Seller's Agent in 2026
Patrice Noble
RE/MAX
(515) 505-2363
50 Total Sales
207 Cottage Ln Montezuma, IA 50171
3
Beds
2
Baths
998
Sq Ft
7,439
Sq Ft Lot
Highlights
- Deck
- Ranch Style House
- Main Floor Primary Bedroom
- Montezuma Elementary School Rated 9+
- Wood Flooring
- Screened Porch
About This Home
As of July 2026Lakefront Living at Its Finest – Beautifully Updated Ponderosa Ranch Home! Experience the best of lake life in this stunning lakefront ranch home on the shores of Lake Ponderosa. Featuring over 1,800 sq ft of finished living space, this 3-bedroom, 2-bath home offers the perfect blend of comfort, charm, and modern updates—including brand-new vinyl siding on both the home and the detached garage for enhanced curb appeal and durability. Step through the back door and be immediately greeted by panoramic views of the peaceful east lake, with your very own 50 feet of private waterfront nestled in a quiet cove. The main level includes a spacious kitchen, dining area, laundry room, full bath, and the primary bedroom—all designed for convenient, one-level living. Head downstairs to the walkout basement, where you’ll find a cozy second living area with a wood-burning fireplace, two additional bedrooms, and a 3/4 bath—perfect for hosting guests or enjoying extra privacy. Step out onto the large screened-in patio to take in breathtaking views of the lake, rain or shine. In addition to the 2-car detached garage, there's a bonus under-garage space, ideal for a workshop, man cave, or extra storage for all your lake toys. Unwind around the brick firepit, fish off the floating dock, or lower your boat with the covered electric lift and head out for a day of boating, fishing, swimming, or simply floating in the sun.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,954
Year Built
- Built in 1970
Lot Details
- 7,439 Sq Ft Lot
Home Design
- Ranch Style House
- Block Foundation
- Asphalt Shingled Roof
- Wood Siding
Interior Spaces
- 998 Sq Ft Home
- Wood Burning Fireplace
- Shades
- Drapes & Rods
- Family Room Downstairs
- Dining Area
- Screened Porch
- Walk-Out Basement
- Fire and Smoke Detector
Kitchen
- Stove
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Parking
- 2 Car Detached Garage
- Gravel Driveway
Outdoor Features
- Deck
- Fire Pit
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Septic Tank
Community Details
- Property has a Home Owners Association
- HOA Managed Association
Listing and Financial Details
- Assessor Parcel Number 6301945500
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2022
Closed on
Oct 22, 2022
Sold by
Arnold Leslie and Arnold Tracy
Bought by
Seller's Agent
OUTSIDE AGENT
OTHER
Buyer's Agent
Shane Torres
RE/MAX Concepts
List Price
$575,000
Sold Price
$575,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.66%
Original Mortgage
$366,500
Outstanding Balance
$345,034
Interest Rate
4.93%
Mortgage Type
New Conventional
Estimated Equity
$244,918
Purchase Details
Closed on
Jan 21, 2021
Sold by
Froehner Robert and Froehner Robert D
Bought by
Arnold Leslie and Arnold Tracy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$316,000
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 7, 2020
Closed on
Apr 29, 2020
Sold by
Froehner Robert and Froehner Robert D
Bought by
Arnold Leslie and Arnold Tracy
Seller's Agent
Connie Durr
Patriot Realty
Buyer's Agent
Connie Durr
Patriot Realty
List Price
$399,500
Sold Price
$372,500
Premium/Discount to List
-$27,000
-6.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.49%
Original Mortgage
$316,625
Interest Rate
3.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 15, 2017
Sold by
Froehner Kay C
Bought by
Froehner Robert D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,500
Interest Rate
3.87%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Listed on
Nov 6, 2012
Closed on
Sep 11, 2013
Sold by
Gillon Matthew F and Gillon Laura A
Bought by
Froehner Robert D and Froehner Kay C
Seller's Agent
Connie Durr
Patriot Realty
