NOT LISTED FOR SALE

20809 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated Value: $754,000 - $846,758

4 Beds
4 Baths
3,872 Sq Ft
$208/Sq Ft Est. Value

Last Sold March 03, 2021

Last sale price $600,000 $155 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $5,431/month

185 Days on Market

Highlights

  • Fitness Center
  • Screened Pool
  • Home Theater
  • Pinewoods Elementary School Rated A-
  • 24-Hour Guard
  • Views of Preserve

About This Home

As of March 2021

Over $200,000 Professionally Decorated upgrades - from flooring to ceilings in this Chic two-story home, with 3 car garage, pool and spa positioned on an Oversized Corner lot, backing up to Preserve area. COMPLETELY NEW KITCHEN with Pompeii Quartz counter tops, Extraordinary baths with multiple Shower Heads, Stand Alone Jetted Tub, Numi Toilet with IO Digital shower, All New lighting and fans,custom Decorative Molding thru out, custom window treatments and Plantation Shutters,Motorized Shades as well, 2 Loft areas, Media room, impact windows, hurricane shutters, 2 A/C units and Shiplap thru out. Much more, but see for yourself. Incredible neighborhood with amazing amenities for adults and children.

Last Agent to Sell the Property

Patti Hayes

Downing Frye Realty Inc. Listed on: 07/20/2020

Downing Frye Realty Inc.

Last Buyer's Agent

Kevin Bartlett

Knowledge Base Real Estate License #BEAR-3338354

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,656

Year Built

  • Built in 2006

Lot Details

  • 0.35 Acre Lot
  • South Facing Home
  • Gated Home
  • Sprinkler System
  • Property is zoned RPD

HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Entry on the 1st floor
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 3,872 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Sliding Windows
  • French Doors
  • Family Room
  • Formal Dining Room
  • Home Theater
  • Den
  • Loft
  • Screened Porch
  • Views of Preserve

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • 4 Full Bathrooms
  • Bidet
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Home Security

  • Alarm System
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Concrete Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Pool Equipment Stays

Outdoor Features

  • Screened Balcony
  • Patio

Schools

  • Pinewoods Elementary School
  • Three Oaks Middle School
  • Estero High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 32-46-26-E1-0200H.0030
  • Tax Block H

Community Details

Overview

  • $1,700 Additional Association Fee

Amenities

  • Community Barbecue Grill
  • Sauna
  • Clubhouse
  • Business Center
  • Community Library
  • Recreation Room
  • Bike Room

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Bocce Ball Court
  • Shuffleboard Court
  • Community Playground
  • Fitness Center
  • Exercise Course
  • Community Pool or Spa Combo
  • Park
  • Dog Park
  • Bike Trail

Security

  • 24-Hour Guard
  • Card or Code Access

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,656

Year Built

Built in 2006

Lot Details

0

HOA Fees

$205 per month

Parking

3

Listing Details

  • Legal Description: BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK H LOT 3
  • Property Type: Residential
  • Table: Residential
  • Building Design: Single Family
  • Building Description: 2 Story
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Furnished Description: Unfurnished
  • Num Unit Floor: 1
  • Price Per Sq Ft: 154.96
  • Total Floors: 2
  • Additional Rooms: Balcony, Family Room, Guest Bath, Guest Room, Laundry in Residence, Loft, Media Room, Screened Balcony, Screened Lanai/Porch, Den/Study
  • Estimated Living Area: 3872
  • Full Bathrooms: 4
  • Total Bathrooms: 4.00
  • Bedroom Description: First Floor Bedroom, Master BR Upstairs
  • Bedrooms: 4+Den
  • Total Bedrooms: 4
  • Dining Room: Eat-in Kitchen, Formal
  • Equipment: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Security System, Self Cleaning Oven, Smoke Detector, Washer
  • Flooring: Carpet, Tile
  • Floor Plan: Other
  • Interior Amenities: Built-In Cabinets, Cable Prewire, Cathedral Ceiling, French Doors, Laundry Tub, Pantry, Pull Down Stairs, Smoke Detectors, Tray Ceiling, Vaulted Ceiling, Volume Ceiling, Walk-In Closet
  • Kitchen: Pantry
  • Primary Bathroom: Bidet, Separate Tub And Shower
  • Windows: Sliding

Exterior Features

  • Gulf Access: No
  • Private Pool: Yes
  • Private Spa: Yes
  • Roof: Tile
  • Construction: Concrete Block
  • Road: Private Road
  • View: Preserve
  • Exterior Features: Patio, Sprinkler Auto
  • Exterior Finish: Stucco
  • Private Pool Type: Below Ground, Concrete, Equipment Stays, Heated Electric, Pool Bath, Screened
  • Private Spa Type: Below Ground, Concrete, Equipment Stays, Heated Electric

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 3
  • Parking: 2+ Spaces, Driveway Paved

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Security: Alarm, Entry Card, Gated, Guard At Gate, Patrolled
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-495-7172
  • Approval: Application Fee
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: No Commercial, No RV
  • Sub Condo Name: BELLA TERRA
  • HOA Fees: 211
  • HOA Fee Frequency: Quarterly
  • Maintenance: Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Recreational Facilities, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal
  • Master Hoa Fee: 405
  • Master HOA Fee Frequency: Quarterly

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Pets Limit Max Weight: 90
  • Pets Limit Other: no aggressive breeds
  • Development: Bella Terra
  • Amenities: Basketball, BBQ - Picnic, Bike And Jog Path, Bike Storage, Bocce Court, Business Center, Clubhouse, Community Park, Community Pool, Community Room, Community Spa/Hot tub, Dog Park, Exercise Room, Fitness Center Attended, Hobby Room, Internet Access, Library, Play Area, Sauna, Shuffleboard, Sidewalk, Streetlight, Tennis Court, Underground Utility, Volleyball
  • Community Type: Gated
  • Units In Building: 1
  • Total Number of Units: 1899

