$417,000
SOLD AUG 14, 2025

20745 Royal Palace Square Unit 102 Sterling, VA 20165

2 Beds
2 Baths
1,692 Sq Ft
$959/mo HOA Fee

Recently Sold

$246 Per Sq Ft

2% Below List Price

28 Days on Market

Highlights

  • Active Adult
  • Wood Flooring
  • Community Pool
  • Clubhouse
  • 1 Fireplace
  • Jogging Path

About This Home

As of August 2025

This beautifully maintained first-floor home is located in a vibrant 55+ community and offers an open floor plan filled with natural light, highlighting the gorgeous hardwood floors and a cozy fireplace that invites relaxation.

Enjoy cooking in the eat-in kitchen with gas cooking, then step outside to your private patio—perfect for morning coffee or quiet evenings. The oversized bathrooms and spacious primary suite with a sitting area create a luxurious retreat, while the private garage parking adds everyday ease.

Live the low-maintenance lifestyle you’ve been looking for in a peaceful, friendly neighborhood known for its strong sense of community and active social scene. Residents enjoy access to a clubhouse, walking trails, and beautifully landscaped grounds—all tailored for 55+ living. The location is both convenient and secure, with close proximity to shopping, dining, and medical facilities.

Whether you're seeking an active lifestyle or simply a quiet, well-built home to enjoy life at your pace, this gem offers it all.

Last Agent to Sell the Property

Sarah Reynolds

(703) 844-3425 info@empowerhome.com Keller Williams Realty License #0225174916 Listed on: 05/29/2025

Keller Williams Realty

Last Buyer's Agent

Michelina Queri

(703) 217-1234 mqsells4u@verizon.net Samson Properties License #0225078717

Samson Properties

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,398

Year Built

  • Built in 2004

HOA Fees

Parking

  • Assigned Parking Garage Space
  • Private Parking
  • Garage Door Opener

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction

Interior Spaces

  • 1,692 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • 1 Fireplace

Kitchen

  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio

Schools

  • Lowes Island Elementary School
  • Seneca Ridge Middle School
  • Dominion High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 007478359002

Community Details

Overview

  • Active Adult
  • $500 Capital Contribution Fee
  • Association fees include water, trash, snow removal, lawn maintenance, exterior building maintenance, reserve funds
  • Active Adult | Residents must be 55 or older
  • Low-Rise Condominium
  • Central Parke At Lowes Island Condos
  • Central Parke At Lowes Island Community
  • Central Parke At Lowes Island Subdivision

Recreation

  • Community Pool
  • Jogging Path

Pet Policy

  • Pets allowed on a case-by-case basis

Additional Features

  • Clubhouse
  • Security Service

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,398

Year Built

Built in 2004

Lot Details

0

HOA Fees

$959 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Expected On Market: 5/29/2025 12:00:00 AM
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Remarks Public: This beautifully maintained first-floor home is located in a vibrant 55+ community and offers an open floor plan filled with natural light, highlighting the gorgeous hardwood floors and a cozy fireplace that invites relaxation. Enjoy cooking in the eat-in kitchen with gas cooking, then step outside to your private patio—perfect for morning coffee or quiet evenings. The oversized bathrooms and spacious primary suite with a sitting area create a luxurious retreat, while the private garage parking adds everyday ease. Live the low-maintenance lifestyle you’ve been looking for in a peaceful, friendly neighborhood known for its strong sense of community and active social scene. Residents enjoy access to a clubhouse, walking trails, and beautifully landscaped grounds—all tailored for 55+ living. The location is both convenient and secure, with close proximity to shopping, dining, and medical facilities. Whether you're seeking an active lifestyle or simply a quiet, well-built home to enjoy life at your pace, this gem offers it all.
  • Washer Dryer Hookups YN: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Microwave, Dryer, Washer, Dishwasher, Refrigerator, Icemaker, Stove
  • Entry Floor: 1
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Ceiling Fan(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 1692
  • Living Area Sq Ft: 1692
  • Price Per Sq Ft: 251.18
  • Above Grade Finished Sq Ft: 1692
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20745

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Private
  • Garage Features: Garage Door Opener
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Parking Garage
  • Parking Garage Number Of Spaces: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 277.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 682.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: CENTRAL PARKE AT LOWES ISLAND
  • HOA Condo Co-Op Amenities: Jog/Walk Path, Security, Club House, Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Water, Trash, Snow Removal, Lawn Maintenance, Ext Bldg Maint, Reserve Funds
  • HOA Name: CENTRAL PARKE AT LOWES ISLAND
  • HOA: Yes
  • Senior Community Age Requirement: 55
  • Senior Community: Yes

Fee Information

  • Capital Contribution Fee: 500.00

Schools

  • School District: LOUDOUN COUNTY PUBLIC SCHOOLS
  • Elementary School: LOWES ISLAND
  • Middle School: SENECA RIDGE
  • High School: DOMINION
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139189813
  • School District Source: Listing Agent
  • Elementary School: LOWES ISLAND
  • High School: DOMINION
  • Middle Or Junior School: SENECA RIDGE

Lot Info

  • Outdoor Living Structures: Patio(s)
  • Year Assessed: 2025
  • Zoning: PDH4
  • In City Limits: No

Rental Info

  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3398.00
  • Assessor Parcel Number: 007478359002
  • Tax Total Finished Sq Ft: 1692
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025
  • Close Date: 08/14/2025

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Aug 8, 2025
Sold by
Zimmerman Dolores M
Bought by
Ross-Spiwak Tanya
Seller's Agent
Sarah Reynolds
Keller Williams Realty
Buyer's Agent
Michelina Queri
Samson Properties
List Price
$425,000
Sold Price
$417,000
Premium/Discount to List
-$8,000
-1.88%
Views
57

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.09%
Original Mortgage
$250,200
Outstanding Balance
$250,200
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$175,633

Purchase Details

Closed on
Nov 18, 2004
Sold by
Beazer Homes Corp
Bought by
Zimmerman Dolores M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
5.8%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $417,000 First American Title Insurance
Special Warranty Deed $310,560 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,200 New Conventional
Previous Owner $240,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 Sold $417,000 -1.9% $246 / Sq Ft
06/26/2025 06/26/25 Pending -- -- --
05/29/2025 05/29/25 For Sale $425,000 -- $251 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,162 $392,800 $135,000 $257,800
2024 $3,398 $392,800 $135,000 $257,800
2023 $3,455 $394,800 $115,000 $279,800
2022 $3,168 $355,960 $110,000 $245,960
2021 $3,194 $325,960 $80,000 $245,960
2020 $3,234 $312,420 $80,000 $232,420
2019 $3,196 $305,880 $65,000 $240,880
2018 $3,319 $305,880 $65,000 $240,880
2017 $3,555 $316,040 $65,000 $251,040
2016 $3,619 $316,040 $0 $0
2015 $3,587 $251,040 $0 $251,040
2014 $3,541 $241,570 $0 $241,570
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO2097370

Bright MLS

APN: 007-47-8359-002