Buyer's Agent
Connie Durr
Patriot Realty
List Price
$359,000
Sold Price
$299,900
Premium/Discount to List
-$59,100
-16.46%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.34%
Original Mortgage
$269,910
Interest Rate
4.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 26, 2008
Sold by
Surber Rosemary
Bought by
Gilon Matthew F and Gilon Laura A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,800
Interest Rate
6.54%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 10, 2008
Sold by
Sauber Rosemary and Sauber Keith V
Bought by
Surber Rosemary
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,800
Interest Rate
6.54%
Mortgage Type
New Conventional
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $575,000 | -- | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $372,500 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $300,000 | None Available | |
| Warranty Deed | $495,750 | None Available | |
| Quit Claim Deed | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $366,500 | New Conventional | |
| Previous Owner | $316,000 | New Conventional | |
| Previous Owner | $316,625 | New Conventional | |
| Previous Owner | $316,625 | New Conventional | |
| Previous Owner | $260,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $269,910 | New Conventional | |
| Previous Owner | $264,800 | New Conventional | |
| Previous Owner | $264,800 | New Conventional | |
| Previous Owner | $70,000 | Credit Line Revolving |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/06/2026 07/06/26 | Sold | $590,000 | -1.7% | $591 / Sq Ft | |
| 06/26/2026 06/26/26 | Pending | -- | -- | -- | |
| 05/06/2026 05/06/26 | Price Changed | $599,900 | -1.6% | $601 / Sq Ft | |
| 03/16/2026 03/16/26 | For Sale | $609,900 | +6.1% | $611 / Sq Ft | |
| 11/10/2022 11/10/22 | Pending | -- | -- | -- | |
| 10/25/2022 10/25/22 | Sold | $575,000 | 0.0% | $250 / Sq Ft | View Prior Sale |
| 10/25/2022 10/25/22 | Sold | $575,000 | 0.0% | $309 / Sq Ft | View Prior Sale |
| 10/24/2022 10/24/22 | For Sale | $575,000 | -2.4% | $250 / Sq Ft | |
| 09/06/2022 09/06/22 | Pending | -- | -- | -- | |
| 08/31/2022 08/31/22 | For Sale | $589,000 | +58.1% | $316 / Sq Ft | |
| 04/30/2020 04/30/20 | Sold | $372,500 | -6.8% | $373 / Sq Ft | View Prior Sale |
| 04/08/2020 04/08/20 | Pending | -- | -- | -- | |
| 01/07/2020 01/07/20 | For Sale | $399,500 | +33.2% | $400 / Sq Ft | |
| 09/11/2013 09/11/13 | Sold | $299,900 | -16.5% | $161 / Sq Ft | View Prior Sale |
| 08/05/2013 08/05/13 | Pending | -- | -- | -- | |
| 11/06/2012 11/06/12 | For Sale | $359,000 | -- | $193 / Sq Ft |
Source: Des Moines Area Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,024 | $553,130 | $209,520 | $343,610 |
| 2024 | $4,954 | $491,400 | $181,070 | $310,330 |
| 2023 | $4,332 | $491,400 | $181,070 | $310,330 |
| 2022 | $4,366 | $360,100 | $137,090 | $223,010 |
| 2021 | $4,366 | $339,720 | $129,330 | $210,390 |
| 2020 | $3,696 | $284,530 | $108,640 | $175,890 |
| 2019 | $3,388 | $284,530 | $108,640 | $175,890 |
| 2018 | $3,346 | $252,920 | $90,530 | $162,390 |
| 2017 | $3,026 | $252,920 | $90,530 | $162,390 |
| 2016 | $2,984 | $228,690 | $82,770 | $145,920 |
| 2015 | -- | $228,690 | $82,770 | $145,920 |
| 2014 | -- | $222,230 | $76,310 | $145,920 |
Source: Public Records
Agents Affiliated with this Home
-
Patrice Noble
-
Ashley Rebik
Buyer's Agent in 2026
Ashley Rebik
LPT Realty, LLC
(641) 521-8424
187 Total Sales
-
OUTSIDE AGENT
OA
Seller's Agent in 2022
OUTSIDE AGENT
OTHER
5,752 Total Sales
-
Dedee Lehman
DL
Seller's Agent in 2022
Dedee Lehman
All In Real Estate Inc
(319) 693-9301
19 Total Sales
-
Shane Torres
Buyer's Agent in 2022
Shane Torres
RE/MAX
(515) 984-0222
451 Total Sales
-
OO
Buyer's Agent in 2022
Outside Agent- MIR Outside Agent- MIR
Outside Office
Map
Source: Des Moines Area Association of REALTORS®
MLS Number: 736406
APN: 630-1945500
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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