NOT LISTED FOR SALE

20765 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated Value: $638,152 - $694,000

5 Beds
3 Baths
3,031 Sq Ft
$220/Sq Ft Est. Value

Sale Details

Date Sold: February 25, 2021

Last sale price $499,999 $165 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $4,456 / mo

84 Days on Market

Highlights

  • Lake Front
  • Fitness Center
  • Gated with Attendant
  • Pinewoods Elementary School Rated A-
  • Tennis Courts
  • In Ground Pool

About This Home

As of February 2021

A huge price cut on this spacious Oxford model. The only one in Bella Terra on a lake with SE rear exposure for SALE. Sellers are offering a ONE YEAR home warranty to be issued at closing. With 5 bedrooms and 3 full baths, there is plenty of room to entertain guests and family. MASTER BEDROOM is located UPSTAIRS next to the laundry room. Hardwood laminate through out the large dining/living area and upstairs.There is one bedroom and full bathroom located on the main level. The kitchen offers tons of storage with its walnut wood cabinets and prep island. Plantation Shutters on the dining/living room windows.
Newer A/C unit in 2016 and hurricane impact windows in 2015. Low quarterly HOA fees. Perfect family oasis with a great sense of community for ALL ages. Bella Terra is a gated community located close to I-75, Southwest International Airport, FGCU, Fine dining and local beaches. This home is 10 minutes walking distance from the club house and amenities. But with having your own saltwater pool overlooking the lake, why leave? Are you out of state looking to move to Florida? We can schedule a virtual tour for you. *Motivated Sellers*

Last Agent to Sell the Property

Astrid Shover

KW Elevate Luxury License #258029558 Listed on: 11/02/2020

KW Elevate Luxury

Last Buyer's Agent

Leslie Prinz

Orchid Realty International License #3355696

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,843

Year Built

  • Built in 2006

Lot Details

  • 11,761 Sq Ft Lot
  • Lot Dimensions are 64 x 150 x 90 x 151
  • Lake Front
  • Northwest Facing Home
  • Rectangular Lot
  • Property is zoned RPD

HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Tile Roof
  • Stucco

Interior Spaces

  • 3,031 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Double Hung Windows
  • Entrance Foyer
  • Open Floorplan
  • Formal Dining Room
  • Hobby Room
  • Lake Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Walk-In Pantry
  • Self-Cleaning Oven
  • Electric Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms
  • Dual Sinks
  • Hydromassage or Jetted Bathtub
  • Separate Shower

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Security Gate
  • Intercom
  • Impact Glass
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Saltwater Pool
  • Screen Enclosure

Outdoor Features

  • Tennis Courts
  • Screened Patio
  • Porch

Schools

  • Pinewoods Elementary School
  • School Choice Middle School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 42 / D
  • Assessor Parcel Number 29-46-26-E3-0200D.0420

Community Details

Overview

  • Association fees include cable TV, ground maintenance
  • Association Phone (239) 454-1101
  • Bella Terra Subdivision

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Bocce Ball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Trails

Additional Features

  • Clubhouse
  • Gated with Attendant

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,843

Year Built

Built in 2006

Lot Details

0.27 Acres

HOA Fees

$205 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.27
  • Lot Size: 64 x 150 x 90 x 151
  • Ownership: Single Family
  • Subdivision Name: BELLA TERRA
  • Architectural Style: Two Story
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2006
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Private Spa: No
  • Appliances: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven, Washer
  • Other Equipment: Intercom
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Flooring: Laminate, Tile
  • Interior Amenities: Breakfast Bar, Bedroom on Main Level, Breakfast Area, Bathtub, Separate/Formal Dining Room, Dual Sinks, Entrance Foyer, Family/Dining Room, Jetted Tub, Kitchen Island, Living/Dining Room, Pantry, Separate Shower, Cable TV, Upper Level Master, Walk-In Pantry, High Speed Internet, Intercom
  • Living Area: 3031.0
  • Stories: 2
  • Window Features: Double Hung, Impact Glass
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Lot Features: Rectangular Lot
  • Pool Features: In Ground, Screen Enclosure, Salt Water, Community
  • Pool Private: Yes
  • View: Lake
  • View: Yes
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: Northwest
  • Exterior Features: Patio, Tennis Court(s)
  • Patio And Porch Features: Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Tile

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3.0
  • Garage Spaces: 3.0
  • Parking Features: Attached, Driveway, Garage, Paved, Garage Door Opener

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup, Inside
  • Security: Security Gate, Gated with Guard, Gated Community, Security System, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated, Tennis Court(s), Street Lights
  • Amenities: Basketball Court, Bocce Court, Clubhouse, Fitness Center, Hobby Room, Playground, Pickleball, Pool, Sidewalks, Tennis Court(s), Trail(s)
  • Association #2 Fee: 211.0
  • Association #2 Fee Frequency: Quarterly
  • Association Fee: 405.0
  • Association Fee Frequency: Quarterly
  • Phone: 2394541101
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Cable TV, Maintenance Grounds

