Seller's Agent in 2026
Holly Okeson
HomeSmart Adventure Realty
(218) 234-6565
104 Total Sales
20740 County Highway 29 Rochert, MN 56578
3
Beds
1
Bath
1,364
Sq Ft
8,712
Sq Ft Lot
Highlights
- 49 Feet of Waterfront
- Lake View
- Eat-In Kitchen
- Beach Access
- No HOA
- 1-Story Property
About This Home
As of July 2026Cotton Lake Turn-Key!! Start enjoying lake life from day one with this beautifully updated 3-bedroom, 1-bath lakefront retreat on sought-after Cotton Lake. Offering 49 feet of sandy shoreline frontage, this fully furnished, turn-key property has been used as a STR and is ready for immediate enjoyment or investment.
Inside, you'll find a bright, open-concept layout featuring an updated kitchen with stainless steel appliances, spacious living areas, and stunning lake views throughout. The large primary bedroom includes direct deck access, while oversized windows fill the home with natural light and showcase the picturesque waterfront setting.
Step outside to enjoy the large lakeside deck, level yard, private dock, and sandy beach—perfect for swimming, boating, entertaining, or simply relaxing by the water.Whether you're looking for a personal getaway, year-round residence, or income-producing vacation rental, this property checks all the boxes.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,684
Year Built
- Built in 1920
Lot Details
- 49 Feet of Waterfront
- Lake Front
Home Design
- Block Foundation
- Frame Construction
- Vinyl Siding
Interior Spaces
- 1,364 Sq Ft Home
- 1-Story Property
- Combination Kitchen and Dining Room
- Lake Views
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Bathroom
Laundry
- Dryer
- Washer
Basement
- Block Basement Construction
- Crawl Space
Outdoor Features
- Beach Access
Utilities
- Mini Split Air Conditioners
- Baseboard Heating
- Sand Point Well
- Electric Water Heater
- Water Softener is Owned
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 100222000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 6, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,000
Outstanding Balance
$191,091
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$342,517
Purchase Details
Closed on
Jun 16, 2015
Sold by
Bought by
Purchase Details
Closed on
Jun 4, 2010
Sold by
Bought by
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $322,500 | -- | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $125,000 | None Available | |
| Deed | $129,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $258,000 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $130,000 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/06/2026 07/06/26 | Sold | $540,000 | -1.8% | $396 / Sq Ft |
| 06/22/2026 06/22/26 | Pending | -- | -- | -- |
| 06/18/2026 06/18/26 | For Sale | $550,000 | -- | $403 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,684 | $392,000 | $252,300 | $139,700 |
| 2024 | $2,552 | $408,600 | $252,100 | $156,500 |
| 2023 | $2,344 | $318,500 | $204,600 | $113,900 |
| 2022 | $2,296 | $277,100 | $185,400 | $91,700 |
| 2021 | $1,830 | $244,800 | $185,400 | $59,400 |
| 2020 | $1,910 | $244,800 | $185,400 | $59,400 |
| 2019 | $1,950 | $244,800 | $185,400 | $59,400 |
| 2018 | $40 | $247,500 | $185,400 | $62,100 |
| 2017 | $1,770 | $231,100 | $164,000 | $67,100 |
| 2016 | $1,902 | $204,200 | $149,800 | $54,400 |
| 2015 | $1,918 | $214,700 | $149,800 | $64,900 |
| 2014 | -- | $206,300 | $149,800 | $56,500 |
Source: Public Records
Agents Affiliated with this Home
-
Holly Okeson
Map
Source: NorthstarMLS
MLS Number: 7095887
APN: R100222000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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