207 Cottage Ln Montezuma, IA 50171
Estimated payment $3,624/month
Highlights
- Deck
- Wood Flooring
- Screened Porch
- Ranch Style House
- Main Floor Primary Bedroom
- Shades
About This Home
Lakefront Living at Its Finest – Beautifully Updated Ponderosa Ranch Home! Experience the best of lake life in this stunning lakefront ranch home on the shores of Lake Ponderosa. Featuring over 1,800 sq ft of finished living space, this 3-bedroom, 2-bath home offers the perfect blend of comfort, charm, and modern updates—including brand-new vinyl siding on both the home and the detached garage for enhanced curb appeal and durability. Step through the back door and be immediately greeted by panoramic views of the peaceful east lake, with your very own 50 feet of private waterfront nestled in a quiet cove. The main level includes a spacious kitchen, dining area, laundry room, full bath, and the primary bedroom—all designed for convenient, one-level living. Head downstairs to the walkout basement, where you’ll find a cozy second living area with a wood-burning fireplace, two additional bedrooms, and a 3/4 bath—perfect for hosting guests or enjoying extra privacy. Step out onto the large screened-in patio to take in breathtaking views of the lake, rain or shine. In addition to the 2-car detached garage, there's a bonus under-garage space, ideal for a workshop, man cave, or extra storage for all your lake toys. Unwind around the brick firepit, fish off the floating dock, or lower your boat with the covered electric lift and head out for a day of boating, fishing, swimming, or simply floating in the sun.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,954
Year Built
- Built in 1970
Lot Details
- 7,439 Sq Ft Lot
Home Design
- Ranch Style House
- Block Foundation
- Asphalt Shingled Roof
- Wood Siding
Interior Spaces
- 998 Sq Ft Home
- Wood Burning Fireplace
- Shades
- Drapes & Rods
- Family Room Downstairs
- Dining Area
- Screened Porch
- Walk-Out Basement
- Fire and Smoke Detector
Kitchen
- Stove
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Parking
- 2 Car Detached Garage
- Gravel Driveway
Outdoor Features
- Deck
- Fire Pit
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Septic Tank
Community Details
- Property has a Home Owners Association
- HOA Managed Association
Listing and Financial Details
- Assessor Parcel Number 6301945500
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,774 | $553,130 | $209,520 | $343,610 |
| 2024 | $4,954 | $491,400 | $181,070 | $310,330 |
| 2023 | $4,332 | $491,400 | $181,070 | $310,330 |
| 2022 | $4,366 | $360,100 | $137,090 | $223,010 |
| 2021 | $4,366 | $339,720 | $129,330 | $210,390 |
| 2020 | $3,696 | $284,530 | $108,640 | $175,890 |
| 2019 | $3,388 | $284,530 | $108,640 | $175,890 |
| 2018 | $3,346 | $252,920 | $90,530 | $162,390 |
| 2017 | $3,026 | $252,920 | $90,530 | $162,390 |
| 2016 | $2,984 | $228,690 | $82,770 | $145,920 |
| 2015 | -- | $228,690 | $82,770 | $145,920 |
| 2014 | -- | $222,230 | $76,310 | $145,920 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/16/2026 03/16/26 | For Sale | $609,900 | +6.1% | $611 / Sq Ft | |
| 11/10/2022 11/10/22 | Pending | -- | -- | -- | |
| 10/25/2022 10/25/22 | Sold | $575,000 | 0.0% | $250 / Sq Ft | View Prior Sale |
| 10/25/2022 10/25/22 | Sold | $575,000 | 0.0% | $309 / Sq Ft | View Prior Sale |
| 10/24/2022 10/24/22 | For Sale | $575,000 | -2.4% | $250 / Sq Ft | |
| 09/06/2022 09/06/22 | Pending | -- | -- | -- | |
| 08/31/2022 08/31/22 | For Sale | $589,000 | +58.1% | $316 / Sq Ft | |
| 04/30/2020 04/30/20 | Sold | $372,500 | -6.8% | $373 / Sq Ft | View Prior Sale |
| 04/08/2020 04/08/20 | Pending | -- | -- | -- | |
| 01/07/2020 01/07/20 | For Sale | $399,500 | +33.2% | $400 / Sq Ft | |
| 09/11/2013 09/11/13 | Sold | $299,900 | -16.5% | $161 / Sq Ft | View Prior Sale |
| 08/05/2013 08/05/13 | Pending | -- | -- | -- | |
| 11/06/2012 11/06/12 | For Sale | $359,000 | -- | $193 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $575,000 | -- | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $372,500 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $300,000 | None Available | |
| Warranty Deed | $495,750 | None Available | |
| Quit Claim Deed | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $366,500 | New Conventional | |
| Previous Owner | $316,625 | New Conventional | |
| Previous Owner | $269,910 | New Conventional | |
| Previous Owner | $264,800 | New Conventional | |
| Previous Owner | $70,000 | Credit Line Revolving |
Source: Des Moines Area Association of REALTORS®
MLS Number: 736406
APN: 630-1945500
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