Schools

  • Elementary School: PINEWOODS ELEMENTARY
  • Middle Or Junior School: SCHOOL CHOICE

Lot Info

  • Parcel #: 29-46-26-E3-0200D.0420
  • Zoning Description: RPD
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 5843.0
  • Tax Block: D
  • Tax Lot: 42
  • Tax Year: 2019

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 2, 2020
Closed on
Feb 25, 2021
Sold by
Bought by
Seller's Agent
Astrid Shover
KW Elevate Luxury
Buyer's Agent
Leslie Prinz
Orchid Realty International
List Price
$529,900
Sold Price
$499,999
Premium/Discount to List
-$29,901
-5.64%
Current Estimated Value
$665,788

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$165,789
Avg. Annual Appreciation
5.44%
Original Mortgage
$474,999
Outstanding Balance
$416,019
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$249,769

Purchase Details

Listed on
May 11, 2017
Closed on
May 17, 2018
Sold by
Bought by
Seller's Agent
Martin Mcgill
Realty One Group MVP
Buyer's Agent
Anna Bradley
Maxim LLC
List Price
$479,900
Sold Price
$440,000
Premium/Discount to List
-$39,900
-8.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.71%
Original Mortgage
$405,000
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 12, 2015
Closed on
Sep 8, 2015
Sold by
Bought by
Seller's Agent
Marja Borkert
Schwab Real Estate Sales & Inv
Buyer's Agent
Martin Mcgill
Realty One Group MVP
List Price
$442,900
Sold Price
$395,000
Premium/Discount to List
-$47,900
-10.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.09%

Purchase Details

Closed on
Dec 20, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Interest Rate
4.06%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 21, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$427,444
Interest Rate
7%
Mortgage Type
Negative Amortization
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$500,000 Florida Ttl & Guarantee Agcy
$440,000 Lutgert Title Llc
$395,000 Attorney
$270,500 Island Title 5 Star Agency L
$537,100 North American Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $75,000
Open $474,999
Previous Owner $405,000
Previous Owner $100,000
Previous Owner $243,000
Previous Owner $427,444
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/25/2021 02/25/21 Sold $499,999 -5.6% $165 / Sq Ft
01/26/2021 01/26/21 Pending -- -- --
11/02/2020 11/02/20 For Sale $529,900 +20.4% $175 / Sq Ft
05/18/2018 05/18/18 Sold $440,000 -5.4% $94 / Sq Ft View Prior Sale
04/19/2018 04/19/18 Pending -- -- --
01/05/2018 01/05/18 Price Changed $464,900 -3.1% $99 / Sq Ft
06/23/2017 06/23/17 For Sale $479,900 0.0% $102 / Sq Ft
06/22/2017 06/22/17 Pending -- -- --
05/11/2017 05/11/17 For Sale $479,900 +21.5% $102 / Sq Ft
09/09/2015 09/09/15 Sold $395,000 -10.8% $131 / Sq Ft View Prior Sale
08/10/2015 08/10/15 Pending -- -- --
05/12/2015 05/12/15 For Sale $442,900 -- $147 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,474 $502,035
2024 $7,083 $487,886
2023 $7,083 $473,676 $0 $0
2022 $7,062 $459,862 $99,190 $360,672
2021 $5,998 $347,344 $99,190 $248,154
2020 $5,784 $322,991 $97,315 $225,676
2019 $5,843 $325,413 $85,365 $240,048
2018 $5,981 $328,654 $79,250 $249,404
2017 $6,215 $342,382 $83,000 $259,382
2016 $6,163 $332,229 $83,000 $249,229
2015 $4,882 $323,995 $83,000 $240,995
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2021

    Astrid Shover

    KW Elevate Luxury

    Section Image

  • L

    Buyer's Agent in 2021

    Leslie Prinz

    Orchid Realty International

    Section Image
  • Martin Mcgill

    Seller's Agent in 2018

    Martin Mcgill

    Realty One Group MVP

    (239) 227-6377

    33 Total Sales

    Martin Mcgill
    Section Image
  • Anna Bradley

    Buyer's Agent in 2018

    Anna Bradley

    Maxim LLC

    (612) 203-5034

    22 Total Sales

    Anna Bradley
    Section Image

  • M

    Seller's Agent in 2015

    Marja Borkert

    Schwab Real Estate Sales & Inv

    Section Image
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Map

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 220070167

Florida Gulf Coast Multiple Listing Service

APN: 29-46-26-E3-0200D.0420

Florida Lee County Estero 33928 Bella Terra

20765 Torre Del Lago St, Estero, FL

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Florida Gulf Coast Multiple Listing Service The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service. All Rights Reserved

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