NOT LISTED FOR SALE

20760 Bank Way Sterling, VA 20165

Estimated Value: $947,000 - $1,007,000

4 Beds
3.5 Baths
3,766 Sq Ft
$260/Sq Ft Est. Value

Last Sold June 05, 2020

Last sale price $660,000 $175 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $6,027/month

58 Days on Market

Highlights

  • Fitness Center
  • Open Floorplan
  • Two Story Ceilings
  • Lowes Island Elementary School Rated A
  • Contemporary Architecture
  • Backs to Trees or Woods

About This Home

As of June 2020

NO SHOWINGS UNTIL THURSDAY*GORGEOUS HOME WITH FABULOUS LOCATION IN LOWES ISLAND/CASCADES COMMUNITY*OPEN, EASY FLOW AND FLOOR PLAN FEATURES 3 FINISHED LEVELS, 4 BEDROOMS, AND 3.5 BATHROOMS*THE MAIN LEVEL BOASTS HARDWOOD FLOORING, ELEGANT STUDY WITH BUILT-IN CABINETS, AND GRANITE TOP WET BAR*SPACIOUS DINING AND LIVING ROOMS WITH WALLS OF WINDOWS*ENJOY YOUR CHEF'S KITCHEN WITH GAS COOKTOP, STAINLESS STEEL APPLIANCES, AND LOTS OF COUNTER AND CABINET SPACE*RELAX IN THE COZY FAMILY ROOM WITH 2-STORY BRICK FIREPLACE*THE UPPER LEVEL FEATURES 4 LARGE BEDROOMS WITH A MASTER SUITE WITH SITTING ROOM, LUXURY BATH WITH SOAKING TUB AND SEPARATE SHOWER AND BAY WINDOW*FRESH CARPET THROUGHOUT THE UPPER LEVEL BEDROOMS*IN THE FINISHED LOWER LEVEL YOU WILL BE CHARMED BY THE ADDITIONAL WET BAR WITH GRANITE COUNTERTOPS, AN ADDITIONAL BRICK FIREPLACE, SEPARATE DEN/BEDROOM WITH CLOSET AND FULL BATH, AND HUGE ENTERTAINING AREA*TONS OF STORAGE*ELEMENTARY SCHOOL IS ACROSS THE STREET AND THERE IS EASY ACCESS TO COMMUNITY AMENITIES AND EASY ACESS TO MANY COMMUTER ROUTES* ENJOY ALL THE COMMUNITY AMENITIES, INCLUDING PARKS, WALKING TRAILS, SWIMMING POOLS, TENNIS COURTS, RECREATION CENTER AND FITNESS CENTERS. ACCESS TO HIKING TRAILS ON THE POTOMAC RIVER*CONVENIENT TO ALGONKIAN PARK, WHICH INCLUDES PICNIC AREAS, GOLF, CAMPING, AND BOATING - PLEASE SEE SHOWING TIME FOR SHOWING INSTRUCTIONS

Last Agent to Sell the Property

Marilyn Brennan

Long & Foster Real Estate, Inc. Listed on: 02/27/2020

Long & Foster Real Estate, Inc.

Co-Listed By

Christopher Brennan

Long & Foster Real Estate, Inc. License #0225047802

Last Buyer's Agent

Iman Elagazy

Urban Pace Polaris, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,993

Year Built

  • Built in 1990

Lot Details

  • 6,098 Sq Ft Lot
  • Landscaped
  • Corner Lot
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned 18

HOA Fees

  • $68 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Open Parking Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Architectural Shingle Roof
  • Masonry

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Two Story Ceilings
  • Recessed Lighting
  • 2 Fireplaces
  • Screen For Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Window Treatments
  • Bay Window
  • Family Room Off Kitchen
  • Formal Dining Room
  • Basement Fills Entire Space Under The House
  • Intercom

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Self-Cleaning Double Oven
  • Gas Oven or Range
  • Down Draft Cooktop
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Schools

  • Lowes Island Elementary School
  • Seneca Ridge Middle School
  • Dominion High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 188
  • Assessor Parcel Number 006100737000

