$635,000
SOLD MAR 18, 2025

20781 Pine Tree Ln Estero, FL 33928

3 Beds
2 Baths
1,607 Sq Ft
0.36 Acres

Recently Sold

$395 Per Sq Ft

2% Below List Price

72 Days on Market

Highlights

  • Boat Ramp
  • Heated In Ground Pool
  • Outdoor Kitchen
  • Fort Myers High School Rated A
  • Maid or Guest Quarters
  • Oversized Lot

About This Home

As of March 2025

Experience Southwest Florida Boating and Luxury Living! Nestled in a sought-after Gulf-access community, this meticulously updated home offers the ultimate Southwest Florida lifestyle. Designed with both elegance and functionality in mind, the property boasts high-end renovations that ensure comfort and peace of mind. The heart of the home is the completely transformed kitchen, featuring brand-new quartz countertops, custom cabinetry, top-of-the-line appliances, an oversized sink, and a chic breakfast bar with a wine fridge and glass-front cabinets. The luxurious master bathroom offers a spa-like retreat with a fully tiled walk-in shower equipped with a Grohe rain shower system, a double vanity with quartz countertops, mosaic tile flooring, and a stylish barn door entry. Prepared for all seasons, the home is fitted with hurricane-rated impact windows and doors, a NEW roof, Storm Smart shutters, and a 2024-replaced elevated A/C system, ensuring year-round efficiency and safety. Entertain with ease in the upgraded outdoor bar and pool area, complete with enhanced lighting, an outdoor TV, and a convenient outdoor shower. Additional modern conveniences include a built-in generator transfer switch, underground utilities, a hardwired security system, and updated electrical outlets throughout.The property also has a 50-amp plug by the garage and caters to adventurers and boating enthusiasts, with a newly elevated concrete pad ideal for boat or RV storage. Whether enjoying the thoughtfully designed interiors or taking advantage of the Gulf-access waterways, this home perfectly complements the boating and outdoor lifestyle Southwest Florida is known for. Don’t miss this opportunity to make your Gulf-access dream a reality.

Last Agent to Sell the Property

Kristen Pell

Treeline Realty Corp License #258017443 Listed on: 01/05/2025

Co-Listed By

Jenna Scharf

Treeline Realty Corp License #258023253

Last Buyer's Agent

Elliot Barton

Waterfront Realty Group Inc License #249525973

Waterfront Realty Group Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,732

Year Built

  • Built in 1992

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 103 x 153 x 104 x 153
  • Southwest Facing Home
  • Fenced
  • Oversized Lot
  • Property is zoned RS-1

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Entry on the 1st floor
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,607 Sq Ft Home
  • 1-Story Property
  • Wired For Sound
  • Built-In Features
  • Ceiling Fan
  • Electric Shutters
  • Single Hung Windows
  • Sliding Windows
  • Open Floorplan
  • Tile Flooring
  • Washer

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Electric Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Maid or Guest Quarters
  • 2 Full Bathrooms
  • Shower Only
  • Separate Shower

Home Security

  • Burglar Security System
  • Impact Glass
  • High Impact Door
  • Fire and Smoke Detector

Eco-Friendly Details

  • Solar Heating System

Pool

  • Heated In Ground Pool
  • Outdoor Shower
  • Pool Equipment or Cover

Outdoor Features

  • Patio
  • Outdoor Kitchen
  • Fire Pit

Utilities

  • Central Air
  • Heating Available
  • Well
  • Water Purifier
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 15 / 5
  • Assessor Parcel Number 29-46-25-E4-01005.0150

Community Details

Overview

  • Estero River Heights Subdivision

Recreation

  • Boat Ramp
  • Boat Dock
  • Community Playground
  • Park
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,732

