NOT LISTED FOR SALE

20848 N River Ridge Dr Bristol, IN 46507

Estimated Value: $737,000 - $946,000

3 Beds
3.5 Baths
5,109 Sq Ft
$168/Sq Ft Est. Value

Last Sold May 03, 2024

Last sale price $850,000 $166 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $5,759/month

122 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Spa
  • Open Floorplan
  • Pier or Dock
  • Primary Bedroom Suite
  • Vaulted Ceiling

About This Home

As of May 2024

An Entertainer's Dream! This Stunning custom WATERFRONT walk-out home has so much to offer. The heart of this home is the huge eat-in kitchen adorned with walls of windows, allowing natural light to flood the space and opportunity to enjoy the amazing views of the Upper St. Joe River. Don't miss the wood vaulted ceiling that adds to the uniqueness of this beautiful home. You will love the 2 story high ceiling in the family room, beautiful stone fireplace and gorgeous Brazilian Cherry and maple hardwood floors. Two of the bedrooms in this home have their own ensuite and access to the upper or lower decks. Imagine waking up to breathtaking sunrises and winding down with mesmerizing sunsets. Huge main-level laundry room. The walkout lower level features a large family room area as well as an amazing custom bar. Outside you will love relaxing around the multi-level deck, patio, hot tub, and riverfront beach area. High ceilings and epoxy floor are just a few amenities of the oversized 3-car garage. With 100' frontage on the river, this property is a haven for water enthusiasts. Fishing, swimming, boating, kayaking, and paddleboarding are just steps away. Experience the joys of resort living without leaving your property. Or take advantage of the vibrant community events, such as The Fourth of July Flotilla, Poker Run, and Music on the River weekend concerts. Simply boat down the river, throw an anchor, and revel in weekend entertainment without leaving the comfort of your boat. Welcome to your piece of paradise.

Last Agent to Sell the Property

Wilma Mcdougle

McKinnies Realty, LLC Elkhart Brokerage Email: McKinniesRealty@gmail.com Listed on: 12/22/2023

McKinnies Realty, LLC Elkhart

Last Buyer's Agent

Wilma Mcdougle

McKinnies Realty, LLC Elkhart Brokerage Email: McKinniesRealty@gmail.com Listed on: 12/22/2023

McKinnies Realty, LLC Elkhart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,636

Year Built

  • Built in 2005

Lot Details

  • 0.54 Acre Lot
  • Lot Dimensions are 100 x 235
  • 100 Feet of Waterfront
  • River Front
  • Backs to Open Ground
  • Rural Setting
  • Landscaped
  • Sloped Lot
  • Irrigation

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Walk-Out Ranch
  • Poured Concrete
  • Asphalt Roof
  • Stucco Exterior
  • Stone Exterior Construction

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-in Bookshelves
  • Built-In Features
  • Woodwork
  • Crown Molding
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Great Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Kitchen Island
  • Solid Surface Countertops
  • Built-In or Custom Kitchen Cabinets
  • Utility Sink
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Bathtub with Shower

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • 2 Bathrooms in Basement
  • 2 Bedrooms in Basement
  • Natural lighting in basement

Outdoor Features

  • Spa
  • Sun Deck
  • Covered Deck
  • Covered Patio or Porch

Schools

  • Bristol Elementary School
  • Pierre Moran Middle School
  • Elkhart High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Whole House Permanent Generator
  • The river is a source of water for the property
  • Private Company Owned Well
  • Well
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 20-03-29-351-011.000-030