Community Details

Overview

  • Association fees include pool(s), health club, trash, snow removal
  • Cascades Community Association
  • Cascades Lowes Island Subdivision

Amenities

  • Party Room
  • Recreation Room

Recreation

  • Golf Course Membership Available
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,993

Year Built

Built in 1990

Lot Details

0

HOA Fees

$68 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2020-03-06
  • Federal Flood Zone: No
  • Year Built: 1990
  • Remarks Public: NO SHOWINGS UNTIL THURSDAY*GORGEOUS HOME WITH FABULOUS LOCATION IN LOWES ISLAND/CASCADES COMMUNITY*OPEN, EASY FLOW AND FLOOR PLAN FEATURES 3 FINISHED LEVELS, 4 BEDROOMS, AND 3.5 BATHROOMS*THE MAIN LEVEL BOASTS HARDWOOD FLOORING, ELEGANT STUDY WITH BUILT-IN CABINETS, AND GRANITE TOP WET BAR*SPACIOUS DINING AND LIVING ROOMS WITH WALLS OF WINDOWS*ENJOY YOUR CHEF'S KITCHEN WITH GAS COOKTOP, STAINLESS STEEL APPLIANCES, AND LOTS OF COUNTER AND CABINET SPACE*RELAX IN THE COZY FAMILY ROOM WITH 2-STORY BRICK FIREPLACE*THE UPPER LEVEL FEATURES 4 LARGE BEDROOMS WITH A MASTER SUITE WITH SITTING ROOM, LUXURY BATH WITH SOAKING TUB AND SEPARATE SHOWER AND BAY WINDOW*FRESH CARPET THROUGHOUT THE UPPER LEVEL BEDROOMS*IN THE FINISHED LOWER LEVEL YOU WILL BE CHARMED BY THE ADDITIONAL WET BAR WITH GRANITE COUNTERTOPS, AN ADDITIONAL BRICK FIREPLACE, SEPARATE DEN/BEDROOM WITH CLOSET AND FULL BATH, AND HUGE ENTERTAINING AREA*TONS OF STORAGE*ELEMENTARY SCHOOL IS ACROSS THE STREET AND THERE IS EASY ACCESS TO COMMUNITY AMENITIES AND EASY ACESS TO MANY COMMUTER ROUTES* ENJOY ALL THE COMMUNITY AMENITIES, INCLUDING PARKS, WALKING TRAILS, SWIMMING POOLS, TENNIS COURTS, RECREATION CENTER AND FITNESS CENTERS. ACCESS TO HIKING TRAILS ON THE POTOMAC RIVER*CONVENIENT TO ALGONKIAN PARK, WHICH INCLUDES PICNIC AREAS, GOLF, CAMPING, AND BOATING - PLEASE SEE SHOWING TIME FOR SHOWING INSTRUCTIONS
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop - Down Draft, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven - Double, Oven - Self Cleaning, Oven - Wall, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Water Heater, Washer
  • Flooring Type: Ceramic Tile, Hardwood, Carpet
  • Interior Amenities: Breakfast Area, Carpet, Floor Plan - Traditional, Formal/Separate Dining Room, Intercom, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Stall Shower, Upgraded Countertops, Walk-In Closet(s), Wet/Dry Bar, Window Treatments, Wood Floors, Built-Ins, Family Room Off Kitchen, Floor Plan - Open
  • Window Features: Bay/Bow
  • Fireplace Features: Brick, Mantel(s), Screen
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Full
  • Laundry Type: Main Floor
  • Total Sq Ft: 3766
  • Living Area Sq Ft: 3766
  • Price Per Sq Ft: 243.63
  • Above Grade Finished Sq Ft: 2709
  • Below Grade Finished Sq Ft: 1057
  • Total Below Grade Sq Ft: 1057
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20760

