NOT LISTED FOR SALE

20721 Bell Bluff Rd Gaithersburg, MD 20879

Estimated Value: $772,998 - $815,000

4 Beds
2.5 Baths
2,862 Sq Ft
$276/Sq Ft Est. Value

Last Sold April 03, 2025

Last sale price $799,900 $279 Per Sq Ft

Current estimated payment $4,902/month

21 Days on Market

Highlights

  • Gourmet Kitchen
  • View of Trees or Woods
  • Open Floorplan
  • Goshen Elementary School Rated A-
  • 1.07 Acre Lot
  • Colonial Architecture

About This Home

As of April 2025

JUST LISTED! Experience true craftsmanship and unparalleled quality in this one-of-a-kind, modernized 4-bedroom gem, tucked away in the serene Goshen Estates. Picture yourself unwinding on the brand-new covered porch, overlooking your expansive 1+ acre yard—endless possibilities await for your personal touch.

Step inside this meticulously renovated and professionally designed home, where natural sunlight floods the open-concept layout, creating a welcoming, airy feel. The home’s reimagined floor plan has been tailored to fit today’s lifestyle, providing ultimate convenience and style. The gourmet kitchen is truly the heart of the home, boasting a massive 9-foot island, perfect for gathering and entertaining. With two separate living areas, a formal dining space, a built-in drop zone, and a cozy fireplace, the main floor exudes both flexibility and charm.

Ascend the oak staircase to the bedroom level, where luxury vinyl flooring flows seamlessly throughout. The newly relocated laundry room, complete with brand-new appliances, a utility sink, and sleek shelving, is just another thoughtful update that enhances the home’s modern conveniences. The Primary Suite is your private retreat, featuring a custom walk-in closet, a separate linen closet, and a spa-like ensuite with a double vanity and beautifully tiled shower. Three additional spacious bedrooms and a well-appointed hall bath complete this floor.

The finished lower level offers a spacious rec room, perfect for entertainment or relaxation. A large utility/storage room provides endless potential for future projects—convert it into an office, gym, or whatever your heart desires. The attached 2-car garage and expansive driveway with space for 8+ cars add convenience and ample storage.

Every inch of this home has been thoughtfully upgraded with brand-new systems including a roof, gutters, windows, doors, plumbing fixtures, smart kitchen appliances, HVAC, electrical, LED lighting, covered porch, rear deck, landscaping, and more. It’s like having a brand-new home, but without the hefty price tag!

Don’t miss out on this exceptional opportunity to own a home that combines modern luxury with unbeatable value. Visit today and make it yours!

Last Agent to Sell the Property

Jill Carney

AHC Real Estate LLC Listed on: 02/07/2025

Last Buyer's Agent

Charles Cornell

Compass License #SP98376275

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,030

Year Built

  • Built in 1977 | Remodeled in 2024

Lot Details

  • 1.07 Acre Lot
  • Landscaped
  • No Through Street
  • Premium Lot
  • Open Lot
  • Back and Front Yard
  • Property is in excellent condition
  • Property is zoned R200

Parking

  • 2 Car Direct Access Garage
  • 8 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Blown-In Insulation
  • Architectural Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Non-Functioning Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Double Pane Windows
  • Low Emissivity Windows
  • Vinyl Clad Windows
  • Window Screens
  • Insulated Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Area
  • Recreation Room
  • Storage Room
  • Utility Room
  • Views of Woods
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Stove
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Electric Dryer
  • Washer

Partially Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump

Eco-Friendly Details

  • Energy-Efficient Appliances

Outdoor Features

  • Deck
  • Exterior Lighting
  • Rain Gutters
  • Brick Porch or Patio

Schools

  • Goshen Elementary School
  • Forest Oak Middle School
  • Gaithersburg High School

Utilities

  • Forced Air Heating and Cooling System
  • Back Up Electric Heat Pump System
  • Programmable Thermostat
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • Municipal Trash
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 160901743624

