$1,900,000
SOLD JUN 29, 2025

20867 5th Ave W Cudjoe Key, FL 33042

3 Beds
2 Baths
1,702 Sq Ft
0.28 Acres

Recently Sold

$1,116 Per Sq Ft

5% Below List Price

17 Days on Market

About This Home

As of June 2025

Enjoy deep draft dockage, 2 Boat Lifts, Garage and Pool plus no steps to climb at this 3 Bedroom 2 Bath home located in Cudjoe Gardens, an upscale waterfront community of CBS constructed Above Flood ground level homes offering a neighborhood full service marina and waterfront restaurant and bar. Enter into the open Great Room where a wall of impact glass doors overlooks the pool and water. The well appointed Kitchen features stainless appliances and center island for friends to gather around. Soaring cathedral ceilings are found in all Bedrooms including the Primary Suite complete with spa bath and picturesque pool views. Days are enjoyed by the waterfront heated pool or out on the water where world-class fishing and diving are jut minutes away. Lots of room for all of your toys in the attached 2-car garage or on the additional half lot on the side of the of the house. Boaters will love the quick deep water ocean access from the 100' flow through dock with 2 Lifts, 17K lbs and 14K lbs. The low maintenance home boasts concrete construction, impact windows and doors, metal roof and pea rock yard.

Last Agent to Sell the Property

Lisa Ferringo

Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 05/17/2025

Coldwell Banker Schmitt Lower Keys (KW)

Last Buyer's Agent

Lisa Ferringo

Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 05/17/2025

Coldwell Banker Schmitt Lower Keys (KW)

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,227

Year Built

2011

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Control Depth: 4
  • Dockage Dock Length: 100
  • Fee Includes: None
  • Key Island: Cudjoe Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 21.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Other Area Features, Bike Paths
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Ocean
  • State Province: FL
  • Taxes: 11702.60
  • Title: Negotiable
  • Vehicle Storage: Garage, Trailer Storage, Off Street Parking, Auto Door Opener, Attached
  • Vehicle Storage Cars: 2
  • Year Built: 2011
  • Alternate Key Number: 1225665
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 12000.00
  • Pool Info: In Ground, Decked
  • Porch Balcony: Deck, Patio
  • Species List: No
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Building Style Stories: 1 Story
  • Estimated Living Sq Ft: 1702.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Bar, Whirlpool Bath Tub, Storage, Smoke Alarms, Granite Counter Top, Cathedral Ceilings
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Windows/Doors: Impact Rstnce Window
  • Total Bedrooms: 3

Exterior Features

  • Dockage: Boat Lift
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Fencing, Lanai, Hot Tub
  • Roof: Metal Roof
  • Waterview: Canal View
  • Pool: Yes

Utilities

  • Utilities: FKAA, Buyer to Verify, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00174634-009000
  • Land Size: More than 1 Lot
  • Acres: 0.28

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2024

Multi Family

  • Total Units: 1.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 17, 2025
Closed on
Jul 3, 2025
Sold by
Betts David B and Betts Toni D
Bought by
5Th Ave West Llc
Seller's Agent
Lisa Ferringo
Coldwell Banker Schmitt Lower Keys (KW)
Buyer's Agent
Lisa Ferringo
Coldwell Banker Schmitt Lower Keys (KW)
List Price
$1,999,000
Sold Price
$1,900,000
Premium/Discount to List
-$99,000
-4.95%
Views
37

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.53%
Original Mortgage
$1,425,000
Outstanding Balance
$716,502
Interest Rate
6.76%
Mortgage Type
Construction
Estimated Equity
$1,216,876

Purchase Details

Listed on
Feb 1, 2017
Closed on
May 8, 2017
Sold by
Hoy Robert
Bought by
Betts David and Betts Toni D
Seller's Agent
Lisa Ferringo
Coldwell Banker Schmitt RE Co.
Buyer's Agent
Lisa Ferringo
Coldwell Banker Schmitt Lower Keys (KW)
List Price
$1,099,000
Sold Price
$1,000,000
Premium/Discount to List
-$99,000
-9.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.19%
Original Mortgage
$750,000
Interest Rate
3.87%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Feb 23, 2007
Sold by
Building Exchange Co
Bought by
Hoy Robert

Purchase Details

Closed on
Aug 31, 2006
Sold by
Tj Harrison Holdings Lp
Bought by
Building Exchange Co

Purchase Details

Closed on
Aug 1, 2005
Sold by
Harrison Jules V and Harrison Treva I
Bought by
Tj Harrison Holdings Lp

Purchase Details

Closed on
Aug 1, 1979
Bought by
Hoy Robert
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,900,000 None Listed On Document
Warranty Deed $6,000,000 Attorney
Warranty Deed -- True Title Agency Inc
Warranty Deed $450,000 True Title Agency Inc
Quit Claim Deed -- --
Deed $22,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,425,000 Construction
Previous Owner $750,000 Adjustable Rate Mortgage/ARM
Previous Owner $525,000 New Conventional
Previous Owner $454,415 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/29/2025 06/29/25 Sold $1,900,000 -5.0% $1,116 / Sq Ft
06/03/2025 06/03/25 Pending -- -- --
05/17/2025 05/17/25 For Sale $1,999,000 +99.9% $1,175 / Sq Ft
05/08/2017 05/08/17 Sold $1,000,000 -9.0% $588 / Sq Ft
03/17/2017 03/17/17 Pending -- -- --
02/01/2017 02/01/17 For Sale $1,099,000 -- $646 / Sq Ft
Source: Key West Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,227 $1,655,087 $1,164,000 $491,087
2023 $10,227 $1,359,492 $885,000 $474,492
2022 $8,882 $1,071,196 $594,000 $477,196
2021 $8,313 $866,181 $393,000 $473,181
2020 $8,393 $866,283 $390,000 $476,283
2019 $7,917 $811,456 $328,320 $483,136
2018 $8,343 $833,241 $348,000 $485,241
2017 $7,041 $768,666 $0 $0
2016 $6,318 $611,208 $0 $0
2015 $5,977 $551,454 $0 $0
2014 $5,216 $496,858 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Lisa Ferringo

    Seller's Agent in 2025

    Lisa Ferringo

    Coldwell Banker Schmitt Lower Keys (KW)

    (305) 797-1221

    617 Total Sales

    Lisa Ferringo
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Map

Source: Key West Association of REALTORS®

MLS Number: 615063

Key West Association of REALTORS®

APN: 00174634-009000

Florida Monroe County Cudjoe Key 33042

20867 5th Ave W, Cudjoe Key, FL

This home is located at 20867 5th Ave W, Cudjoe Key, FL 33042 and is currently priced at $1,900,000, approximately $1,116 per square foot. This property was built in 2011. 20867 5th Ave W is a home located in Monroe County with nearby schools including Sugarloaf School and Key West High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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