$769,000
SOLD APR 22, 2025

20697 Riptide Square Sterling, VA 20165

4 Beds
3.5 Baths
2,705 Sq Ft
$106/mo HOA Fee

Recently Sold

$284 Per Sq Ft

21 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • Open Floorplan
  • Deck
  • Lowes Island Elementary School Rated A
  • Clubhouse
  • Contemporary Architecture

About This Home

As of April 2025

Discover this elegant 4-bedroom, end-unit brick townhouse with a 2-car garage, nestled in the heart of Lowes Island and backing to serene trees. Bathed in natural light, this home features fresh paint and gleaming hardwood floors throughout the main and upper levels. All new windows installed in 2023.
The main level welcomes you with a cozy gas fireplace anchoring the living room, a separate dining area, and a walkout to an expansive deck surrounded by lush greenery. The open kitchen is a chef’s delight, boasting granite countertops, a wraparound breakfast bar, stainless steel appliances, upgraded cabinetry, and gas cooking. Adjacent to the kitchen, a versatile space serves as either a charming dining nook or a cozy family room.
Upstairs, the recently remodeled master suite offers abundant closet space and a luxurious en-suite bathroom with dual vanities, a stand-up shower, and a soaking tub. The upper-level bathroom has also been beautifully updated. The expansive lower level includes another gas fireplace, full bath, and opens to a patio and fenced backyard—perfect for relaxation or play. Whole house Solar System included, electric utilit bill is about $35-$45 per month! See Elec consumption in MLS Docs. HVAC 10yrs, Roof 12yrs, Hot Water 8 yrs, Windows 3 yrs.
Enjoy the exceptional Cascades community amenities, including pools, parks, tennis courts, trails, pickleball, bocce, and a vibrant community center. Ideally located just moments from the Potomac River, Volcano Island Waterpark, Seneca Regional Park, Algonkian Park, and major commuter routes, this home is also within walking distance to the local elementary school and a playground right behind the property—ideal for pets and family fun.
Proudly part of the Lowes Island / Seneca Ridge / Dominion High School pyramid, this townhouse offers the perfect blend of elegance, convenience, and community.

Last Agent to Sell the Property

Tom Moffett

(571) 239-5328 Thomas.moffett@redfin.com Redfin Corporation Listed on: 03/05/2025

Redfin Corporation

Co-Listed By

Pam Bhamrah

(703) 627-1963 pam.bhamrah@redfin.com Redfin Corporation

Last Buyer's Agent

Jennifer Warner

(703) 380-1712 jen@jenwarnerhomes.com Fathom Realty License #0225193655

Fathom Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,943

Year Built

  • Built in 1995

Lot Details

  • 3,049 Sq Ft Lot
  • Board Fence
  • Backs to Trees or Woods
  • Back Yard
  • Property is in excellent condition

HOA Fees

  • $106 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Masonry

Interior Spaces

  • 2,705 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Gas Fireplace
  • Family Room Off Kitchen
  • Dining Area

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Rear Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 451
  • Assessor Parcel Number 006199399000

Community Details

Overview

  • Association fees include common area maintenance, pool(s), recreation facility, road maintenance, snow removal
  • Cascades Subdivision

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center

Recreation

  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Jogging Path
  • Bike Trail

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,943

Year Built

Built in 1995

Lot Details

0

HOA Fees

$106 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-03-05
  • Year Built: 1995
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dryer, Washer, Dishwasher, Disposal, Refrigerator, Stove
  • Flooring Type: Ceramic Tile, Hardwood, Carpet
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Daylight, Full, Full, Rear Entrance, Walkout Level
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2705
  • Living Area Sq Ft: 2705
  • Price Per Sq Ft: 284.29
  • Above Grade Finished Sq Ft: 2705
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Masonry, Brick
  • Exterior Features: Sidewalks
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 319.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Bike Trail, Club House, Common Grounds, Community Center, Jog/Walk Path, Pool - Outdoor, Picnic Area, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pool(s), Recreation Facility, Road Maintenance, Snow Removal
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Board
  • Lot Features: Backs To Trees, Rear Yard
  • Lot Size Acres: 0.07
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3049.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Zoning: PDH4
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5943.00
  • Assessor Parcel Number: 006199399000
  • Tax Lot: 451
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2025
Closed on
Apr 22, 2025
Sold by
Widmann Matthew G and Widmann Yana K
Bought by
Chapman Jacob and Chapman Kristina
Seller's Agent
Tom Moffett
Redfin Corporation
Buyer's Agent
Jennifer Warner
Fathom Realty
List Price
$769,000
Sold Price
$769,000
Views
125
Current Estimated Value
$771,030

