$2,699,999
OPEN SAT 11AM - 1PM

Estimated payment $16,069/month

Total Views 5,235
4 Beds
2.5 Baths
2,452 Sq Ft
$1,101 Price per Sq Ft

Highlights

  • Dock made with concrete
  • Home fronts a canal
  • Granite Countertops
  • Boat Lift
  • Furnished
  • Stainless Steel Appliances

About This Home

Welcome to one of Cudjoe Gardens' most desirable waterfront addresses
Built in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs.
One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys.
Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and quick routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your boats protected and ready for your next fishing, diving, or boating adventure.The backyard is a private tropical retreat centered around a stunning 50-foot resort-style swimming pool heated/chilled Whether you're swimming laps, entertaining guests, or simply relaxing in the Florida sunshine, this outdoor space was designed to impress. A custom tiki bar, outdoor kitchen, waterfront pergola, and expansive entertaining decks create the perfect setting for hosting family and friends while enjoying beautiful waterfront views.
Inside, the open-concept floor plan is filled with natural light and designed to capture water views throughout the home. High ceilings, spacious living areas, and modern coastal finishes create an atmosphere that is both elegant and comfortable. The seamless transition between indoor and outdoor living makes this home ideal for embracing the laid-back Florida Keys lifestyle.Located within the sought-after Cudjoe Gardens community, and nearby marina

Listing Agent

Diane Corliss

Coldwell Banker Schmitt RE Co. License #3099169 Listed on: 06/14/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,922

Year Built

  • Built in 2018

Lot Details

  • 11,735 Sq Ft Lot
  • Home fronts a canal
  • Fenced
  • Property is zoned IS - Improved Subivision District

Home Design

  • Metal Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 2,452 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Canal Views
  • Impact Glass

Kitchen

  • Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • Attached Garage
  • Automatic Garage Door Opener
  • Guest Parking
  • Open Parking

Outdoor Features

  • Boat Lift
  • Dock made with concrete

Utilities

  • Central Air

Community Details

  • Cudjoe Gardens Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00174635-001100

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,922

Year Built

Built in 2018

Lot Details

0.27 Acres

Listing Details

  • Property Type: Residential
  • Dockage Dock: Concrete
  • Year Built: 2018
  • Property Sub Type: Single Family Residence
  • LotSizeAcres: 0.27
  • Lot Size: X
  • Co List Office Mls Id: kwa.office10985
  • Co List Office Phone: 305-809-1400
  • Subdivision Name: Cudjoe Gardens (21.0)
  • Dockage: Boat Lift
  • Vehicle Storage: Garage, Attached, Auto Door Opener, Open Parking, Guest Parking
  • Waterview: Canal View
  • Special Features: 4097

Interior Features

  • Interior Amenities: Granite Counter Top
  • Appliances: Washer, Dryer, Dishwasher, Refrigerator, Oven, Stainless Steel Appliance(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Features: Granite Counter Top
  • WindowsDoors: Impact Rstnce Window, Impact Rstnce Doors

Exterior Features

  • Waterfront: Yes
  • Exterior Features: Fencing
  • Construction Type: CBS
  • Waterfront: Canal Front
  • Roof: Metal Roof

Utilities

  • Cooling: Central Air, Ceiling Fans(s)
  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Parcel Number: 00174635-001100
  • Lot Size Sq Ft: 11735.0

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 14921.91

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,922 $1,701,843 $997,475 $704,368
2024 $12,571 $1,834,269 $1,138,295 $695,974
2023 $12,571 $1,537,666 $865,456 $672,210
2022 $11,066 $1,251,476 $580,883 $670,593
2021 $8,563 $893,532 $384,321 $509,211
2020 $8,471 $928,482 $381,388 $547,094
2019 $7,709 $827,154 $324,414 $502,740
2018 $2,295 $240,568 $240,568 $0
2017 $1,557 $195,938 $0 $0
2016 $1,606 $220,039 $0 $0
2015 $1,505 $199,225 $0 $0
2014 $1,393 $172,463 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/14/2026 06/14/26 For Sale $2,699,999 +86.2% $1,101 / Sq Ft
05/13/2021 05/13/21 Sold $1,450,000 -2.7% $591 / Sq Ft View Prior Sale
09/08/2020 09/08/20 For Sale $1,490,000 +173.4% $608 / Sq Ft
07/06/2017 07/06/17 Sold $545,000 -9.0% $239 / Sq Ft View Prior Sale
05/31/2017 05/31/17 Pending -- -- --
05/17/2017 05/17/17 For Sale $599,000 -- $263 / Sq Ft
Source: Key West Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,450,000 Attorney
Warranty Deed $545,000 Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $50,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $250,000 Credit Line Revolving
Open $1,303,550 New Conventional
Previous Owner $550,000 No Value Available
Previous Owner $403,326 Balloon
Source: Public Records

Source: Key West Association of REALTORS®

MLS Number: 620277

Key West Association of REALTORS®

APN: 00174635-001100

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