$765,000
SOLD JUN 18, 2025

20856 Desert Stream Place Bend, OR 97702

Old Farm District Neighborhood
3 Beds
2 Baths
1,901 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$402 Per Sq Ft

4 Days on Market

Highlights

  • Deck
  • Wooded Lot
  • Vaulted Ceiling
  • Northwest Architecture
  • Territorial View
  • Wood Flooring

About This Home

As of June 2025

Situated on a beautifully landscaped -acre lot, this well maintained single-level home in this custom home community offers serene living. Expansive shaded patio with gas fireplace overlooking the private mature landscaped back yard provides the perfect setting for outdoor relaxation and entertaining. Step inside to soaring vaulted ceilings and rich Brazilian cherry wood floors. The chef's island kitchen seamlessly connects to the family room with cozy fireplace—ideal for modern living and gatherings. A second fireplace in living rm provides warmth and charm. Plantation shutters offers timeless style and privacy. Home features accessible wide interior doorways and a primary suite with a roll-in shower, double vanity, and a large walk-in closet. The oversized three-car garage provides ample storage. Relax on the covered front porch overlooking a park and mere steps to canal with miles of scenic trails. This home combines luxury, comfort, and functionality in one exceptional package

Last Agent to Sell the Property

Chad Koeller

John L Scott Bend Brokerage Phone: 541-317-0123 License #200411299 Listed on: 05/09/2025

John L Scott Bend

Last Buyer's Agent

Holly Perzynski

Windermere Realty Trust License #201212008

Windermere Realty Trust

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,320

Year Built

  • Built in 2002

Lot Details

  • 10,019 Sq Ft Lot
  • Fenced
  • Landscaped
  • Level Lot
  • Front and Back Yard Sprinklers
  • Sprinklers on Timer
  • Wooded Lot
  • Property is zoned RS, RS

HOA Fees

  • $51 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Northwest Architecture
  • Stem Wall Foundation
  • Frame Construction
  • Asphalt Roof

Interior Spaces

  • 1,901 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Vinyl Clad Windows
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Territorial Views
  • Security System Leased

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Tile Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Linen Closet
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Bathtub with Shower
  • Bathtub Includes Tile Surround

Laundry

  • Laundry Room
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Full Bathroom
  • Grip-Accessible Features
  • Accessible Bedroom
  • Accessible Kitchen
  • Accessible Hallway
  • Accessible Closets
  • Accessible Doors
  • Accessible Approach with Ramp
  • Accessible Entrance

Outdoor Features

  • Deck
  • Patio
  • Fire Pit

Schools

  • Silver Rail Elementary School
  • High Desert Middle School
  • Caldera High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Water Heater
  • Cable TV Available

Listing and Financial Details

  • Property held in a trust
  • Tax Lot 8
  • Assessor Parcel Number 206870

Community Details

Overview

  • Ridgewater Subdivision

Recreation

  • Community Playground
  • Park
  • Snow Removal

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,320

Year Built

Built in 2002

Lot Details

0

HOA Fees

$51 per month

Parking

3

Listing Details

  • Architectural Style: Northwest
  • Directions: From SE 15th St take Ferguson Rd then first right on Ridgewater Loop, home is second on the right.
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.23
  • Prop. Type: Residential
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Road Frontage Type: Private Access
  • Road Surface Type: Paved
  • Subdivision Name: Ridgewater
  • Year Built: 2002
  • Attribution Contact: 541-317-0123
  • Co List Office Phone: 541-317-0123
  • Outside Inclusions: all appliances
  • MLS Status: Closed
  • General Property Information Elementary School: Silver Rail Elem
  • General Property Information Middle Or Junior School: High Desert Middle
  • General Property Information High School: Caldera High
  • General Property Information:Zoning2: RS
  • General Property Information Senior Community YN: No
  • General Property Information Audio Surveillance on Premises YN: No
  • Road Surface Type:Paved: Yes
  • View Territorial: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Location Tax and Legal:Tax Lot: 8
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information New Construction YN: No
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Common Walls:No Common Walls: Yes
  • Flooring:Tile: Yes
  • Levels:One: Yes
  • Rooms:Kitchen: Yes
  • Rooms:Laundry: Yes
  • Rooms:Living Room2: Yes
  • Flooring:Hardwood: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Lot Features Sprinkler Timer(s): Yes
  • Architectural Style Northwest: Yes
  • Rooms Eating Area: Yes
  • Utilities:Natural Gas Connected: Yes
  • Roof Asphalt2: Yes
  • Utilities Cable Connected: Yes
  • Utilities Phone Connected: Yes
  • Security Features:Security System Leased: Yes
  • Accessibility Features:Accessible Hallway(s): Yes
  • Special Listing Conditions Trust: Yes
  • Special Features: VirtualTour

