$710,000
SOLD NOV 21, 2025

20679 Riptide Square Sterling, VA 20165

3 Beds
3.5 Baths
2,851 Sq Ft
$106/mo HOA Fee

Recently Sold

$249 Per Sq Ft

2 Days on Market

Highlights

  • Fitness Center
  • Eat-In Gourmet Kitchen
  • Open Floorplan
  • Lowes Island Elementary School Rated A
  • View of Trees or Woods
  • 5-minute walk to Lowes Island Community Center

About This Home

As of November 2025

WELCOME HOME! TUCKED AWAY IN THE HIGHLY DESIRABLE LOWES ISLAND COMMUNITY, THIS BEAUTIFULLY MAINTAINED TOWNHOME OFFERS A PERFECT BLEND OF COMFORT, STYLE, AND FUNCTIONAL LIVING. STEP INSIDE TO A CHARMING BLACK-AND-WHITE TILE FOYER THAT SETS THE TONE FOR THE HOME’S WARM AND INVITING FEEL. ASCEND TO THE MAIN LEVEL WHERE AN OPEN, LIGHT-FILLED FLOORPLAN AWAITS. THE FORMAL LIVING ROOM FEATURES HIGH CEILINGS, CROWN MOLDING, AND HARDWOOD FLOORS THAT FLOW SEAMLESSLY INTO THE FORMAL DINING ROOM—ACCENTED WITH CHAIR RAILING AND ELEGANT MOLDING—IDEAL FOR ENTERTAINING FRIENDS AND FAMILY. THE RENOVATED EAT-IN KITCHEN IS A SHOWSTOPPER, FEATURING LVP FLOORING, CRISP WHITE CABINETRY, GRANITE COUNTERTOPS, CUSTOM TILE BACKSPLASH, AND A CENTER ISLAND WITH BREAKFAST BAR FOR CASUAL DINING. THERE’S ALSO A PANTRY FOR ADDED STORAGE. JUST OFF THE KITCHEN, STEP OUT ONTO THE SPACIOUS COMPOSITE DECK THAT OVERLOOKS A BACKDROP OF MATURE TREES—A SERENE SPOT FOR MORNING COFFEE OR EVENING MEALS UNDER THE SKY. UPSTAIRS, THE PRIMARY SUITE WELCOMES YOU THROUGH DOUBLE DOORS INTO A BRIGHT, AIRY RETREAT COMPLETE WITH HARDWOOD FLOORS, VAULTED CEILING, AND AN EXPANSIVE WALK-IN CLOSET. THE ATTACHED PRIMARY BATHROOM FEATURES TILE FLOORS, A DUAL-SINK VANITY WITH CORIAN COUNTERTOPS, A CORNER JETTED SOAKING TUB, STAND-ALONE SHOWER, AND A BIDET. TWO ADDITIONAL BEDROOMS WITH NEUTRAL CARPETING SHARE A HALL BATHROOM WITH TILE FLOORS, TUB/SHOWER COMBO, AND VANITY. THE LOWER LEVEL OFFERS A GENEROUSLY SIZED REC ROOM WITH LVP FLOORING, A GAS FIREPLACE WITH MANTLE AND DECORATIVE MOLDING, AND A BUILT-IN BOOKCASE—THE PERFECT SPOT FOR RELAXING OR HOSTING MOVIE NIGHTS. A FULL BATH WITH TILE FLOORS AND STAND-ALONE SHOWER PROVIDES EXTRA CONVENIENCE, WHILE THE LAUNDRY ROOM FEATURES A SIDE-BY-SIDE LG WASHER AND DRYER. FROM THIS LEVEL, YOU CAN ALSO ACCESS THE TWO-CAR GARAGE AS WELL AS A FULLY FENCED AREA WITH A CUSTOM PAVER PATIO, IDEAL FOR ENJOYING A PEACEFUL AFTERNOON OUTDOORS. FILLED WITH NATURAL LIGHT AND THOUGHTFULLY MAINTAINED, THIS HOME OFFERS THE PERFECT COMBINATION OF ELEGANCE AND EASY LIVING—A TRUE GEM IN THE HEART OF CASCADES. SOME UPDATES/IMPROVEMENTS INCLUDE: DECK STAIRS REBUILT (2025) LEAF FILTER GUTTER GUARD SYSTEM (2023) DISHWASHER (2022) ROOF (2018) WINDOWS REPLACED 10-15YRS AGO WITH EXCEPTION OF BASEMENT WINDOWS AND THE TURRET WINDOWS.