Community Details

Overview

  • North River Ridge Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,636

Year Built

Built in 2005

Lot Details

0

HOA Fees

$54 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2005
  • Age: 19
  • Style: One Story
  • Architectural Style: Walkout Ranch
  • Total Number of Rooms: 9
  • Total Number of Rooms Below Grade: 4
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 1
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: NORTH RIVER RIDGE SUB LOT 4
  • Parcel Number ID: 20-03-29-351-011.000-030
  • Platted: Yes
  • Amenities: Hot Tub/Spa, Breakfast Bar, Built-In Speaker System, Built-In Bookcase, Built-In Entertainment Ct, Ceiling-9+, Ceiling-Tray, Ceiling Fan(s), Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Solid Surf, Crown Molding, Deck Covered, Deck Open, Deck on Waterfront, Detector-Smoke, Disposal, Eat-In Kitchen, Foyer Entry, Garage Door Opener, Generator Built-In, Generator-Whole House, Irrigation System, Kitchen Island, Landscaped, Natural Woodwork, Open Floor Plan, Pantry-Walk In, Patio Covered, Patio Open, Porch Covered, Six Panel Doors, Split Br Floor Plan, Utility Sink, Wet Bar, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room, Great Room, Main Floor Laundry, Custom Cabinetry
  • Cross Street: CR 19
  • Improvmnts In Last5 Yrs: Yes
  • Location: Rural Subdivision
  • Number Below Grade Bedrooms: 2
  • Road Access: County
  • Road Surface: Paved
  • Sp Lp Percent: 96.7
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 5821
  • Total Finished Sq Ft: 5109
  • Above Grade Finished Sq Ft: 3515
  • Below Grade Finished Sq Ft: 1594
  • Below Grade Sq Ft: 712
  • Price Per Sq Ft: 241.82
  • Basement: Yes
  • Basement Foundation: Daylight, Full Basement, Walk-Out Basement, Finished, Outside Entrance
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet, Laminate, Ceramic Tile
  • Living Great Room: Dimensions: 24x18, On Level: Main
  • Kitchen: Dimensions: 30x20, On Level: Main
  • Dining Room: Dimensions: 15x13, On Level: Main
  • Family Room: Dimensions: 30x27, On Level: Lower
  • Extra Room: Bonus, Dimensions: 23x14, On Level: Lower
  • Bedroom 1: Dimensions: 20x14, On Level: Main
  • Bedroom 2: Dimensions: 14x14, On Level: Lower
  • Bedroom 3: Dimensions: 19x14, On Level: Lower
  • Number Below Grade Bathrooms: 2
  • Number of Below Grade Full Bathrooms: 2
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 2306

Exterior Features

  • Exterior: Stone, Stucco
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Water Features: Pier/Dock
  • Water Frontage: 100
  • Water Name: St. Joe River Upper

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 24x38
  • Garage Sq Ft: 912
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Electric Company: AEP/I&M
  • Gas Company: NIPSCO
  • Laundry: Dimensions: Mainx10, On Level: 15
  • Water Type: River
  • Well Size: 4 Inches
  • Well Type: Private

Condo/Co-op/Association

  • Association Fees: 650
  • Association Fees Frequency: Annually

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Bristol
  • Middle School: Pierre Moran
  • High School: Elkhart
  • Elementary School: Bristol

Lot Info

  • Lot Description: Slope, Waterfront, Waterfront-Medium Bank
  • Lot Dimensions: 100 X 235
  • Estimated Lot Sq Ft: 23500
  • Estimated Lot Size Acres: 0.5394
  • Lot Number: 4

Tax Info

  • Annual Taxes: 7636.48

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Elkhart
  • Middle School: Pierre Moran
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 22, 2023
Closed on
May 3, 2024
Sold by
Pletcher Phillip L and Pletcher Nancy
Bought by
Milanese Richard M and Milanese Tama J
Seller's Agent
Wilma Mcdougle
McKinnies Realty, LLC Elkhart
Buyer's Agent
Wilma Mcdougle
McKinnies Realty, LLC Elkhart
List Price
$939,000
Sold Price
$850,000
Premium/Discount to List
-$89,000
-9.48%
Views
181
Current Estimated Value
$923,643

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,643
Avg. Annual Appreciation
5.54%

Purchase Details

Closed on
Jun 10, 2004
Sold by
Pheasant Ridge Development Co Inc
Bought by
Pletcher Phillip L and Pletcher Nancy

Purchase Details

Closed on
Jan 12, 2004
Sold by
Slabaugh Judy M
Bought by
Pheasant Ridge Development Co Inc
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Milanese Richard M $850,000 T Title Agency
Pletcher Phillip L -- --
Pheasant Ridge Development Co Inc -- --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/03/2024 05/03/24 Sold $850,000 -3.3% $166 / Sq Ft
04/22/2024 04/22/24 Pending -- -- --
03/20/2024 03/20/24 Price Changed $879,000 -6.4% $172 / Sq Ft
03/08/2024 03/08/24 For Sale $939,000 +10.5% $184 / Sq Ft
03/07/2024 03/07/24 Off Market $850,000 -- --
02/27/2024 02/27/24 Price Changed $939,000 -1.1% $184 / Sq Ft
02/05/2024 02/05/24 Price Changed $949,000 -4.6% $186 / Sq Ft
12/22/2023 12/22/23 For Sale $995,000 -- $195 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,775 $963,600 $136,200 $827,400
2022 $7,775 $820,800 $136,200 $684,600
2021 $6,698 $718,600 $136,200 $582,400
2020 $7,125 $692,000 $136,200 $555,800
2019 $6,611 $656,100 $136,200 $519,900
2018 $6,540 $623,500 $136,200 $487,300
2017 $6,455 $595,400 $136,200 $459,200
2016 $6,229 $583,900 $136,200 $447,700
2014 $6,067 $562,400 $136,200 $426,200
2013 $5,624 $562,400 $136,200 $426,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202345344

Indiana Regional MLS

APN: 20-03-29-351-011.000-030