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,030
Avg. Annual Appreciation
0.51%
Original Mortgage
$495,000
Outstanding Balance
$491,410
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$279,620

Purchase Details

Listed on
Feb 13, 2016
Closed on
May 20, 2016
Sold by
Belle Llc
Bought by
Kurysheva Widmann Matthew G and Kurysheva Widmann Yana
Seller's Agent
Anna Botha
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Dawn Battle
Pearson Smith Realty, LLC
List Price
$525,000
Sold Price
$503,300
Premium/Discount to List
-$21,700
-4.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.86%
Original Mortgage
$402,640
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 12, 2013
Closed on
Jan 2, 2013
Sold by
Callahan Brendan
Bought by
Belle Llc
Seller's Agent
Nan Flock
RE/MAX Distinctive Real Estate, Inc.
Buyer's Agent
Mimi Glasgow
Weichert Company of Virginia
Sold Price
$2,400

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.92%

Purchase Details

Closed on
Aug 29, 2003
Sold by
Irby Irvine
Bought by
Callahan Brendan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,500
Interest Rate
5.69%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 1996
Sold by
Windson Dev Corp
Bought by
Irby Irvine D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,000
Interest Rate
8.26%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $769,000 First American Title
Warranty Deed $503,300 Attorney
Warranty Deed $442,000 --
Deed $350,000 --
Deed $220,000 Island Title Corp
Deed $220,000 Island Title Corp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $495,000 New Conventional
Previous Owner $402,640 New Conventional
Previous Owner $262,500 New Conventional
Previous Owner $176,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/22/2025 04/22/25 Sold $769,000 0.0% $284 / Sq Ft
03/31/2025 03/31/25 For Sale $769,000 0.0% $284 / Sq Ft
03/27/2025 03/27/25 Pending -- -- --
03/05/2025 03/05/25 For Sale $769,000 +52.8% $284 / Sq Ft
05/20/2016 05/20/16 Sold $503,300 -2.6% $257 / Sq Ft View Prior Sale
03/12/2016 03/12/16 Pending -- -- --
03/04/2016 03/04/16 Price Changed $517,000 -1.5% $264 / Sq Ft
02/13/2016 02/13/16 For Sale $525,000 0.0% $268 / Sq Ft
01/16/2013 01/16/13 Rented $2,400 +4.3% --
01/16/2013 01/16/13 Under Contract -- -- --
01/12/2013 01/12/13 For Rent $2,300 0.0% --
01/02/2013 01/02/13 Sold $442,000 -3.7% $150 / Sq Ft View Prior Sale
11/06/2012 11/06/12 Pending -- -- --
11/06/2012 11/06/12 For Sale $459,000 -- $156 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,621 $698,240 $223,500 $474,740
2024 $5,943 $687,090 $223,500 $463,590
2023 $5,719 $653,650 $223,500 $430,150
2022 $5,389 $605,460 $198,500 $406,960
2021 $5,333 $544,180 $158,500 $385,680
2020 $5,427 $524,360 $158,500 $365,860
2019 $5,160 $493,750 $158,500 $335,250
2018 $5,227 $481,730 $148,500 $333,230
2017 $5,361 $476,530 $148,500 $328,030
2016 $5,279 $461,040 $0 $0
2015 $5,193 $309,060 $0 $309,060
2014 $5,093 $292,490 $0 $292,490
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO2089702

Bright MLS

APN: 006-19-9399