Interior Features

  • Accessibility Features: Accessible Approach with Ramp, Accessible Bedroom, Accessible Closets, Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Grip-Accessible Features
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Washer, Water Heater
  • Has Basement: None
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Living Room
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Double Vanity, Fiberglass Stall Shower, Kitchen Island, Linen Closet, Pantry, Primary Downstairs, Shower/Tub Combo, Tile Counters, Tile Shower, Vaulted Ceiling(s), Walk-In Closet(s)
  • Window Features: Double Pane Windows, Vinyl Frames
  • Fireplace: Yes
  • Community Features:Park2: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Primary Downstairs: Yes
  • Appliances:Oven: Yes
  • Fireplace Features:Living Room: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features ShowerTub Combo: Yes
  • Interior Features:Ceiling Fans: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Other Rooms:Dining Room: Yes
  • Other Rooms:Family Room2: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features Linen Closet: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Tile Counters: Yes
  • Fireplace Features:Family Room: Yes
  • Community Features:Playground2: Yes

Exterior Features

  • Common Walls: No Common Walls
  • Construction Type: Frame
  • Exterior Features: Fire Pit
  • Foundation Details: Stemwall
  • Lot Features: Fenced, Landscaped, Level, Sprinkler Timer(s), Sprinklers In Front, Sprinklers In Rear, Wooded
  • Roof: Asphalt
  • View: Territorial
  • Patio And Porch Features: Deck, Patio
  • Lot Features:Level: Yes
  • Lot Features:Fenced: Yes
  • Window Features:Vinyl Frames: Yes
  • Exterior Features:Fire Pit: Yes
  • Construction Materials:Frame: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Window Features:Double Pane Windows: Yes
  • Lot Features:Wooded: Yes
  • Accessibility Features:Accessible Bedroom: Yes
  • Accessibility Features:Accessible Full Bath: Yes
  • Accessibility Features:Accessible Approach with Ramp: Yes
  • Accessibility Features:Accessible Door(s): Yes
  • Accessibility Features:Accessible Entrance: Yes
  • Accessibility Features:Accessible Kitchen: Yes
  • Accessibility Features:Grip-Accessible Features: Yes
  • Accessibility Features:Accessible Closets: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Deck: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Attached, Driveway, Garage Door Opener
  • Attached Garage: Yes
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Security: Security System Leased
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Heater: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Amenities: Park, Playground, Snow Removal
  • Association Fee: 304.46
  • Association Fee Frequency: Semi-Annually
  • Association: Yes
  • Community Features: Park, Playground
  • Senior Community: No

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 304.46
  • General Property Information:Association Fee Frequency: Semi-Annually
  • Association Amenities:Snow Removal: Yes
  • Association Amenities:Park: Yes
  • Association Amenities:Playground: Yes

Schools

  • Elementary School: Silver Rail Elem
  • High School: Caldera High
  • Middle Or Junior School: High Desert Middle

Lot Info

  • Additional Parcels: No
  • Lot Size Sq Ft: 10018.8
  • Parcel #: 206870
  • ResoLotSizeUnits: Acres
  • Zoning Description: RS

Tax Info

  • Tax Annual Amount: 4319.67
  • Tax Lot: 8
  • Tax Map Number: 181215BB00600
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2025
Closed on
Jun 17, 2025
Sold by
Earlene Ann Wright Revocable Trust and Wright Charles William
Bought by
Parkos Robert and Parkos Donna
Seller's Agent
Chad Koeller
John L Scott Bend
Buyer's Agent
Holly Perzynski
Windermere Realty Trust
List Price
$765,000
Sold Price
$765,000
Views
63

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.87%
Original Mortgage
$515,000
Outstanding Balance
$515,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$241,871

Purchase Details

Closed on
Apr 7, 2021
Sold by
Wright Earlene A
Bought by
Earlene Ann Wright Revocable Trust and Wright

Purchase Details

Closed on
Jul 15, 2005
Sold by
Hartman John and Hartman Mary Margaret
Bought by
Wright Charles W and Wright Earlene A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,200
Interest Rate
5.55%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $765,000 Deschutes Title
Warranty Deed -- None Listed On Document
Warranty Deed $359,000 Amerititle
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $515,000 New Conventional
Previous Owner $337,000 VA
Previous Owner $68,800 Credit Line Revolving
Previous Owner $287,200 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/18/2025 06/18/25 Sold $765,000 0.0% $402 / Sq Ft
05/14/2025 05/14/25 Pending -- -- --
05/09/2025 05/09/25 For Sale $765,000 -- $402 / Sq Ft
Source: Oregon Datashare

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,320 $283,530 -- --
2023 $4,004 $275,280 $0 $0
2022 $3,736 $259,490 $0 $0
2021 $3,742 $251,940 $0 $0
2020 $3,550 $251,940 $0 $0
2019 $3,451 $244,610 $0 $0
2018 $3,354 $237,490 $0 $0
2017 $3,256 $230,580 $0 $0
2016 $3,105 $223,870 $0 $0
2015 $3,019 $217,350 $0 $0
2014 $2,996 $211,020 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Oregon Datashare

MLS Number: 220201296

Oregon Datashare

APN: 206870