Seller's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
356 Total Sales
207 Flower St Waterloo, IL 62298
Waterloo AreaEstimated Value: $154,000 - $186,286
3
Beds
2
Baths
1,114
Sq Ft
$148/Sq Ft
Est. Value
Highlights
- No HOA
- Eat-In Kitchen
- Living Room
- Covered Patio or Porch
- Walk-In Closet
- Shed
About This Home
As of September 2025Charming 3-Bedroom Home Close to Downtown Waterloo!
Live just minutes from all the action in downtown Waterloo in this inviting 3-bedroom, 2-bath home. The bright and comfortable layout includes a spacious primary bedroom with its own walk-in closet, plus two additional bedrooms and two full bathrooms. The unfinished basement offers plenty of storage or room to create your own space.
Outside, you’ll find a generous lot with room to garden, play, or simply relax — complete with a storage shed for all your tools and toys. Whether you’re heading downtown for coffee, dinner, or community events, you’ll love having it all within easy reach.
This is your chance to own a well-kept home in a great location — schedule your showing today!
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,485
Year Built
- Built in 1924
Lot Details
- 5,227 Sq Ft Lot
- Back Yard
Home Design
- Vinyl Siding
Interior Spaces
- 1,114 Sq Ft Home
- 1-Story Property
- Living Room
- Combination Kitchen and Dining Room
Kitchen
- Eat-In Kitchen
- Gas Oven
- Gas Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Unfinished Basement
- Basement Fills Entire Space Under The House
- Crawl Space
Parking
- Alley Access
- Off-Street Parking
Outdoor Features
- Covered Patio or Porch
- Shed
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-203-020-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 15, 2025
Closed on
Sep 16, 2025
Sold by
Bought by
Seller's Agent
Monica Schmidt
eXp Realty
Buyer's Agent
Christopher Knysak
Century 21 Advantage
List Price
$150,000
Sold Price
$155,000
Premium/Discount to List
$5,000
3.33%
Views
27
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,322
Avg. Annual Appreciation
7.60%
Original Mortgage
$124,000
Outstanding Balance
$122,994
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$42,328
Purchase Details
Listed on
May 6, 2021
Closed on
Jun 29, 2021
Sold by
Bought by
Seller's Agent
Mandy McGuire
Keller Williams Pinnacle
Buyer's Agent
Monica Schmidt
eXp Realty
List Price
$119,900
Sold Price
$120,000
Premium/Discount to List
$100
0.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.25%
Original Mortgage
$106,837
Interest Rate
2.75%
Mortgage Type
FHA
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $155,000 | First American Title | ||
| $120,000 | Crowder & Scoggins Ltd |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $124,000 | ||
| Previous Owner | $4,980 | ||
| Previous Owner | $9,328 | ||
| Closed | $106,837 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/16/2025 09/16/25 | Sold | $155,000 | +3.3% | $139 / Sq Ft | |
| 08/15/2025 08/15/25 | For Sale | $150,000 | +25.0% | $135 / Sq Ft | |
| 06/29/2021 06/29/21 | Sold | $120,000 | +0.1% | $108 / Sq Ft | View Prior Sale |
| 06/24/2021 06/24/21 | Pending | -- | -- | -- | |
| 05/06/2021 05/06/21 | For Sale | $119,900 | -- | $108 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,492 | $43,830 | $15,710 | $28,120 |
| 2024 | $2,492 | $42,096 | $15,514 | $26,582 |
| 2023 | -- | $39,640 | $14,470 | $25,170 |
| 2022 | $2,595 | $40,720 | $14,730 | $25,990 |
| 2021 | $2,483 | $38,120 | $8,040 | $30,080 |
| 2020 | $2,318 | $34,730 | $8,040 | $26,690 |
| 2019 | $2,343 | $34,730 | $8,040 | $26,690 |
| 2018 | $2,304 | $33,190 | $6,500 | $26,690 |
| 2017 | $2,241 | $33,787 | $6,617 | $27,170 |
| 2016 | $0 | $33,530 | $4,870 | $28,660 |
| 2015 | $2,425 | $36,550 | $5,600 | $30,950 |
| 2014 | $2,073 | $32,460 | $5,600 | $26,860 |
| 2012 | -- | $31,890 | $5,200 | $26,690 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Schmidt
-
Christopher Knysak
Buyer's Agent in 2025
Christopher Knysak
Century 21 Advantage
(618) 920-9717
8 Total Sales
-
Mandy McGuire
Seller's Agent in 2021
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
560 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25055173
APN: 07-25-203-020-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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