NOT LISTED FOR SALE

20690 Settlers Point Place Sterling, VA 20165

Estimated Value: $907,000 - $939,000

4 Beds
3.5 Baths
3,271 Sq Ft
$282/Sq Ft Est. Value

Last Sold November 09, 2023

Last sale price $845,000 $258 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $5,635/month

4 Days on Market

Highlights

  • Fitness Center
  • Eat-In Gourmet Kitchen
  • Clubhouse
  • Horizon Elementary School Rated A-
  • Colonial Architecture
  • Recreation Room

About This Home

As of November 2023

** An Offer Deadline has been established. All offers should be submitted by NOON on Monday, October 16

In the peaceful community of Cascades, Virginia, a welcoming 4-bedroom, 3.5-bathroom single-family home beckons, offering a blend of comfort and practicality. This well-maintained property is a testament to modern living, where convenience and functionality seamlessly intertwine.

As you approach the front door, anticipation builds, first greeted by the welcoming front porch and then upon entering the foyer. As the door swings open, a home meticulously designed for daily living, a place where cherished memories take shape amid everyday moments, is revealed.

Inside, the entryway provides a warm welcome, leading to a main-level office – an ideal space for work or study. It is here that aspirations take root and productivity flourishes, with a window offering a glimpse of the outside world.

The refinished hardwood floors (2018) on the main level tell a story of everyday life – the comings and goings, the shared meals, and the laughter that fills the rooms. These floors witness the ebb and flow of daily routines, offering a sense of stability and homeliness.

The recent upgrades are a testament to the commitment to modernity and practicality. Freshly painted walls (2023) breathe new life into the interior, setting the stage for a fresh start. The kitchen, with its quartz countertops (2023) and stainless steel appliances, transforms into a functional culinary space, ready to cater to the demands of daily life.

New light fixtures (2023) brighten the way and add a contemporary touch throughout the home. The primary bathroom, with its upgraded quartz countertops, new floor tiles (2023), refreshed fixtures (2023), and frameless shower door (2023), offers a spot for relaxation and rejuvenation.

The lower level was finished in 2013 and now features an additional full bathroom and a versatile bonus room, perfect for various needs and activities. Flooring was updated to its current state in 2018 making this a space where practicality meets flexibility.

Nestled at the heart of this charming home is an enchanting backyard oasis. A Trex ground deck, elegant pergola, and custom string lights (2020) create a perfect outdoor space. Beyond, a fenced, flat yard offers endless possibilities. This oasis blends aesthetics and functionality, making it a gem for relaxation and entertainment.

The home's upgraded systems ensure peace of mind, with all major components replaced within the past three years. The new roof, a decade young, and the fresh driveway from 2022 enhance both functionality and curb appeal.

This home is a testament to contemporary living and smart design. It's not just a house, but a place where daily routines and modern conveniences meet, offering comfort and functionality for the discerning homeowner. In this version of reality, the focus is on the practical aspects of living in a well-maintained and thoughtfully upgraded residence.

Please Download Information for Making an Offer, Floor Plans, and an Updates and Features Document for full details

Last Agent to Sell the Property

Carrie Pellegrino

Pearson Smith Realty, LLC License #0225213706 Listed on: 09/26/2023

Pearson Smith Realty, LLC

Last Buyer's Agent

Glynis Canto

Keller Williams Realty License #0225068771

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,360

Year Built

  • Built in 1994

Lot Details

  • 7,405 Sq Ft Lot
  • Back and Front Yard
  • Property is zoned PDH4

HOA Fees

  • $77 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Family Room
  • Sitting Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Bonus Room
  • Storage Room
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Interior Basement Entry
  • Sump Pump

Accessible Home Design

  • Garage doors are at least 85 inches wide

Schools

  • Horizon Elementary School
  • River Bend Middle School
  • Potomac Falls High School

Utilities

  • Central Heating and Cooling System
  • Humidifier
  • Programmable Thermostat
  • Water Dispenser
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 221
  • Assessor Parcel Number 011253823000

Community Details

Overview

  • $500 Capital Contribution Fee
  • Association fees include common area maintenance, management, pool(s), recreation facility, reserve funds, snow removal, trash
  • Cascades Community Association
  • Cascades Subdivision, Essex Floorplan
  • Property Manager

