible home in Potomac falls loaded with upgrades and improvements. Virtually nothing in this turn-key home is original! This Annapolis model by NV Homes features updated kitchen & appliances, upgraded flooring throughout (hand-stained hardwoods, new carpet, & updated tile), spacious and open floorplan, remodeled & updated bathrooms, plantation shutters throughout, fresh paint, and so much more. Fully finished basement with media area, game room, 300 bottle climate-controlled wine-cellar, wet bar, and guest suite with full bathroom. Incredible outdoor space including huge tiered maintenance-free deck, level back yard, and gorgeous landscaping with irrigation system. All the big-ticket items are done including new architectural roof, newer heating & cooling systems, newer water heater, all new windows, and new insulated doors. Fantastic location in Cascades with a short walk to the recreation center & pool. Wonderful community amenities including pools, sports fields & courts, playgrounds, and so much more. Sought-after Loudoun County schools. Quick access to commuter routes, shopping, dining, and all your daily needs. This one has it all. Simply the best for Quality, Location, & Value!

Last Agent to Sell the Property

Paul Bedewi

Keller Williams Realty Listed on: 01/06/2022

Keller Williams Realty

Co-Listed By

Megan Duke

Keller Williams Realty

Last Buyer's Agent

Timothy Washlack

CENTURY 21 New Millennium License #0225066034

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,823

Year Built

  • Built in 1991

Lot Details

  • 0.25 Acre Lot
  • Split Rail Fence
  • Back Yard Fenced
  • Landscaped
  • Extensive Hardscape
  • No Through Street
  • Corner Lot
  • Level Lot
  • Sprinkler System
  • Wooded Lot
  • Property is in very good condition
  • Property is zoned 18

HOA Fees

  • $78 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 4 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bar
  • Chair Railings
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Double Pane Windows
  • Insulated Windows
  • Window Treatments
  • Palladian Windows
  • Bay Window
  • Atrium Windows
  • Casement Windows
  • Window Screens
  • French Doors
  • Atrium Doors
  • Insulated Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Home Theater
  • Den
  • Recreation Room
  • Sun or Florida Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Self-Cleaning Double Oven
  • Down Draft Cooktop
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Wine Rack
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Basement Windows

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • Deck
  • Brick Porch or Patio
  • Exterior Lighting

Schools

  • Potowmack Elementary School
  • River Bend Middle School
  • Potomac Falls High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Humidifier
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Underground Utilities
  • 60 Gallon+ Natural Gas Water Heater
  • Cable TV Available

Additional Features

  • Energy-Efficient Windows
  • Suburban Location

Listing and Financial Details

  • Tax Lot 82
  • Assessor Parcel Number 018274652000

Community Details

Overview

  • Association fees include pool(s), trash, common area maintenance, fiber optics available, management, recreation facility, reserve funds, snow removal
  • Cascades Community Association
  • Built by NV Homes
  • Cascades Subdivision, Annapolis Floorplan

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Game Room
  • Community Center
  • Party Room

Recreation

  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,823

Year Built

Built in 1991

Lot Details

0

HOA Fees

$78 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2022-01-07
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Remarks Public: Here’s the one you’ve been waiting for! Incredible home in Potomac falls loaded with upgrades and improvements. Virtually nothing in this turn-key home is original! This Annapolis model by NV Homes features updated kitchen & appliances, upgraded flooring throughout (hand-stained hardwoods, new carpet, & updated tile), spacious and open floorplan, remodeled & updated bathrooms, plantation shutters throughout, fresh paint, and so much more. Fully finished basement with media area, game room, 300 bottle climate-controlled wine-cellar, wet bar, and guest suite with full bathroom. Incredible outdoor space including huge tiered maintenance-free deck, level back yard, and gorgeous landscaping with irrigation system. All the big-ticket items are done including new architectural roof, newer heating & cooling systems, newer water heater, all new windows, and new insulated doors. Fantastic location in Cascades with a short walk to the recreation center & pool. Wonderful community amenities including pools, sports fields & courts, playgrounds, and so much more. Sought-after Loudoun County schools. Quick access to commuter routes, shopping, dining, and all your daily needs. This one has it all. Simply the best for Quality, Location, & Value!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Cooktop - Down Draft, Dishwasher, Disposal, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven - Double, Oven - Self Cleaning, Oven - Wall, Refrigerator, Surface Unit, Dryer, Humidifier, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Family Room Off Kitchen, Kitchen - Island, Kitchen - Table Space, Dining Area, Breakfast Area, Kitchen - Eat-In, Primary Bath(s), Chair Railings, Crown Moldings, Upgraded Countertops, Window Treatments, Wet/Dry Bar, Wood Floors, Recessed Lighting, Floor Plan - Open, Bar, Built-Ins, Carpet, Ceiling Fan(s), Floor Plan - Traditional, Formal/Separate Dining Room, Soaking Tub, Walk-In Closet(s), Wine Storage
  • Window Features: Atrium, Bay/Bow, Casement, Double Pane, Palladian, Screens, Energy Efficient, Insulated
  • Fireplace Features: Mantel(s), Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Atrium, French, Insulated, Six Panel, Storm
  • Wall Ceiling Types: 9'+ Ceilings, Cathedral Ceilings, Dry Wall, Vaulted Ceilings
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer, Sun/Florida Room, Laundry, Recreation Room, Media Room, Bathroom 2, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Rear Entrance, Sump Pump, Daylight, Full, Full, Fully Finished, Heated, Improved, Walkout Level, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 3780
  • Living Area Sq Ft: 3780
  • Price Per Sq Ft: 320.87
  • Above Grade Finished Sq Ft: 2540
  • Below Grade Finished Sq Ft: 1240
  • Total Below Grade Sq Ft: 1240
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20647

