NOT LISTED FOR SALE

20855 Olen Mattingly Rd Avenue, MD 20609

Estimated Value: $438,000 - $557,693

3 Beds
2 Baths
1,974 Sq Ft
$252/Sq Ft Est. Value

Last Sold June 10, 2024

Last sale price $444,500 $225 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $3,144/month

6 Days on Market

Highlights

  • 122 Feet of Waterfront
  • 3 Dock Slips
  • Boat Ramp
  • Dynard Elementary School Rated A-
  • Access to Tidal Water
  • Fishing Allowed

About This Home

As of June 2024

This unique property is situated on a serene stretch of deep water, perfect for boating, fishing, and various water sports. A private dock extends into the water, capable of accommodating 3 boats, and is already equipped with an electric boat lift. This property truly highlights the best of waterfront living in Southern Maryland; deep water advantage that leads directly into the Potomac River. If you want a property you can design to be your own, this is IT. There is a ton of sweat equity waiting to be all yours in this home. The interior boasts an open-concept layout that maximizes natural light and enhances the flow of space. High ceilings and large windows create an airy and inviting atmosphere. Bring your design plans. Bring your contractor. Don't miss your opportunity to create the waterfront dream home you've been envisioning. Fun history on this home: The detached concrete building/ garage was the original home site. What now serves as BONUS space, was the original home here. How cool is that? Come explore this incredible property and prepare to unleash your creativity on the design.

Last Agent to Sell the Property

Connie Gunn

CENTURY 21 New Millennium License #0659079 Listed on: 05/18/2024

CENTURY 21 New Millennium

Last Buyer's Agent

Candy Meyers

RE/MAX One

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,286

Year Built

  • Built in 1988

Lot Details

  • 0.48 Acre Lot
  • 122 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Level Lot
  • Property is in average condition
  • Property is zoned RPD

Parking

  • 1 Car Detached Garage
  • 2 Attached Carport Spaces
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Frame Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,974 Sq Ft Home
  • Property has 2 Levels
  • Creek or Stream Views

Bedrooms and Bathrooms

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Electric Hoist or Boat Lift
  • Boat Ramp
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot

Location

  • Flood Risk
  • Property is near a creek

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 1907010648

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,286

Year Built

Built in 1988

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 1988
  • Automatically Close On Close Date: No
  • Remarks Public: This unique property is situated on a serene stretch of deep water, perfect for boating, fishing, and various water sports. A private dock extends into the water, capable of accommodating 3 boats, and is already equipped with an electric boat lift. This property truly highlights the best of waterfront living in Southern Maryland; deep water advantage that leads directly into the Potomac River. If you want a property you can design to be your own, this is IT. There is a ton of sweat equity waiting to be all yours in this home. The interior boasts an open-concept layout that maximizes natural light and enhances the flow of space. High ceilings and large windows create an airy and inviting atmosphere. Bring your design plans. Bring your contractor. Don't miss your opportunity to create the waterfront dream home you've been envisioning. Fun history on this home: The detached concrete building/ garage was the original home site. What now serves as BONUS space, was the original home here. How cool is that? Come explore this incredible property and prepare to unleash your creativity on the design.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1974
  • Living Area Sq Ft: 1974
  • Price Per Sq Ft: 225.18
  • Above Grade Finished Sq Ft: 1974
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20855

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • View: Water, Creek/Stream
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access
  • Water Access: Yes
  • Water Body Name: St. Patricks Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 122

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Carport Spaces: 2
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Carport, Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • School District Key: 121138839208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Level, Stream/Creek
  • Lot Size Acres: 0.48
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20908.00
  • Property Condition: Average
  • Year Assessed: 2023
  • Zoning: RPD
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4286.00
  • Assessor Parcel Number: 1907010648
  • Tax Total Finished Sq Ft: 1974
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023
  • Close Date: 06/10/2024

Multi Family

  • Mean Low Water Feet: 4
  • Waterfront Features: Boat/Launch Ramp - Private, Private Dock Site

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 18, 2024
Closed on
Jun 10, 2024
Sold by
Fullco 2 Llc
Bought by
Sydnor Susan Marie
Seller's Agent
Connie Gunn
CENTURY 21 New Millennium
Buyer's Agent
Candy Meyers
RE/MAX One
List Price
$444,500
Sold Price
$444,500
Views
19
Current Estimated Value
$496,923

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,423
Avg. Annual Appreciation
6.29%
Original Mortgage
$400,050
Outstanding Balance
$396,742
Interest Rate
7.09%
Mortgage Type
New Conventional
Estimated Equity
$80,376

Purchase Details

Listed on
May 18, 2024
Closed on
Apr 16, 2024
Sold by
Frank E Roys Irrevocable Trust and Laura G Roys Irrevocable Trust
Bought by
Fullco 2 Llc
Seller's Agent
Connie Gunn
CENTURY 21 New Millennium
Buyer's Agent
Candy Meyers
RE/MAX One
List Price
$444,500
Sold Price
$444,500
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,050
Outstanding Balance
$396,742
Interest Rate
7.09%
Mortgage Type
New Conventional
Estimated Equity
$80,376

Purchase Details

Closed on
May 8, 2007
Sold by
Roys Frank E
Bought by
Roys Frank E Trustee

Purchase Details

Closed on
Mar 22, 2007
Sold by
Roys Frank E
Bought by
Roys Frank E Trustee

Purchase Details

Closed on
Oct 25, 1978
Sold by
Goldsmith James R
Bought by
Roys Frank E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,000
Interest Rate
9.85%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sydnor Susan Marie $444,500 Lakeside Title
Fullco 2 Llc $280,000 Lighthouse Title
Roys Frank E Trustee -- --
Roys Frank E Trustee -- --
Roys Frank E $28,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sydnor Susan Marie $400,050
Previous Owner Fullco 2 Llc $324,450
Previous Owner Roys Frank E $27,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2024 06/10/24 Sold $444,500 0.0% $225 / Sq Ft
05/18/2024 05/18/24 For Sale $444,500 -- $225 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,075 $459,200 $261,100 $198,100
2023 $4,938 $446,567 $0 $0
2022 $4,165 $433,933 $0 $0
2021 $3,416 $421,300 $251,100 $170,200
2020 $4,662 $421,300 $251,100 $170,200
2019 $4,580 $421,300 $251,100 $170,200
2018 $4,602 $423,600 $251,100 $172,500
2017 $4,583 $423,600 $0 $0
2016 -- $423,600 $0 $0
2015 $4,088 $426,200 $0 $0
2014 $4,088 $426,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2018920

Bright MLS

APN: 07-010648