
20735 5th Ave W Summerland Key, FL 33042
Estimated payment $8,474/month
About This Home
This beautifully renovated 3 Bedroom 2 Bathroom home is located in Cudjoe Gardens, a premiere boating community offering wide crystal clear deep draft canals, quick ocean access, neighborhood restaurant and a full service marina with fuel, bait, ice, refreshments and boat ramp. As you enter into this lovely and impeccably kept home a bright and sunny Great Room greets you highlighted with a retractable wall of glass that brings the outdoors in. The well equipped Kitchen offers quartz counters, stainless steel appliances, including gas range, and a large center island to gather around. The large Primary Suite is enhanced with custom walk-in closet, quartzite bath and retractable glass doors leading to the Porch where morning coffee or evening cocktails are enjoyed. Throughout the home you will find tongue and groove wood ceilings and porcelain plank flooring. Captains will appreciate the new 90' composite Dock complete with 10,000 lb Boat Lift, Davits, lighted Fish Cleaning Station and quick open water access. The 2-car Garage provides lots of space for all of your toys. The solidly built home boasts CBS construction, all new impact doors and windows, Hardie Board soffits, and metal roof. The brick paved back yard offers plenty of room for a pool. The sellers have done a magnificent job with the renovation including updating the electric panel, new ac, tankless hot water heater and freshly painted interior and exterior. Home is sold furnished with a few exclusions. Boat is available for sale. This home is truly a must see.
Listing Agent
Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 06/21/2025

Map
Home Details
Home Type
Single Family
Est. Annual Taxes
$6,943
Year Built
1985
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Voluntary HOA: Yes
- Contingent: Contingent/Show
- Control Depth: 4
- Dockage Dock: Composite
- Dockage Dock Length: 90
- Fee Includes: None
- Key Island: Cudjoe Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 21.00
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Other Area Features, Bike Paths
- Off Shore Island: No
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Ocean
- State Province: FL
- Taxes: 7211.81
- Title: Negotiable
- Vehicle Storage: Garage, Off Street Parking, Open Parking
- Vehicle Storage Cars: 2
- Year Built: 1985
- Alternate Key Number: 1225592
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 9000.00
- Porch Balcony: Screened P/B, Patio
- Species List: Yes
- Tax Exemptions: Homestead
- Building Style Above Flood: Unknown
- Estimated Living Sq Ft: 1582.00
- G F Interior Features: Tankless Hot Wtr Htr
- Property Condition: Updated/Remodeled
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: UnderContract
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Split Bedroom, Built-in Cabinets, Quartz Countertops, Walk-in Closet(s), Storage
- Total Bathrooms: 2.00
- Full Bathrooms: 2
- Appliances: Washer, Stainless Steel Appliance(s), Gas Appliances, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Floor: Tile
- Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
- Total Bedrooms: 3
Exterior Features
- Dockage: Davits, Boat Lift
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: CBS
- Exterior Features: Lanai
- Roof: Metal Roof
- Waterview: Canal View
- Pool: No
Utilities
- Utilities: FKAA, Propane, Cable Available, Buyer to Verify, Municipal Sewer
Lot Info
- Deed Restrictions: Yes
- Flood Zone: AE
- Parcel Number: 00174634-008300
- Land Size: Less Than 1/4 Acre
- Acres: 0.21
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Negotiable
Tax Info
- Tax Year: 2024
Multi Family
- Total Units: 1.00
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $6,943 | $832,174 | -- | -- |
2023 | $6,943 | $807,936 | $0 | $0 |
2022 | $6,752 | $784,404 | $467,775 | $316,629 |
2021 | $5,603 | $569,075 | $309,488 | $259,587 |
2020 | $5,685 | $572,512 | $307,125 | $265,387 |
2019 | $5,360 | $535,335 | $266,760 | $268,575 |
2018 | $5,601 | $545,833 | $274,050 | $271,783 |
2017 | $4,929 | $480,060 | $0 | $0 |
2016 | $4,754 | $449,487 | $0 | $0 |
2015 | $4,511 | $406,374 | $0 | $0 |
2014 | $4,600 | $397,110 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
06/21/2025 06/21/25 | For Sale | $1,449,000 | -- | $916 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $625,000 | Attorney | |
Warranty Deed | $810,000 | Chicago Title Of Fl Keys Inc | |
Warranty Deed | $679,000 | -- | |
Warranty Deed | $290,000 | -- | |
Warranty Deed | $200,000 | -- | |
Warranty Deed | $5,600 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $543,200 | Purchase Money Mortgage |
About the Listing Agent

She began her real estate career in 1989 working for luxury condo developer in Miami, FL. She was promoted to Broker of Mystic Point Realty in Aventura, FL in 1995 and then went on to be a top producing agent for Sotheby's International Realty on Miami Beach FL in 1999, where she specialized in Luxury Estates Homes. In 2004 she purchased a vacation home in the Florida Keys and fell in love with the area. Six months later she made the Keys her permanent home. Since joining Coldwell Banker
Lisa's Other Listings
Source: Key West Association of REALTORS®
MLS Number: 615527

APN: 00174634-008300
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