$925,000
SOLD JUN 11, 2025

20828 Waterbeach Place Sterling, VA 20165

4 Beds
3.5 Baths
3,022 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$306 Per Sq Ft

1 Day on Market

Highlights

  • Fitness Center
  • Gourmet Kitchen
  • Colonial Architecture
  • Lowes Island Elementary School Rated A
  • View of Trees or Woods
  • Deck

About This Home

As of June 2025

Welcome to this stunning 4BR, 3.5BA single-family home in the heart of Lowes Island-you will love everything about this beautifully updated home! The main level features hardwood floors throughout, large light-filled living room with bay window & custom wainscoting, formal dining room, updated light fixtures plus a beautifully renovated half bath. The beautifully renovated kitchen includes stainless steel appliances & quartz countertops with built-in island seating—ideal for both everyday living and entertaining. The kitchen opens to a spacious family room with vaulted ceiling, skylights, fireplace, and French doors leading to a private deck surrounded by lush, mature landscaping. The upper level includes four generously sized bedrooms, including a primary suite with cathedral ceiling, bay window, and plantation shutters. Primary bath includes newly upgraded vanity. The fully finished lower level offers a large recreation room, spacious den, and full bath—providing flexible living options for all your needs. New furnace/heat system: Nov. 2024, New roof & siding: 2019. 2025: Brand new microwave, owner's bath vanity upgrade, new carpet lower level stairs. Convenient access to Lowes Island Elementary via pedestrian tunnel under Whitewater Drive. Enjoy the incredible amenities of the Lowes Island/Cascades HOA, including 5 pools, fitness center, tennis and pickleball courts, basketball courts, multiple playgrounds, and miles of scenic walking trails.

Last Agent to Sell the Property

Janean Buchner

(703) 281-8500 janeanbuchner@gmail.com Berkshire Hathaway HomeServices PenFed Realty License #0225042745 Listed on: 05/15/2025

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Drew Hoffecker

(202) 409-2085 drew@drewhoffecker.net Real Broker, LLC

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,656

Year Built

  • Built in 1993

Lot Details

  • 7,841 Sq Ft Lot
  • Cul-De-Sac
  • Landscaped
  • Wooded Lot
  • Property is zoned PDH4

HOA Fees

  • $99 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Brick Front
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Crown Molding
  • Wainscoting
  • Vaulted Ceiling
  • Skylights
  • Recessed Lighting
  • 1 Fireplace
  • Bay Window
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Wood Flooring
  • Views of Woods
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Built-In Range
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Front Loading Dryer
  • Front Loading Washer

Outdoor Features

  • Deck
  • Porch

Schools

  • Lowes Island Elementary School
  • Seneca Ridge Middle School
  • Dominion High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 129
  • Assessor Parcel Number 007403593000

Community Details

Overview

  • Association fees include snow removal, trash, pool(s)
  • Cascades HOA
  • Lowes Island/Cascades Subdivision

Amenities

  • Common Area
  • Community Center
  • Party Room

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,656

Year Built

Built in 1993

Lot Details

0

HOA Fees

$99 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/15/2025 12:00:00 AM
  • Year Built: 1993
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to this stunning 4BR, 3.5BA single-family home in the heart of Lowes Island- you will love everything about this beautifully updated home! The main level features hardwood floors throughout, large light-filled living room with bay window & custom wainscoting, formal dining room, updated light fixtures plus a beautifully renovated half bath. The beautifully renovated kitchen includes stainless steel appliances & quartz countertops with built-in island seating—ideal for both everyday living and entertaining. The kitchen opens to a spacious family room with vaulted ceiling, skylights, fireplace, and French doors leading to a private deck surrounded by lush, mature landscaping. The upper level includes four generously sized bedrooms, including a primary suite with cathedral ceiling, bay window, and plantation shutters. Primary bath includes newly upgraded vanity. The fully finished lower level offers a large recreation room, spacious den, and full bath—providing flexible living options for all your needs. New furnace/heat system: Nov. 2024, New roof & siding: 2019. 2025: Brand new microwave, owner's bath vanity upgrade, new carpet lower level stairs. Convenient access to Lowes Island Elementary via pedestrian tunnel under Whitewater Drive. Enjoy the incredible amenities of the Lowes Island/Cascades HOA, including 5 pools, fitness center, tennis and pickleball courts, basketball courts, multiple playgrounds, and miles of scenic walking trails.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Range, Built-In Microwave, Dishwasher, Disposal, Dryer - Front Loading, Washer - Front Loading, Oven/Range - Gas
  • Flooring Type: Hardwood
  • Interior Amenities: Crown Moldings, Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Skylight(s), Wainscotting, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Window Features: Bay/Bow, Skylights
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Vaulted Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Improved
  • Total Sq Ft: 3022
  • Living Area Sq Ft: 3022
  • Price Per Sq Ft: 418.17
  • Above Grade Finished Sq Ft: 2212
  • Below Grade Finished Sq Ft: 810
  • Total Below Grade Sq Ft: 810
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20828

