$840,000

20816 SW 85th Place Cutler Bay, FL 33189

Estimated payment $4,852/month

4 Beds
3 Baths
2,020 Sq Ft
$416 Price per Sq Ft

Highlights

  • Lake Front
  • Room in yard for a pool
  • Jettted Tub and Separate Shower in Primary Bathroom
  • Gated Community
  • Main Floor Bedroom
  • Sun or Florida Room

About This Home

Wake up to peaceful lake views in this spacious 4BR/3BA two-story single family home in the charming Cutler Bay community of Chanterelle by the Bay, just off historic Old Cutler Road. Sitting on an oversized 13,000+ sq ft lot, this lakefront property offers a true Florida lifestyle — swim, kayak, paddle board, or even add your own private sandy beach in the backyard. A grand double-height foyer welcomes you into an expansive living area filled with natural light, complemented by marble and wood floors throughout. The oversized living room flows into a formal dining space perfect for family celebrations. The kitchen overlooks the lake, creating a serene backdrop for everyday living. The oversized primary suite features a spacious ensuite with separate tub, shower, and generously sized walk-in closet. A full bedroom and bathroom downstairs offer flexibility for guests or extended family. Additional features include a dedicated laundry room, accordian shutters and 2-car garage for added convenience. Just a short golf cart or bike path ride to Black Point Marina, waterfront dining, and oceanside walking trails, this home offers rare space, lifestyle, and potential in one of the area’s most sought-after communities.

Listing Agent

Monica Benitez

Xcellence Realty License #3180234 Listed on: 11/22/2025

Xcellence Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,652

Year Built

  • Built in 1989

Lot Details

  • 0.31 Acre Lot
  • 500 Ft Wide Lot
  • Lake Front
  • East Facing Home
  • Property is zoned 0100

HOA Fees

  • $112 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener
  • Driveway
  • Guest Parking
  • Open Parking

Home Design

  • Barrel Roof Shape
  • Concrete Block And Stucco Construction

Interior Spaces

  • 2,020 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Entrance Foyer
  • Family Room
  • Formal Dining Room
  • Sun or Florida Room
  • Tile Flooring
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Primary Bedroom Upstairs
  • Closet Cabinetry
  • Walk-In Closet
  • 3 Full Bathrooms
  • Jettted Tub and Separate Shower in Primary Bathroom
  • Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Complete Accordion Shutters
  • Partial Impact Glass
  • Fire and Smoke Detector

Outdoor Features

  • Room in yard for a pool
  • Access To Lake

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 36-60-10-021-0790

Community Details

Overview

  • Centennial Sec 2,Chantarelle Subdivision
  • The community has rules related to no recreational vehicles or boats, no trucks or trailers

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,652

Year Built

Built in 1989

Lot Details

0

HOA Fees

$112 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • Property Sub Type: Single Family Residence
  • Architectural Style: Detached, Two Story
  • Garage Yn: Yes
  • Horses: No
  • Inclusions: Other
  • New Construction: No
  • Structure Type: House
  • Subdivision Name: CENTENNIAL SEC 2,Chantarelle
  • Year Built Details: Resale
  • MIAMIRE_PoolYN: No
  • MIAMIRE_PetsAllowedYN: Yes
  • MIAMIRE_MembershipPurchRqdYN: No
  • CurrentPrice: 840000
  • InternetRemarks: Prime lakefront 4/3 two-story single family home in Cutler Bay w/ 2-car garage on 13,000+ sq ft lot. Near Black Point Marina & Old Cutler Rd.
  • ShowingTimeFlag: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Electric Range, Refrigerator, Self Cleaning Oven, Washer
  • Interior Amenities: First Floor Entry, Built-in Features, Closet Cabinetry, Entrance Foyer, Pantry, Walk-In Closet(s), Family Room, Florida Room, Utility Room/Laundry
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Entry Location: Foyer
  • Flooring: Tile
  • Living Area: 2020
  • Other Equipment: Automatic Garage Door Opener
  • Window Features: Complete Accordian Shutters, Partial Accordian Shutters, Partial Impact Glass
  • Bedroom Features: At Least 1 Bedroom Ground Level, Primary Bath Shower, Primary Bath Tub, Primary Bedroom Upstairs
  • Dining Room Features: Eat-In Kitchen, Formal Dining, Snack Bar/Counter
  • Living Room Features: Family Room, Florida Room, Utility Room/Laundry
  • Master Bathroom Features: Separate Tub & Shower, Whirlpool/Spa

Exterior Features

  • Roof: Barrel Roof
  • View: Lake, Water
  • Exterior Features: Room For Pool
  • Construction Type: CBS Construction
  • Direction Faces: East
  • Lot Features: Less Than 1/4 Acre Lot
  • Pool Private: No
  • View: Yes
  • Waterfront Features: WF/No Ocean Access, Lake, Lake Access
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: Yes
  • Park Building Name: CENTENNIAL SEC 2
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Driveway, Guest, Limited # Of Vehicle, No Rv/Boats, No Trucks/Trailers

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Utility Room/Laundry
  • Security: Smoke Detector

Condo/Co-op/Association

  • Association Fee: 112
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Community Features: Gated Community, Other

Association/Amenities

  • MIAMIRE_TypeofAssociation: Homeowners

Lot Info

  • Parcel Number: 36-60-10-021-0790
  • Lot Size Sq Ft: 13424
  • Zoning: 0100

Rental Info

  • Pets Allowed: Restrictions Or Possible Restrictions

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3652

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,556 $201,389 -- --
2024 $3,232 $195,714 -- --
2023 $3,232 $190,014 $0 $0
2022 $3,090 $184,480 $0 $0
2021 $3,049 $179,107 $0 $0
2020 $2,986 $176,635 $0 $0
2019 $2,896 $172,664 $0 $0
2018 $2,755 $169,445 $0 $0
2017 $2,723 $165,960 $0 $0
2016 $2,688 $162,547 $0 $0
2015 $2,715 $161,418 $0 $0
2014 -- $160,137 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/22/2025 11/22/25 For Sale $840,000 -- $416 / Sq Ft
Source: MIAMI REALTORS® MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Deed $12,000 --
Warranty Deed $100 --
Source: Public Records

Source: MIAMI REALTORS® MLS

MLS Number: A11907660

MIAMI REALTORS® MLS

APN: 36-6010-021-0790