20838 5th Ave W Summerland Key, FL 33042
Estimated payment $8,838/month
Total Views
6,709
3
Beds
2
Baths
1,944
Sq Ft
$823
Price per Sq Ft
About This Home
Discover the ultimate boating lifestyle in the Florida Keys with this beautiful Deep Draft Canal Front Pool Home in the exclusive waterfront enclave of Cudjoe Gardens. Set on an expansive 11,000 sq ft lot with 100 feet of waterfront, this ground-level, above-flood concrete ranch home offers seamless access to the Pool and water. Inside, enjoy nearly 2,000 square feet of living space with 3 Bedrooms and 2 Bathrooms, soaring pine ceilings, and a sun-filled Florida room overlooking the canal. The layout is open and bright, perfect for entertaining or quiet relaxation. Step outside to your private 60' dock with a 10,000 lb boat lift, nestled on a crystal-clear 50' wide deep-draft canal -- ideal for serious boaters. After a day on the water, unwind in the expansive screened-in pool area, perfect for enjoying the Keys' tropical lifestyle year-round. Cudjoe Gardens is a true gem -- a concrete home community where most properties are built above flood and have no stairs to climb. The neighborhood Cudjoe Gardens Marina offers fuel, a boat ramp, bait, and refreshments, and is adjacent to the waterfront Bent Prop restaurant, all just a short walk away. This is more than a home -- it's a launchpad for your next great adventure.
Listing Agent
Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 10/29/2025
Map
Home Details
Home Type
Single Family
Year Built
1987
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Voluntary HOA: Yes
- Dockage Dock: Composite
- Fee Includes: None
- Key Island: Cudjoe Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 21.00
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Other Area Features, Bike Paths
- Off Shore Island: No
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Ocean
- State Province: FL
- Taxes: 5122.73
- Title: Negotiable
- Vehicle Storage: Garage, Off Street Parking
- Vehicle Storage Cars: 1
- Year Built: 1987
- Alternate Key Number: 1225495
- Building Style: Ground Level
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 11000.00
- Pool Info: In Ground, Screened In, Decked, Concrete
- Porch Balcony: Screened Patio
- Species List: Yes
- Tax Exemptions: Homestead
- Building Style Above Flood: Yes
- Building Style Stories: 1 Story
- Estimated Living Sq Ft: 1944.00
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: None
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Split Bedroom, Walk-in Closet(s)
- Total Bathrooms: 2.00
- Full Bathrooms: 2
- Appliances: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Floor: Tile
- Specialty Rooms: Laundry Room, Sun/Florida Room
- Total Bedrooms: 3
Exterior Features
- Dockage: Boat Lift
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: CBS
- Exterior Features: Lanai
- Roof: Shingle Roof
- Waterview: Canal View
- Pool: Yes
Utilities
- Utilities: FKAA, Cable Available, Buyer to Verify, Municipal Sewer
Lot Info
- Deed Restrictions: Yes
- Flood Zone: AE
- Parcel Number: 00174634-007400
- Land Size: Less Than 1/4 Acre
- Acres: 0.25
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Negotiable
Tax Info
- Tax Year: 2024
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,123 | $564,286 | -- | -- |
| 2024 | $4,914 | $548,383 | -- | -- |
| 2023 | $4,914 | $532,411 | $0 | $0 |
| 2022 | $4,785 | $516,904 | $0 | $0 |
| 2021 | $4,919 | $501,849 | $0 | $0 |
| 2020 | $4,895 | $494,921 | $0 | $0 |
| 2019 | $4,806 | $483,794 | $0 | $0 |
| 2018 | $4,833 | $474,774 | $0 | $0 |
| 2017 | $4,700 | $465,009 | $0 | $0 |
| 2016 | $4,730 | $455,445 | $0 | $0 |
| 2015 | $4,861 | $452,279 | $0 | $0 |
| 2014 | $5,010 | $448,689 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/29/2025 10/29/25 | For Sale | $1,599,000 | -- | $823 / Sq Ft |
Source: Key West Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $284,000 | -- | |
| Quit Claim Deed | $100 | -- | |
| Warranty Deed | -- | -- |
Source: Public Records
About the Listing Agent
She launched her real estate career in 1989 with a luxury condominium developer in Miami, Florida. By 1995 she had been promoted to Broker of Mystic Point Realty in Aventura, and in 1999 she joined Sotheby’s International Realty in Miami Beach, where she quickly became a top-producing agent specializing in luxury estate homes.
In 2004, she purchased a vacation home in the Florida Keys and instantly fell in love with the area. Just six months later, she made the Keys her permanent home. Since
Lisa's Other Listings
Source: Key West Association of REALTORS®
MLS Number: 617081
APN: 00174634-007400
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