$650,000

20694 Mercer Ave Rock Hall, MD 21661

Estimated payment $3,981/month

Total Views 432
4 Beds
2 Baths
2,271 Sq Ft
$286 Price per Sq Ft

Highlights

  • Very Popular Property
  • Open Floorplan
  • Property fronts the bay but unit may not have water views
  • Water Oriented
  • Coastal Architecture
  • 4-minute walk to Bayside Landing Park

About This Home

Spacious in-town home with coastal charm, just 1 block from the Rock Hall beach on the Chesapeake Bay! This home offers a luxe front porch, as well as a screened-in porch, perfect for meals and entertaining. The large family room boasts a gas fireplace, built-in shelving, wood ceilings, and a sunny balcony featuring a striped awning. The eat-in kitchen has updated appliances and ample room; it opens up to the front sitting room. Just around the corner is the light-filled formal dining room.
Two first-floor bedrooms share a full bathroom. Two additional bedrooms upstairs share a full bathroom. This home offers the sought after first floor living option, with ample room for guests. There is a two-car garage with interior access and plenty of room for storage, hard to find in Rock Hall. The outside has been lovingly landscaped. This property is move-in ready for the summer! A short distance to the Rock Hall beach, many dining options, ample marinas, and shops. Don’t miss this in-town gem!

Listing Agent

Julia Hilfiker

(410) 275-2118 realestate@gunthermcclary.com Gunther-McClary Real Estate Brokerage Phone: 4102752118 License #6078249 Listed on: 05/19/2026

Co-Listing Agent

Lynn Hilfiker

(410) 639-2118 lynnhilfiker@mris.com Gunther-McClary Real Estate Brokerage Phone: 4102752118 License #589532

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,559

Year Built

  • Built in 2007

Lot Details

  • 11,761 Sq Ft Lot
  • Property fronts the bay but unit may not have water views
  • Landscaped
  • Premium Lot
  • Property is in excellent condition

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Garage Door Opener

Home Design

  • Coastal Architecture
  • Architectural Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,271 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Wood Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Gas Fireplace
  • Family Room Off Kitchen
  • Formal Dining Room
  • Garden Views
  • Crawl Space
  • Home Security System
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Oriented
  • Property near a bay
  • Balcony
  • Screened Patio
  • Exterior Lighting
  • Outdoor Storage
  • Playground
  • Rain Gutters
  • Porch
  • Awning

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Water Treatment System
  • 60 Gallon+ Electric Water Heater
  • Water Conditioner is Owned
  • Municipal Trash

Community Details

  • No Home Owners Association
  • Ferry Park Subdivision

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1505014298

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,559

Year Built

Built in 2007

Lot Details

0.27 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2007
  • Building Winterized: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Disposal, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater
  • Flooring Type: Wood, Ceramic Tile
  • Interior Amenities: Wood Floors, Water Treat System, Walk-In Closet(s), Upgraded Countertops, Recessed Lighting, Kitchen - Table Space, Kitchen - Eat-In, Formal/Separate Dining Room, Floor Plan - Open, Family Room Off Kitchen, Entry Level Bedroom, Dining Area, Ceiling Fan(s), Breakfast Area, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Attic
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall, Wood Ceilings, Vaulted Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 2271
  • Living Area Sq Ft: 2271
  • Price Per Sq Ft: 286.22
  • Above Grade Finished Sq Ft: 2271
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Stick Built, Mixed, Concrete
  • Exterior Features: Awning(s), Exterior Lighting, Gutter System, Play Area, Secure Storage
  • Roof: Architectural Shingle
  • View: Garden/Lawn
  • Water Access: No
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Private
  • Garage Features: Covered Parking, Garage Door Opener, Inside Access, Oversized, Additional Storage Area
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric, 60+ Gallon Tank
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Landscaping, Premium
  • Lot Size Acres: 0.27
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11761.00
  • Outdoor Living Structures: Balcony, Porch(es), Screened
  • Property Condition: Excellent
  • Zoning: R-1
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5559.00
  • Assessor Parcel Number: 1505014298
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,559 $367,167 $0 $0
2024 $5,083 $333,500 $81,600 $251,900
2023 $4,662 $305,900 $0 $0
2022 $4,186 $278,300 $0 $0
2020 $3,588 $243,400 $0 $0
2019 $4,054 $236,100 $0 $0
2018 $3,327 $228,800 $81,600 $147,200
2017 $3,327 $228,800 $0 $0
2016 -- $228,800 $0 $0
2015 $3,019 $239,900 $0 $0
2014 $3,019 $229,133 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/19/2026 05/19/26 For Sale $650,000 +46.1% $286 / Sq Ft
10/28/2021 10/28/21 Sold $445,000 -3.1% $196 / Sq Ft View Prior Sale
08/27/2021 08/27/21 Pending -- -- --
08/16/2021 08/16/21 For Sale $459,000 +3.1% $202 / Sq Ft
08/13/2021 08/13/21 Off Market $445,000 -- --
08/13/2021 08/13/21 For Sale $459,000 +33.0% $202 / Sq Ft
08/23/2019 08/23/19 Sold $345,000 -1.4% $152 / Sq Ft View Prior Sale
07/14/2019 07/14/19 Pending -- -- --
07/14/2019 07/14/19 For Sale $350,000 +37.3% $154 / Sq Ft
04/08/2016 04/08/16 Sold $255,000 -3.8% $102 / Sq Ft View Prior Sale
03/17/2016 03/17/16 Pending -- -- --
03/17/2016 03/17/16 For Sale $265,000 -11.7% $106 / Sq Ft
12/06/2013 12/06/13 Sold $300,000 -7.7% $120 / Sq Ft View Prior Sale
11/10/2013 11/10/13 Pending -- -- --
09/10/2013 09/10/13 For Sale $325,000 -- $130 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $445,000 None Available
Deed $345,000 None Available
Deed $255,000 Attorney
Deed $300,000 Eastern Shore Title Company
Deed -- --
Deed $270,000 --
Deed $85,000 --
Deed $85,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $356,000 Future Advance Clause Open End Mortgage
Previous Owner $276,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDKE2006460

Bright MLS

APN: 05-014298

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