$370,000
SOLD OCT 24, 2025

20720 SW 90th Loop Dunnellon, FL 34431

3 Beds
2 Baths
1,868 Sq Ft
1.04 Acres

Recently Sold

$198 Per Sq Ft

5% Below List Price

27 Days on Market

Highlights

  • 1.04 Acre Lot
  • Cathedral Ceiling
  • Solid Surface Countertops
  • Open Floorplan
  • Wood Flooring
  • 2 Car Attached Garage

About This Home

As of October 2025

Beautifully maintained 3-bedroom, 2-bath ranch-style home offering 1,868 sq. ft. of living space on 1.04 acres. The property features upgraded kitchen and bathrooms with new fixtures, stainless steel appliances, wood cabinetry, roof 2023, A/C 2023 and duct work 2024. Interior highlights include wood and tile flooring throughout, ceiling fans, and a spacious screened lanai with tile flooring. A 2-car garage provides additional convenience. Located in the desirable Rainbow Springs community, residents enjoy access to a clubhouse, swimming pool, tennis courts, billiards room, fitness center, and shuffleboard. The community also offers exclusive access to the private residents-only beach on the Rainbow River, complete with a kayak launch, picnic pavilion, and restrooms. This home combines comfort, modern upgrades, and exceptional recreational amenities in one of Florida’s most sought-after natural settings.

Last Agent to Sell the Property

Kevin Sherlock

SELLSTATE NEXT GENERATION REAL Brokerage Phone: 352-387-2383 License #3219059 Listed on: 09/01/2025

SELLSTATE NEXT GENERATION REAL

Last Buyer's Agent

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE

STELLAR NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,157

Year Built

  • Built in 1990

Lot Details

  • 1.04 Acre Lot
  • Lot Dimensions are 140x325
  • North Facing Home
  • Property is zoned A1

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,868 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Septic Tank

Community Details

  • Amy Martin/Villages Services Association, Phone Number (352) 746-6770
  • Rainbow Springs Poa
  • Village Of Rainbow Spgs Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,157

Year Built

Built in 1990

Lot Details

0

HOA Fees

$20 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Wood Siding
  • Fireplace: No
  • Living Area: 1868
  • Lot Size Acres: 1.04
  • New Construction: No
  • Year Built: 1990
  • Building Area Total: 2539
  • Lot Size Sq Ft: 45302
  • Status: Sold
  • Street Direction: SW
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 235.88
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 198.07
  • Total Acreage: 1 to less than 2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-387-2383
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Living Area Meters: 173.54

Exterior Features

  • Direction Faces: North
  • Exterior Features: Private Mailbox, Rain Gutters
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Concrete
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12083C0655D

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: None

Condo/Co-op/Association

  • Association Name: Amy Martin/Villages Services
  • Phone: 352-746-6770
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 236
  • Association #2 Fee Frequency: Annually
  • Association: Rainbow Springs POA
  • Association 2 YN: 1
  • Association Approval Required YN: 0
  • Association Fee Requirement: None

Fee Information

  • Total Annual Fees: 236.00
  • Total Monthly Fees: 19.67

Lot Info

  • Zoning: A1
  • Parcel Number: 3292-065-019
  • Additional Parcels: No
  • Lot Dimensions: 140x325
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3156.55
  • Tax Block: 65
  • Tax Book Number: R-041RAINBOW
  • Tax Lot: 19

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2025
Closed on
Oct 24, 2025
Sold by
Clark Butch H and Losurado Jacqulyn M
Bought by
Gibbs John G and Gibbs Taylor M
Seller's Agent
Kevin Sherlock
SELLSTATE NEXT GENERATION REAL
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$389,000
Sold Price
$370,000
Premium/Discount to List
-$19,000
-4.88%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.80%
Original Mortgage
$296,000
Outstanding Balance
$296,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$83,234

Purchase Details

Listed on
Sep 18, 2023
Closed on
Oct 20, 2023
Sold by
Smith Earl S and Smith Darlene G
Bought by
Clark Butch H and Losurdo Jacqulyn M
Seller's Agent
Amber Nardino
EXP REALTY LLC
Buyer's Agent
Kevin Sherlock
SELLSTATE NEXT GENERATION REAL
List Price
$309,900
Sold Price
$320,000
Premium/Discount to List
$10,100
3.26%
Views
60

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.57%
Original Mortgage
$300,162
Interest Rate
7.18%
Mortgage Type
FHA

Purchase Details

Listed on
May 23, 2017
Closed on
Jul 6, 2017
Sold by
Cleaver Devorah
Bought by
Smith Earl S and Smith Darlene G
Seller's Agent
Reilly Moore Team
Coldwell Banker Riverland Realty
Buyer's Agent
John Holloway
The Holloway Group
List Price
$159,900
Sold Price
$153,000
Premium/Discount to List
-$6,900
-4.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.41%
Original Mortgage
$145,300
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2017
Bought by
Smith Earl S

Purchase Details

Closed on
Sep 14, 2006
Sold by
Henze Wilbur S and Joseph Henze Jane A
Bought by
Henze Wilbur S and Joseph Henze Jane A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $370,000 Title Giant
Warranty Deed $320,000 Celebration Title Group
Warranty Deed $320,000 Celebration Title Group
Warranty Deed $153,000 First International Title In
Deed $100 --
Interfamily Deed Transfer -- Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $296,000 New Conventional
Previous Owner $300,162 FHA
Previous Owner $145,300 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 Sold $370,000 -4.9% $198 / Sq Ft
09/28/2025 09/28/25 Pending -- -- --
09/01/2025 09/01/25 For Sale $389,000 +21.6% $208 / Sq Ft
10/30/2023 10/30/23 Sold $320,000 +3.3% $171 / Sq Ft View Prior Sale
09/25/2023 09/25/23 Pending -- -- --
09/18/2023 09/18/23 For Sale $309,900 +102.5% $166 / Sq Ft
07/10/2017 07/10/17 Sold $153,000 -4.3% $82 / Sq Ft View Prior Sale
06/10/2017 06/10/17 Pending -- -- --
05/23/2017 05/23/17 For Sale $159,900 -- $86 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,157 $222,482 $36,000 $186,482
2023 $3,321 $172,031 $0 $0
2022 $3,067 $156,392 $0 $0
2021 $2,635 $142,175 $14,500 $127,675
2020 $2,485 $132,039 $15,300 $116,739
2019 $2,356 $125,336 $11,900 $113,436
2018 $2,067 $110,072 $12,500 $97,572
2017 $1,285 $99,560 $0 $0
2016 $1,250 $97,512 $0 $0
2015 $1,253 $96,834 $0 $0
2014 $1,273 $102,055 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: OM708573

Stellar MLS

APN: 3292-065-019