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front
  • Exterior Features: Sidewalks
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 98.60
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Bike Trail, Community Center, Exercise Room, Jog/Walk Path, Party Room, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Common Grounds
  • HOA Condo Co-Op Fee Includes: Snow Removal, Trash, Pool(s)
  • HOA Name: CASCADES
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: In Ground

Schools

  • School District: LOUDOUN COUNTY PUBLIC SCHOOLS
  • Elementary School: LOWES ISLAND
  • Middle School: SENECA RIDGE
  • High School: DOMINION
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139189813
  • School District Source: Listing Agent
  • Elementary School: LOWES ISLAND
  • High School: DOMINION
  • Middle Or Junior School: SENECA RIDGE

Lot Info

  • Agricultural District: 00
  • Lot Features: Cul-De-Sac, Landscaping, Trees/Wooded
  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7841.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2025
  • Zoning: PDH4
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6656.00
  • Assessor Parcel Number: 007403593000
  • Tax Lot: 129
  • Tax Total Finished Sq Ft: 3022
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025
  • Close Date: 06/11/2025

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2025
Closed on
Jun 9, 2025
Sold by
Kivinski Colleen T
Bought by
Mcclerren Eric James and Mcclerren Sarah Christine
Seller's Agent
Janean Buchner
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Drew Hoffecker
Real Broker, LLC
List Price
$925,000
Sold Price
$925,000
Views
52
Current Estimated Value
$924,112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$888
Avg. Annual Appreciation
-1.19%
Original Mortgage
$878,750
Outstanding Balance
$877,995
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$43,676

Purchase Details

Closed on
May 17, 2005
Sold by
Hanson Richard J
Bought by
Kivinski Steven S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$483,000
Interest Rate
5.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 28, 1998
Sold by
Gilbert Philip
Bought by
Hanson Richard J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Interest Rate
6.7%

Purchase Details

Closed on
Oct 14, 1997
Sold by
Chambers Charles A and Chambers Barbara C
Bought by
Gilbert Philip and Gilbert Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,105
Interest Rate
7.52%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $925,000 Fidelity National Title
Warranty Deed $644,000 --
Deed $242,500 --
Deed $235,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $878,750 New Conventional
Previous Owner $483,000 New Conventional
Previous Owner $228,000 No Value Available
Previous Owner $190,105 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/11/2025 06/11/25 Sold $925,000 0.0% $306 / Sq Ft
05/16/2025 05/16/25 Pending -- -- --
05/15/2025 05/15/25 For Sale $925,000 -- $306 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,818 $847,000 $254,300 $592,700
2024 $6,657 $769,580 $249,300 $520,280
2023 $6,215 $710,260 $244,300 $465,960
2022 $6,292 $707,010 $239,300 $467,710
2021 $6,260 $638,750 $217,900 $420,850
2020 $5,705 $551,230 $207,900 $343,330
2019 $5,616 $537,450 $207,900 $329,550
2018 $5,738 $528,860 $207,900 $320,960
2017 $5,988 $532,270 $207,900 $324,370
2016 $6,178 $539,530 $0 $0
2015 $5,961 $317,260 $0 $317,260
2014 $6,027 $313,940 $0 $313,940
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO2095786

Bright MLS

APN: 007-40-3593