Last Agent to Sell the Property

Mary Olympia

(703) 475-1552 meg.olympia@longandfoster.com Long & Foster Real Estate, Inc. License #0225083743 Listed on: 10/17/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Viktorija Piano

(571) 241-5807 CEO@thepianohomegroup.com Keller Williams Realty License #678256

Keller Williams Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,305

Year Built

  • Built in 1994

Lot Details

  • 1,742 Sq Ft Lot
  • Wood Fence
  • Back Yard Fenced
  • Property is in very good condition

HOA Fees

  • $106 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Basement Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Vinyl Siding
  • Brick Front

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Vaulted Ceiling
  • Recessed Lighting
  • Self Contained Fireplace Unit Or Insert
  • Fireplace Mantel
  • Window Treatments
  • Entrance Foyer
  • Formal Dining Room
  • Recreation Room
  • Views of Woods

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Room
  • Stove
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Garage Access
  • Laundry in Basement
  • Basement Windows

Home Security

Outdoor Features

  • Deck
  • Patio

Schools

  • Lowes Island Elementary School
  • Seneca Ridge Middle School
  • Dominion High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 418
  • Assessor Parcel Number 006297615000

Community Details

Overview

  • Association fees include common area maintenance, management, pool(s), recreation facility, reserve funds, snow removal
  • Cascades Community Association
  • Cascades Lowes Island Subdivision
  • Property Manager

Amenities

  • Common Area
  • Clubhouse
  • Community Center

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Fitness Center
  • Community Pool
  • Jogging Path
  • Bike Trail

Security

  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,305

Year Built

Built in 1994

Lot Details

0

HOA Fees

$106 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Ownership: Fee Simple
  • Inclusions: WALL MOUNTED TVS, GAS GRILL WITH COVER
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 10/17/2025 12:00:00 AM
  • Year Built: 1994
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Refrigerator, Stove, Washer, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl Plank
  • Interior Amenities: Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Chair Railings, Combination Dining/Living, Crown Moldings, Dining Area, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors
  • Fireplace Features: Insert, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall, High, Vaulted Ceilings
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Breakfast Room, Laundry, Recreation Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Garage Access, Interior Access, Outside Entrance, Rear Entrance, Walkout Level, Windows
  • Laundry Type: Basement, Lower Floor
  • Total Sq Ft: 2851
  • Living Area Sq Ft: 2851
  • Price Per Sq Ft: 278.21
  • Above Grade Finished Sq Ft: 2552
  • Below Grade Finished Sq Ft: 299
  • Total Below Grade Sq Ft: 299
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Brick Front, Vinyl Siding
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Basement Garage, Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 319.12
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Bike Trail, Club House, Common Grounds, Community Center, Fitness Center, Jog/Walk Path, Pool - Outdoor, Tennis Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Snow Removal
  • HOA Name: CASCADES COMMUNITY ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: LOWES ISLAND
  • High School: DOMINION
  • Middle Or Junior School: SENECA RIDGE

Lot Info

  • Fencing: Rear, Wood
  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1742.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Zoning: PDH4
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 5305.00
  • Assessor Parcel Number: 006297615000
  • Tax Lot: 418
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 17, 2025
Closed on
Nov 21, 2025
Sold by
Lynn Holder Decarlo Revocable Trust and Decarlo Lynn Holder
Bought by
Salakaia Mariam
Seller's Agent
Mary Olympia
Long & Foster Real Estate, Inc.
Buyer's Agent
Viktorija Piano
Keller Williams Realty
List Price
$710,000
Sold Price
$710,000
Views
27

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.80%
Original Mortgage
$688,700
Outstanding Balance
$688,700
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$20,844

Purchase Details

Closed on
Sep 26, 2017
Sold by
Decarlo Lynn Holder
Bought by
Decarlo Lynn Holder and The Revocable Trust Of Lynn Holder Decar
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $710,000 First American Title Insurance
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $688,700 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 Sold $710,000 0.0% $249 / Sq Ft
10/17/2025 10/17/25 For Sale $710,000 -- $249 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,305 $659,010 $220,000 $439,010
2024 $5,582 $645,290 $220,000 $425,290
2023 $5,403 $617,480 $220,000 $397,480
2022 $5,069 $569,520 $195,000 $374,520
2021 $4,923 $502,330 $155,000 $347,330
2020 $4,998 $482,860 $155,000 $327,860
2019 $4,869 $465,940 $155,000 $310,940
2018 $4,927 $454,070 $145,000 $309,070
2017 $5,040 $447,970 $145,000 $302,970
2016 $5,083 $443,890 $0 $0
2015 $5,021 $297,410 $0 $297,410
2014 $4,926 $281,460 $0 $281,460
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO2108960

Bright MLS

APN: 006-29-7615