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,030

Year Built

Built in 1977 | Remodeled in 2024

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-02-08
  • Federal Flood Zone: No
  • Year Built: 1977
  • Year Renovated: 2024
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: JUST LISTED! Experience true craftsmanship and unparalleled quality in this one-of-a-kind, modernized 4-bedroom gem, tucked away in the serene Goshen Estates. Picture yourself unwinding on the brand-new covered porch, overlooking your expansive 1+ acre yard—endless possibilities await for your personal touch. Step inside this meticulously renovated and professionally designed home, where natural sunlight floods the open-concept layout, creating a welcoming, airy feel. The home’s reimagined floor plan has been tailored to fit today’s lifestyle, providing ultimate convenience and style. The gourmet kitchen is truly the heart of the home, boasting a massive 9-foot island, perfect for gathering and entertaining. With two separate living areas, a formal dining space, a built-in drop zone, and a cozy fireplace, the main floor exudes both flexibility and charm. Ascend the oak staircase to the bedroom level, where luxury vinyl flooring flows seamlessly throughout. The newly relocated laundry room, complete with brand-new appliances, a utility sink, and sleek shelving, is just another thoughtful update that enhances the home’s modern conveniences. The Primary Suite is your private retreat, featuring a custom walk-in closet, a separate linen closet, and a spa-like ensuite with a double vanity and beautifully tiled shower. Three additional spacious bedrooms and a well-appointed hall bath complete this floor. The finished lower level offers a spacious rec room, perfect for entertainment or relaxation. A large utility/storage room provides endless potential for future projects—convert it into an office, gym, or whatever your heart desires. The attached 2-car garage and expansive driveway with space for 8+ cars add convenience and ample storage. Every inch of this home has been thoughtfully upgraded with brand-new systems including a roof, gutters, windows, doors, plumbing fixtures, smart kitchen appliances, HVAC, electrical, LED lighting, covered porch, rear deck, landscaping, and more. It’s like having a brand-new home, but without the hefty price tag! Don’t miss out on this exceptional opportunity to own a home that combines modern luxury with unbeatable value. Visit today and make it yours!
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer, Stove, Stainless Steel Appliances, Refrigerator, Range Hood, Oven/Range - Electric, Microwave, Icemaker, Energy Efficient Appliances, Dryer - Electric, Dishwasher
  • Flooring Type: Carpet, Ceramic Tile, Luxury Vinyl Plank
  • Interior Amenities: Attic, Bathroom - Stall Shower, Breakfast Area, Combination Kitchen/Dining, Combination Dining/Living, Combination Kitchen/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Upgraded Countertops
  • Window Features: Double Pane, Low-E, Screens, Vinyl Clad
  • Fireplace Features: Brick, Mantel(s), Non-Functioning
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Recreation Room, Storage Room, Utility Room, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Full, Heated, Improved, Partially Finished, Sump Pump
  • Laundry Type: Upper Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 3078
  • Living Area Sq Ft: 2862
  • Price Per Sq Ft: 353.63
  • Above Grade Finished Sq Ft: 2262
  • Below Grade Finished Sq Ft: 600
  • Below Grade Sq Ft: 216
  • Total Below Grade Sq Ft: 816
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20721

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding, Blown-In Insulation
  • Exterior Features: Exterior Lighting, Gutter System
  • Roof: Architectural Shingle, Asphalt
  • Spa: No
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Paved Driveway, Private
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 10
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Refuse: 244.78
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Programmable Thermostat
  • Electric Service: 200+ Amp Service, Circuit Breakers
  • Heating Fuel: Electric
  • Heating Type: Programmable Thermostat, Forced Air, Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Cable Tv Available
  • Water Source: Well
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: MONTGOMERY COUNTY PUBLIC SCHOOLS
  • Elementary School: GOSHEN
  • Middle School: FOREST OAK
  • High School: GAITHERSBURG
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138126809
  • School District Source: Listing Agent
  • Elementary School: GOSHEN
  • High School: GAITHERSBURG
  • Middle Or Junior School: FOREST OAK

Lot Info

  • Horses: No
  • Land Use Code: R
  • Lot Features: Front Yard, Landscaping, No Thru Street, Open, Premium, Rear Yard
  • Lot Size Acres: 1.07
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 46803.00
  • Outdoor Living Structures: Brick, Deck(s), Porch(es), Roof
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R200
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6030.00
  • Assessor Parcel Number: 160901743624
  • Tax Lot: 26
  • Tax Total Finished Sq Ft: 2862
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 04/03/2025

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2025
Closed on
Apr 3, 2025
Sold by
Benjoar Maurice
Bought by
Swerdlick Chase and Swerdlick Samantha
Seller's Agent
Jill Carney
AHC Real Estate LLC
Buyer's Agent
Charles Cornell
Compass
List Price
$799,900
Sold Price
$799,900
Total Days on Market
21
Views
246
Current Estimated Value
$796,513

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,387
Avg. Annual Appreciation
-4.12%
Original Mortgage
$771,303
Outstanding Balance
$771,303
Interest Rate
6.76%
Mortgage Type
VA
Estimated Equity
$17,573
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swerdlick Chase $799,900 District Title
Swerdlick Chase $799,900 District Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Swerdlick Chase $771,303
Closed Swerdlick Chase $771,303
Previous Owner Benjoar Maurice $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/03/2025 04/03/25 Sold $799,900 0.0% $279 / Sq Ft
02/28/2025 02/28/25 Pending -- -- --
02/07/2025 02/07/25 For Sale $799,900 -- $279 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,030 $479,700 $0 $0
2023 $4,693 $425,800 $242,600 $183,200
2022 $4,474 $425,800 $242,600 $183,200
2021 $4,540 $425,800 $242,600 $183,200
2020 $4,540 $438,900 $242,600 $196,300
2019 $4,497 $436,300 $0 $0
2018 $4,468 $433,700 $0 $0
2017 $4,527 $431,100 $0 $0
2016 -- $416,300 $0 $0
2015 $5,048 $401,500 $0 $0
2014 $5,048 $386,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDMC2164566

Bright MLS

APN: 09-01743624