Fee Information

  • Application Fee: 100.00
  • One Time Other Fee: 1700

Schools

  • Elementary School: PINEWOODS ELEMENTARY
  • Middle School: THREE OAKS MIDDLE
  • High School: ESTERO HIGH SCHOOL
  • Elementary School: Pinewoods Elementary
  • High School: Estero High School
  • Middle School: Three Oaks Middle

Lot Info

  • Builder Product: No
  • Lot Unit: 3
  • Section: 32
  • Total Area: 6826
  • Waterfront: No
  • Zoning Code: RPD
  • Acres: 0.3540
  • Rear Exposure: South
  • Lot Description: Corner, Irregular Shape, Oversize
  • Parcel Number: 32-46-26-E1-0200H.0030

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 4
  • Min Days Of Lease: 30

Tax Info

  • Tax Description: County Only
  • Tax District Type: Community Development District
  • Taxes: 7656.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2020
Closed on
Mar 3, 2021
Sold by
Hayes Jason and Hayes Rachel
Bought by
Banks Philip and Smith Banks Vanda
Seller's Agent
Patti Hayes
Downing Frye Realty Inc.
Buyer's Agent
Kevin Bartlett
Knowledge Base Real Estate
List Price
$649,000
Sold Price
$600,000
Premium/Discount to List
-$49,000
-7.55%
Current Estimated Value
$805,690

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$205,690
Avg. Annual Appreciation
6.57%
Original Mortgage
$480,000
Outstanding Balance
$430,286
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$375,404

Purchase Details

Listed on
Nov 28, 2016
Closed on
Mar 7, 2017
Sold by
Harrison Ray A and Harrison Amanda
Bought by
Hayes Jason and Hayes Rachel
Seller's Agent
Denny Grimes
Keller Williams Realty Naples
Buyer's Agent
Dale Kubala
Keller Williams Realty Naples
List Price
$519,000
Sold Price
$519,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.70%
Original Mortgage
$415,200
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 17, 2011
Sold by
Aurora Loan Services Llc
Bought by
Harrison Ray A and Harrison Amanda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 9, 2011
Sold by
Vanderwey Nico
Bought by
Aurora Loan Services Llc

Purchase Details

Closed on
May 31, 2006
Sold by
U S Home Corp
Bought by
Sookbua Vanderwey Nico and Sookbua Vanderwey Jarussri

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$521,900
Interest Rate
6.75%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Banks Philip $600,000 First American Title Ins Co
Hayes Jason $519,000 Chairmasn Title Of Floirda
Harrison Ray A $347,000 Attorney
Aurora Loan Services Llc $183,800 None Available
Sookbua Vanderwey Nico $745,600 North American Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Banks Philip $480,000
Previous Owner Hayes Jason $415,200
Previous Owner Harrison Ray A $185,000
Previous Owner Sookbua Vanderwey Nico $521,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/03/2021 03/03/21 Sold $600,000 -4.0% $155 / Sq Ft
01/21/2021 01/21/21 Pending -- -- --
09/10/2020 09/10/20 Price Changed $624,999 -3.7% $161 / Sq Ft
07/20/2020 07/20/20 For Sale $649,000 +25.0% $168 / Sq Ft
03/08/2017 03/08/17 Sold $519,000 0.0% $134 / Sq Ft View Prior Sale
02/06/2017 02/06/17 Pending -- -- --
11/28/2016 11/28/16 For Sale $519,000 -- $134 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,399 $699,700 $139,294 $506,195
2024 $10,998 $760,175 -- --
2023 $10,998 $691,068 $0 $0
2022 $9,745 $628,244 $122,815 $505,429
2021 $7,800 $474,569 $116,965 $357,604
2020 $7,561 $444,923 $114,750 $330,173
2019 $7,656 $448,970 $100,850 $348,120
2018 $7,841 $453,010 $89,250 $363,760
2017 $6,285 $373,686 $0 $0
2016 $6,271 $445,075 $91,000 $354,075
2015 $6,389 $437,389 $91,000 $346,389
Source: Public Records

Agents Affiliated with this Home

  • P

    Seller's Agent in 2021

    Patti Hayes

    Downing Frye Realty Inc.

    (239) 560-9369

    1 in this area

    9 Total Sales

    Patti Hayes
    Section Image
  • Kevin Bartlett

    Buyer's Agent in 2021

    Kevin Bartlett

    Knowledge Base Real Estate

    (239) 977-5642

    9 in this area

    903 Total Sales

    Kevin Bartlett
    Section Image
  • Denny Grimes

    Seller's Agent in 2017

    Denny Grimes

    Keller Williams Realty Naples

    (239) 851-4600

    1 in this area

    571 Total Sales

    Denny Grimes
    Section Image

  • D

    Seller Co-Listing Agent in 2017

    Dale Kubala

    Keller Williams Realty Naples

    Section Image
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 220045900

Naples Area Board of REALTORS®

APN: 32-46-26-E1-0200H.0030

Florida Lee County Estero 33928 Bella Terra

20809 Torre Del Lago St, Estero, FL

This home is located at 20809 Torre Del Lago St, Estero, FL 33928 since 20 July 2020 and is currently estimated at $805,690, approximately $208 per square foot. This property was built in 2006. 20809 Torre Del Lago St is a home located in Lee County with nearby schools including Pinewoods Elementary School, San Carlos Park Elementary School, and Spring Creek Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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