Year Built

Built in 1992

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.363
  • Lot Size: 103 x 153 x 104 x 153
  • Co List Office Mls Id: TREE
  • Co List Office Phone: 239-303-9108
  • Ownership: Single Family
  • Subdivision Name: ESTERO RIVER HEIGHTS
  • Architectural Style: Ranch, One Story
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Building Stories: 1
  • Year Built: 1992
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Single Family Residence
  • Pets No Pets Comments: ,,,
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Unfurnished
  • Private Spa: No
  • Appliances: Dishwasher, Electric Cooktop, Freezer, Ice Maker, Microwave, Refrigerator, RefrigeratorWithIce Maker, Self Cleaning Oven, Water Purifier, Washer
  • Other Equipment: Reverse Osmosis System
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Tile
  • Interior Amenities: Breakfast Bar, Built-in Features, Bedroom on Main Level, Family/Dining Room, Living/Dining Room, Main Level Primary, Shower Only, Separate Shower, Cable TV, Wired for Sound, Split Bedrooms
  • Living Area: 1607.0
  • Dining Room Type: Bathroom, Family Room, Guest Quarters
  • Stories: 1
  • Window Features: Single Hung, Sliding, Impact Glass
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Lot Features: Oversized Lot
  • Pool Features: Electric Heat, Heated, In Ground, Pool Equipment
  • Pool Private: Yes
  • View: Landscaped
  • Waterfront Features: None
  • Waterfront: No
  • Disclosures: Owner Has Flood Insurance
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: Southwest
  • Exterior Features: Fence, Fire Pit, Security/High Impact Doors, Outdoor Kitchen, Outdoor Shower, Patio, Shutters Electric
  • Patio And Porch Features: Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Laundry Features: Inside
  • Security: Burglar Alarm (Monitored), Security System, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Solar
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Boat Facilities, Non-Gated
  • Senior Community: No
  • Amenities: Boat Dock, Boat Ramp, Dog Park, Playground, Park
  • Association Fee: 225.0
  • Association Fee Frequency: Annually
  • Association: No
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: None

Lot Info

  • Parcel #: 29-46-25-E4-01005.0150
  • Zoning Description: RS-1
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 3731.56
  • Tax Block: 5
  • Tax Lot: 15
  • Tax Year: 2023

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 5, 2025
Closed on
Mar 18, 2025
Sold by
Kasprzak Steven and Kasprzak Krista
Bought by
Lopez Javier
Seller's Agent
Kristen Pell
Treeline Realty Corp
Buyer's Agent
Elliot Barton
Waterfront Realty Group Inc
List Price
$650,000
Sold Price
$635,000
Premium/Discount to List
-$15,000
-2.31%
Views
6
Current Estimated Value
$607,943

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$27,057
Avg. Annual Appreciation
-5.43%
Original Mortgage
$615,950
Outstanding Balance
$612,797
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
-$4,854

Purchase Details

Listed on
Sep 12, 2019
Closed on
Nov 25, 2019
Sold by
Freeman Olga and Freeman Frank
Bought by
Kasprzak Steven and Kasprzak Krista
Seller's Agent
Kevin Bartlett
Knowledge Base Real Estate
Buyer's Agent
Ross Arsenault
Palm Paradise Real Estate
List Price
$359,900
Sold Price
$355,000
Premium/Discount to List
-$4,900
-1.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.55%
Original Mortgage
$266,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 17, 2018
Sold by
Robinson Beth E
Bought by
Freeman Frank G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,500
Interest Rate
4.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2008
Sold by
Swingle John and Swingle Mary
Bought by
Freeman Olga

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,874
Interest Rate
6.11%
Mortgage Type
FHA

Purchase Details

Closed on
May 18, 2004
Sold by
Trenovich Mark
Bought by
Swingle John and Swingle Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
5.5%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 19, 2001
Sold by
Miller Morris R and Miller Carolyn O
Bought by
Trenovich Mark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,600
Interest Rate
7.14%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $635,000 None Listed On Document
Warranty Deed $355,000 Cottrell Title & Escrow Llc
Warranty Deed $195,000 First Title & Abstract Inc
Warranty Deed $240,000 Southern Gulf Title Llc
Warranty Deed $240,000 Fidelity National Title Insu
Warranty Deed $152,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $615,950 New Conventional
Previous Owner $266,000 New Conventional
Previous Owner $106,500 New Conventional
Previous Owner $236,874 FHA
Previous Owner $216,000 Unknown
Previous Owner $121,600 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/18/2025 03/18/25 Sold $635,000 -2.3% $395 / Sq Ft
03/18/2025 03/18/25 Pending -- -- --
01/05/2025 01/05/25 For Sale $650,000 +83.1% $404 / Sq Ft
11/25/2019 11/25/19 Sold $355,000 -1.4% $221 / Sq Ft View Prior Sale
09/17/2019 09/17/19 Pending -- -- --
09/12/2019 09/12/19 For Sale $359,900 -- $224 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,845 $320,397 -- --
2024 $3,845 $311,367 -- --
2023 $3,732 $302,298 $0 $0
2022 $3,745 $293,493 $0 $0
2021 $3,705 $289,777 $76,206 $213,571
2020 $3,738 $281,011 $67,300 $213,711
2019 $1,597 $128,941 $0 $0
2018 $1,573 $125,289 $0 $0
2017 $1,566 $122,712 $0 $0
2016 $1,548 $184,001 $61,948 $122,053
2015 $1,571 $187,094 $57,570 $129,524
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 224102830

Florida Gulf Coast Multiple Listing Service

APN: 29-46-25-E4-01005.0150