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Brick Front, Vinyl Siding
  • Exterior Features: Hot Tub, Sidewalks, Underground Lawn Sprinkler, Extensive Hardscape, Exterior Lighting
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway, Asphalt Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Off Street, Driveway, Attached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Zoned, Programmable Thermostat
  • Heating Fuel: Central, Natural Gas
  • Heating Type: Central, Forced Air, Zoned, Humidifier, Programmable Thermostat
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank, Natural Gas
  • Security: Smoke Detector, Main Entrance Lock
  • Sewer/Septic System: Public Sewer
  • Utilities: Under Ground, Cable Tv Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 235.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Bike Trail, Club House, Common Grounds, Jog/Walk Path, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Baseball Field, Basketball Courts, Community Center, Exercise Room, Game Room, Party Room, Picnic Area, Soccer Field, Volleyball Courts
  • HOA Condo Co-Op Fee Includes: Pool(s), Trash, Common Area Maintenance, Fiber Optics Available, Management, Recreation Facility, Reserve Funds, Snow Removal
  • HOA Name: CASCADES COMMUNITY ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: LOUDOUN COUNTY PUBLIC SCHOOLS
  • Elementary School: POTOWMACK
  • Middle School: RIVER BEND
  • High School: POTOMAC FALLS
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139189813
  • School District Source: Listing Agent
  • Elementary School: POTOWMACK
  • High School: POTOMAC FALLS
  • Middle Or Junior School: RIVER BEND

Lot Info

  • Agricultural District: 00
  • Fencing: Fully, Rear, Split Rail
  • Improvement Assessed Value: 486210.00
  • Land Assessed Value: 210000.00
  • Lot Features: Corner, Landscaping, Trees/Wooded, Level, No Thru Street
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Brick, Deck(s), Patio(s)
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: 18
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Building Info

  • Builder Name: NV Homes

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 16548633
  • Tax Annual Amount: 6823.00
  • Assessor Parcel Number: 018274652000
  • Tax Lot: 82
  • Tax Page Number: 3865
  • Tax Total Finished Sq Ft: 3780
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021
  • Close Date: 01/31/2022

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 6, 2022
Closed on
Jan 31, 2022
Sold by
Segal Geoffrey F
Bought by
Alban William H and Alban Mary Catherine
Seller's Agent
Paul Bedewi
Keller Williams Realty
Buyer's Agent
Timothy Washlack
CENTURY 21 New Millennium
List Price
$815,000
Sold Price
$879,500
Premium/Discount to List
$64,500
7.91%
Current Estimated Value
$967,189

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$87,689
Avg. Annual Appreciation
2.91%
Original Mortgage
$440,000
Outstanding Balance
$381,918
Interest Rate
3.22%
Mortgage Type
New Conventional
Estimated Equity
$591,184

Purchase Details

Closed on
Dec 12, 2018
Sold by
Segal Geoffrey F and Segal Rebecca B
Bought by
Segal Geoffrey F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$511,200
Interest Rate
4.9%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 29, 2010
Sold by
Ensminger Paul J
Bought by
Segal Geoffrey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$471,920
Interest Rate
4.39%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 10, 2001
Sold by
Fugger Edward
Bought by
Ensminger Paul J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,500
Interest Rate
6.93%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Alban William H $879,500 First American Title
Segal Geoffrey F -- None Available
Segal Geoffrey $589,900 --
Ensminger Paul J $430,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Alban William H $440,000
Previous Owner Segal Geoffrey F $511,000
Previous Owner Segal Geoffrey F $511,200
Previous Owner Segal Geoffrey F $417,000
Previous Owner Segal Geoffrey F $35,860
Previous Owner Segal Geoffrey $471,920
Previous Owner Ensminger Paul J $322,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/31/2022 01/31/22 Sold $879,500 +7.9% $233 / Sq Ft
01/10/2022 01/10/22 Pending -- -- --
01/06/2022 01/06/22 For Sale $815,000 -- $216 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,943 $862,440 $255,000 $607,440
2024 $7,006 $809,960 $240,000 $569,960
2023 $6,693 $764,950 $240,000 $524,950
2022 $6,944 $780,260 $240,000 $540,260
2021 $6,823 $696,210 $210,000 $486,210
2020 $6,690 $646,350 $200,000 $446,350
2019 $6,579 $629,550 $200,000 $429,550
2018 $6,694 $617,000 $195,000 $422,000
2017 $6,834 $607,460 $195,000 $412,460
2016 $6,971 $608,810 $0 $0
2015 $6,387 $367,740 $0 $367,740
2014 $6,482 $369,710 $0 $369,710
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO2014988

Bright MLS

APN: 018-27-4652