20833 4th Ave W Cudjoe Key, FL 33042
Cudjoe Key AreaEstimated payment $16,069/month
Highlights
- Dock made with concrete
- Home fronts a canal
- Granite Countertops
- Boat Lift
- Furnished
- Stainless Steel Appliances
About This Home
Welcome to one of Cudjoe Gardens' most desirable waterfront addresses
Built in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs.
One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys.
Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and quick routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your boats protected and ready for your next fishing, diving, or boating adventure.The backyard is a private tropical retreat centered around a stunning 50-foot resort-style swimming pool heated/chilled Whether you're swimming laps, entertaining guests, or simply relaxing in the Florida sunshine, this outdoor space was designed to impress. A custom tiki bar, outdoor kitchen, waterfront pergola, and expansive entertaining decks create the perfect setting for hosting family and friends while enjoying beautiful waterfront views.
Inside, the open-concept floor plan is filled with natural light and designed to capture water views throughout the home. High ceilings, spacious living areas, and modern coastal finishes create an atmosphere that is both elegant and comfortable. The seamless transition between indoor and outdoor living makes this home ideal for embracing the laid-back Florida Keys lifestyle.Located within the sought-after Cudjoe Gardens community, and nearby marina
Listing Agent
Diane Corliss
Coldwell Banker Schmitt RE Co. License #3099169 Listed on: 06/14/2026
Open House Schedule
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Saturday, August 1, 202611:00 am to 1:00 pm8/1/2026 11:00:00 AM +00:008/1/2026 1:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,922
Year Built
- Built in 2018
Lot Details
- 11,735 Sq Ft Lot
- Home fronts a canal
- Fenced
- Property is zoned IS - Improved Subivision District
Home Design
- Metal Roof
- Concrete Block And Stucco Construction
Interior Spaces
- 2,452 Sq Ft Home
- Furnished
- Ceiling Fan
- Canal Views
- Impact Glass
Kitchen
- Oven
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Parking
- Attached Garage
- Automatic Garage Door Opener
- Guest Parking
- Open Parking
Outdoor Features
- Boat Lift
- Dock made with concrete
Utilities
- Central Air
Community Details
- Cudjoe Gardens Subdivision
Listing and Financial Details
- Assessor Parcel Number 00174635-001100
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $14,922 | $1,701,843 | $997,475 | $704,368 |
| 2024 | $12,571 | $1,834,269 | $1,138,295 | $695,974 |
| 2023 | $12,571 | $1,537,666 | $865,456 | $672,210 |
| 2022 | $11,066 | $1,251,476 | $580,883 | $670,593 |
| 2021 | $8,563 | $893,532 | $384,321 | $509,211 |
| 2020 | $8,471 | $928,482 | $381,388 | $547,094 |
| 2019 | $7,709 | $827,154 | $324,414 | $502,740 |
| 2018 | $2,295 | $240,568 | $240,568 | $0 |
| 2017 | $1,557 | $195,938 | $0 | $0 |
| 2016 | $1,606 | $220,039 | $0 | $0 |
| 2015 | $1,505 | $199,225 | $0 | $0 |
| 2014 | $1,393 | $172,463 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/14/2026 06/14/26 | For Sale | $2,699,999 | +86.2% | $1,101 / Sq Ft | |
| 05/13/2021 05/13/21 | Sold | $1,450,000 | -2.7% | $591 / Sq Ft | View Prior Sale |
| 09/08/2020 09/08/20 | For Sale | $1,490,000 | +173.4% | $608 / Sq Ft | |
| 07/06/2017 07/06/17 | Sold | $545,000 | -9.0% | $239 / Sq Ft | View Prior Sale |
| 05/31/2017 05/31/17 | Pending | -- | -- | -- | |
| 05/17/2017 05/17/17 | For Sale | $599,000 | -- | $263 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,450,000 | Attorney | |
| Warranty Deed | $545,000 | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $50,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | Credit Line Revolving | |
| Open | $1,303,550 | New Conventional | |
| Previous Owner | $550,000 | No Value Available | |
| Previous Owner | $403,326 | Balloon |
Source: Key West Association of REALTORS®
MLS Number: 620277
APN: 00174635-001100
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Ask me questions while you tour the home.