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Masonry
  • Exterior Features: Sidewalks
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Open Parking Spaces Count: 2
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 68.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Bike Trail, Exercise Room, Golf Course Membership Available, Jog/Walk Path, Party Room, Pool - Outdoor, Recreational Center, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Pool(s), Health Club, Trash, Snow Removal
  • HOA Name: CASCADES COMMUNITY ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: LOUDOUN COUNTY PUBLIC SCHOOLS
  • Elementary School: LOWES ISLAND
  • Middle School: SENECA RIDGE
  • High School: DOMINION
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139189813
  • School District Source: Listing Agent
  • Elementary School: LOWES ISLAND
  • High School: DOMINION
  • Middle Or Junior School: SENECA RIDGE

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 366850.00
  • Land Assessed Value: 206700.00
  • Lot Features: Backs To Trees, Corner, Landscaping
  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6098.00
  • Property Condition: Very Good
  • Year Assessed: 2020
  • Zoning: 18
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 16550667
  • Tax Annual Amount: 5993.00
  • Assessor Parcel Number: 006100737000
  • Tax Lot: 188
  • Tax Total Finished Sq Ft: 3766
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020
  • Close Date: 06/05/2020

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2020
Closed on
Jun 5, 2020
Sold by
Hawkins Susan Lockey and Slh Living Trust
Bought by
Meguid Ahmed Sherif Abdel and Hamdi Omnia K
Seller's Agent
Marilyn Brennan
Long & Foster Real Estate, Inc.
Buyer's Agent
Iman Elagazy
Urban Pace Polaris, Inc.
List Price
$660,000
Sold Price
$660,000
Current Estimated Value
$977,859

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$317,859
Avg. Annual Appreciation
7.87%
Original Mortgage
$660,000
Outstanding Balance
$587,405
Interest Rate
3.3%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$390,454

Purchase Details

Closed on
Jul 26, 2016
Sold by
Hawkins Susan Lockey
Bought by
The Slh Living Trust Dated The 26Th Day

Purchase Details

Closed on
Dec 11, 2008
Sold by
Prudential Relo Inc
Bought by
Hawkins Tr Susan Lockey and Susan Lockey Hawkins Liv Trst,

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 24, 2008
Sold by
Joe Herbert
Bought by
Prudential Relo Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 12, 2007
Sold by
Wheeler Franklin
Bought by
Joe Erin M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 17, 1997
Sold by
Wheeler Franklin and Wheeler Rungthip
Bought by
Wheeler Franklin
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Meguid Ahmed Sherif Abdel $660,000 Attorney
The Slh Living Trust Dated The 26Th Day -- None Available
Hawkins Tr Susan Lockey $540,000 --
Prudential Relo Inc $540,000 --
Joe Erin M $540,000 --
Wheeler Franklin -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Meguid Ahmed Sherif Abdel $660,000
Previous Owner Hawkins Susan Lockey $376,225
Previous Owner Hawkins Susan Lockey $399,641
Previous Owner Hawkins Tr Susan Lockey $417,000
Previous Owner Prudential Relo Inc $69,000
Previous Owner Joe Erin M $417,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/05/2020 06/05/20 Sold $660,000 0.0% $175 / Sq Ft
04/25/2020 04/25/20 Pending -- -- --
04/20/2020 04/20/20 For Sale $660,000 0.0% $175 / Sq Ft
04/08/2020 04/08/20 Off Market $660,000 -- --
03/10/2020 03/10/20 Pending -- -- --
03/09/2020 03/09/20 Pending -- -- --
02/27/2020 02/27/20 For Sale $660,000 -- $175 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,570 $940,320 $253,900 $686,420
2024 $7,477 $864,430 $248,900 $615,530
2023 $7,022 $802,560 $243,900 $558,660
2022 $7,114 $799,350 $238,900 $560,450
2021 $7,058 $720,210 $216,700 $503,510
2020 $6,042 $583,730 $206,700 $377,030
2019 $5,994 $573,550 $206,700 $366,850
2018 $6,120 $564,100 $206,700 $357,400
2017 $6,278 $558,070 $206,700 $351,370
2016 $6,538 $570,970 $0 $0
2015 $6,449 $361,480 $0 $361,480
2014 $6,521 $357,880 $0 $357,880
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO403732

Bright MLS

APN: 006-10-0737