20833 SW 86th Ave Cutler Bay, FL 33189
4
Beds
2.5
Baths
2,980
Sq Ft
7,012
Sq Ft Lot
Highlights
- 500 Feet of Waterfront
- Lake View
- Marble Flooring
- Gated Community
- Room in yard for a pool
- Corner Lot
About This Home
As of June 2025ACCEPTING BACKUP OFFERS!! The Hidden Gem of Cutler Bay-Perched on a highly sought-after builder’s lake, this RARE opportunity offers exclusive waterfront living where homes hardly ever become available. Just minutes from Blackpoint Marina and a scenic bike ride to waterfront dining and live music, this home offers the best of Cutler Bay living. Features include a 2018 TILE ROOF, IMPACT windows & doors, and a 2021 HVAC system. Inside, enjoy TWO OVERSIZED living areas, a formal dining room, and a spacious kitchen with serene water views. The primary suite boasts a HUGE walk-in closet and spa-like bath with a jetted tub overlooking the lake. Step outside to your private sandy beach with swimming, kayaking, and paddleboarding—no gasoline boats allowed!! Don't miss this rare find!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,559
Year Built
- Built in 1989
Lot Details
- 7,012 Sq Ft Lot
- 500 Feet of Waterfront
- Lake Front
- West Facing Home
- Privacy Fence
- Corner Lot
- Property is zoned 1 /S FM
HOA Fees
- $112 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
- Guest Parking
Home Design
- Flat Roof Shape
- Tile Roof
Interior Spaces
- 2,980 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Great Room
- Formal Dining Room
- Utility Room
- Lake Views
- Eat-In Kitchen
Flooring
- Marble
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry Room
- Washer and Dryer Hookup
Outdoor Features
- Room in yard for a pool
- Seawall
- Open Patio
- Porch
Utilities
- Central Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 36-60-10-021-0670
Community Details
Overview
- Centennial Subdivision
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 15, 2025
Closed on
Jun 13, 2025
Sold by
Gold Cynthia Barsha and Parra Victor
Bought by
Gehring Jonas and Barris Rebeca Michelle
Seller's Agent
Kristina Seeber
List Price
$800,000
Sold Price
$762,500
Premium/Discount to List
-$37,500
-4.69%
Views
98
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
38.08%
Original Mortgage
$610,000
Outstanding Balance
$608,959
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$204,369
Purchase Details
Listed on
Jan 25, 2011
Closed on
Feb 6, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Parra Victor and Barsha Cynthia
Seller's Agent
Rafael Lopez
Wider Realty
Buyer's Agent
Yamily Fernandez
Xcellence Realty
List Price
$192,000
Sold Price
$192,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.87%
Original Mortgage
$150,000
Interest Rate
12%
Mortgage Type
Balloon
Purchase Details
Listed on
Jan 25, 2011
Closed on
Jan 11, 2012
Sold by
Chase Home Finance Llc
Bought by
Federal Home Loan Mortgage Corporation
Seller's Agent
Rafael Lopez
Wider Realty
Buyer's Agent
Yamily Fernandez
Xcellence Realty
List Price
$192,000
Sold Price
$192,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
12%
Mortgage Type
Balloon
Purchase Details
Closed on
Jan 11, 2011
Sold by
Chase Home Finance Llc
Bought by
Federal Home Loan Mtg Corp
Purchase Details
Closed on
Oct 5, 2010
Sold by
Ortiz Angela
Bought by
Chase Home Finance Llc
Purchase Details
Closed on
May 4, 2007
Sold by
Sanchez Max E and Sanchez Neyda
Bought by
Ortiz Angela
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$368,000
Interest Rate
6.87%
Mortgage Type
Unknown
Purchase Details
Closed on
Dec 8, 2004
Sold by
Ricard Finley O and Ricard Ellen G
Bought by
Sanchez Max Eduardo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,000
Interest Rate
5.67%
Mortgage Type
Stand Alone First
Similar Homes in Cutler Bay, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $762,500 | None Listed On Document | |
| Special Warranty Deed | $192,000 | New House Title | |
| Special Warranty Deed | -- | New House Title | |
| Deed | $100 | -- | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $460,000 | Americas Premium Title Llc | |
| Warranty Deed | $310,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $610,000 | New Conventional | |
| Previous Owner | $150,000 | Balloon | |
| Previous Owner | $368,000 | Unknown | |
| Previous Owner | $217,000 | Stand Alone First | |
| Previous Owner | $238,000 | Unknown | |
| Previous Owner | $162,500 | New Conventional | |
| Previous Owner | $36,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/16/2025 06/16/25 | Sold | $762,500 | -1.6% | $256 / Sq Ft |
| 05/06/2025 05/06/25 | Pending | -- | -- | -- |
| 05/01/2025 05/01/25 | Price Changed | $775,000 | -0.6% | $260 / Sq Ft |
| 04/12/2025 04/12/25 | Price Changed | $780,000 | -2.4% | $262 / Sq Ft |
| 03/31/2025 03/31/25 | Price Changed | $799,000 | -0.1% | $268 / Sq Ft |
| 03/15/2025 03/15/25 | For Sale | $800,000 | +316.7% | $268 / Sq Ft |
| 02/07/2012 02/07/12 | Sold | $192,000 | 0.0% | $64 / Sq Ft |
| 01/09/2012 01/09/12 | Pending | -- | -- | -- |
| 01/25/2011 01/25/11 | For Sale | $192,000 | -- | $64 / Sq Ft |
Source: BeachesMLS (Greater Fort Lauderdale)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,892 | $220,721 | -- | -- |
| 2024 | $3,560 | $214,501 | -- | -- |
| 2023 | $3,560 | $208,254 | $0 | $0 |
| 2022 | $3,408 | $202,189 | $0 | $0 |
| 2021 | $3,367 | $196,300 | $0 | $0 |
| 2020 | $3,297 | $193,590 | $0 | $0 |
| 2019 | $3,198 | $189,238 | $0 | $0 |
| 2018 | $3,044 | $185,710 | $0 | $0 |
| 2017 | $3,009 | $181,891 | $0 | $0 |
| 2016 | $2,974 | $178,150 | $0 | $0 |
| 2015 | $3,005 | $176,912 | $0 | $0 |
| 2014 | -- | $175,508 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kristina Seeber
K
Seller's Agent in 2025
Kristina Seeber
(954) 249-3300
1 in this area
14 Total Sales
-
Rafael Lopez
Seller's Agent in 2012
Rafael Lopez
Wider Realty
(305) 962-0859
2 in this area
45 Total Sales
-
Yamily Fernandez
Buyer's Agent in 2012
Yamily Fernandez
Xcellence Realty
(305) 896-9295
1 in this area
6 Total Sales
Map
Source: BeachesMLS (Greater Fort Lauderdale)
MLS Number: F10492525
APN: 36-6010-021-0670
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