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,360

Year Built

Built in 1994

Lot Details

0

HOA Fees

$77 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: >84" Garage Door
  • Ownership: Fee Simple
  • Inclusions: Backyard Outdoor String Lights See Information for Making an Offer for additional Conveyances
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2023-10-11
  • Federal Flood Zone: No
  • Year Built: 1994
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Water Dispenser, Washer, Stainless Steel Appliances, Refrigerator, Humidifier
  • Entry Floor: 2
  • Flooring Type: Carpet, Wood, Ceramic Tile
  • Interior Amenities: Attic, Built-Ins, Carpet, Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Table Space, Skylight(s), Soaking Tub, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Other Equipment: Some
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Office, Recreation Room, Storage Room, Bonus Room, Primary Bathroom
  • Basement: Yes
  • Basement Type: Interior Access, Fully Finished, Sump Pump
  • Laundry Type: Upper Floor
  • Total Sq Ft: 3271
  • Living Area Sq Ft: 3271
  • Price Per Sq Ft: 384.44
  • Above Grade Finished Sq Ft: 2172
  • Below Grade Finished Sq Ft: 1099
  • Total Below Grade Sq Ft: 1099
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20690

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Central, Programmable Thermostat
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 77.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Bike Trail, Club House, Common Grounds, Fitness Center, Jog/Walk Path, Pool - Outdoor, Tot Lots/Playground, Tennis Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Snow Removal, Trash
  • HOA Name: CASCADES COMMUNITY ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 500.00

Schools

  • School District: LOUDOUN COUNTY PUBLIC SCHOOLS
  • Elementary School: HORIZON
  • Middle School: RIVER BEND
  • High School: POTOMAC FALLS
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139189813
  • School District Source: Listing Agent
  • Elementary School: HORIZON
  • High School: POTOMAC FALLS
  • Middle Or Junior School: RIVER BEND

Lot Info

  • Horses: No
  • Lot Features: Front Yard, Rear Yard
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7405.00
  • Year Assessed: 2023
  • Zoning: PDH4
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Number Limit
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 6360.00
  • Assessor Parcel Number: 011253823000
  • Tax Lot: 221
  • Tax Total Finished Sq Ft: 2972
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023
  • Close Date: 11/09/2023

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2023
Closed on
Nov 8, 2023
Sold by
Cantrell Michelle and Cantrell Christian T
Bought by
Phan Quang Ngoc and Phung Mai Tuyet
Seller's Agent
Carrie Pellegrino
Pearson Smith Realty, LLC
Buyer's Agent
Glynis Canto
Keller Williams Realty
List Price
$835,000
Sold Price
$845,000
Premium/Discount to List
$10,000
1.2%
Views
112
Current Estimated Value
$921,124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$76,124
Avg. Annual Appreciation
4.88%
Original Mortgage
$591,500
Outstanding Balance
$581,319
Interest Rate
7.31%
Mortgage Type
New Conventional
Estimated Equity
$339,805

Purchase Details

Closed on
Mar 29, 2007
Sold by
Primacy Closing Corp
Bought by
Cantrell Christian T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$452,000
Interest Rate
6.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2006
Sold by
Scott W Carpenter Tr
Bought by
Primary Closing Corp

Purchase Details

Closed on
Mar 15, 2006
Sold by
Hayes Albert
Bought by
Carpenter Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$492,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Phan Quang Ngoc $845,000 Ekko Title
Cantrell Christian T $565,000 --
Primary Closing Corp $593,333 --
Carpenter Scott $615,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Phan Quang Ngoc $591,500
Previous Owner Cantrell Christian T $436,000
Previous Owner Cantrell Christian T $452,000
Previous Owner Carpenter Scott $492,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/09/2023 11/09/23 Sold $845,000 +1.2% $258 / Sq Ft
10/16/2023 10/16/23 Pending -- -- --
10/11/2023 10/11/23 For Sale $835,000 -- $255 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,583 $817,820 $254,200 $563,620
2024 $6,643 $768,000 $239,200 $528,800
2023 $6,253 $714,650 $239,200 $475,450
2022 $6,288 $706,480 $239,200 $467,280
2021 $6,146 $627,160 $207,600 $419,560
2020 $6,025 $582,170 $197,600 $384,570
2019 $5,932 $567,660 $197,600 $370,060
2018 $6,037 $556,370 $192,600 $363,770
2017 $6,159 $547,490 $192,600 $354,890
2016 $6,285 $548,880 $0 $0
2015 $5,991 $335,270 $0 $335,270
2014 $6,077 $337,060 $0 $337,060
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO2058050

Bright MLS

APN: 011-25-3823