NOT LISTED FOR SALE

20880 Whispering Creek Ct South Bend, IN 46614

Estimated Value: $336,000 - $504,000

4 Beds
3.5 Baths
3,102 Sq Ft
$145/Sq Ft Est. Value

Last Sold February 01, 2024

Last sale price $430,000 $139 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,680/month

178 Days on Market

Highlights

  • Traditional Architecture
  • 1 Fireplace
  • Stone Countertops
  • Wood Flooring
  • Corner Lot
  • Covered Patio or Porch

About This Home

As of February 2024

This stunning two-story residence offers a sprawling design with 4 bedrooms and 3.5 bathrooms, providing ample space for comfortable living. Nestled on a large acre corner lot, this property presents a perfect blend of country setting living and convenient proximity to shopping, dining, and more. As you approach the house, you'll be captivated by its charming curb appeal and the sense of tranquility that comes with the spacious lot. The lush greenery and well-manicured landscaping create an inviting atmosphere, making it an ideal place to call home.Step inside, and you'll be greeted by an interior that exudes elegance and warmth. The impressive finished walk-out basement is a true highlight, offering versatile space that can be tailored to your needs, whether it's a recreation area, home office, or entertainment zone.Storage will never be an issue in this home, thanks to the attached 3-car garage and shed, providing abundant space to store all your belongings and outdoor equipment. With this much storage capacity, you can keep your living areas clutter-free and organized.The kitchen is a true culinary masterpiece, boasting recent updates and featuring sleek granite countertops. Whether you're a seasoned chef or just enjoy preparing meals, this kitchen will inspire you with its modern amenities and ample workspace.The upper level of this home is where you'll find the generously sized bedrooms, providing comfortable retreats for relaxation and privacy. The master suite is a true oasis, featuring a well-appointed en-suite bathroom and a walk-in closet, ensuring a peaceful haven for unwinding after a long day.The sprawling acre lot offers plenty of opportunities for outdoor recreation, gardening, or even the addition of a pool or patio to create your own private oasis. Imagine spending evenings enjoying the sunset on your porch or hosting gatherings in the expansive backyard.Located in the sought-after Whispering Hills subdivision, you'll enjoy the benefits of a desirable neighborhood with friendly neighbors and a strong sense of community. Embrace the tranquility of country living while being just a short drive away from the vibrant amenities of shopping, dining, and entertainment. Don't miss your chance to own this magnificent home that offers the perfect blend of space, style, and convenience. Schedule your showing today and envision the possibilities that await in this exceptional prop

Last Agent to Sell the Property

Kimberly Murrell

McKinnies Realty, LLC Brokerage Email: McKinniesRealty@gmail.com Listed on: 07/13/2023

McKinnies Realty, LLC

Last Buyer's Agent

Tim Murray

Coldwell Banker Real Estate Group

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,961

Year Built

  • Built in 1992

Lot Details

  • 0.91 Acre Lot
  • Lot Dimensions are 184 x 215
  • Rural Setting
  • Landscaped
  • Corner Lot
  • Irrigation

HOA Fees

  • $9 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Built-in Bookshelves
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • 1 Fireplace
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Kitchen Island
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • 1 Bathroom in Basement

Outdoor Features

  • Covered Patio or Porch

Schools

  • Hay Elementary School
  • Jackson Middle School
  • Riley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Septic System

Community Details

  • Whisper Hills Subdivision

Listing and Financial Details

  • Assessor Parcel Number 71-08-35-326-014.000-001

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,961

Year Built

Built in 1992

Lot Details

0

HOA Fees

$9 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1992
  • Age: 32
  • Style: Two Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 13
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: LOT 36BEATRICE REPLAT WHISPERING HILLS SO SEC 3
  • Parcel Number ID: 71-08-35-326-014.000-001
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Built-In Bookcase, Ceiling-9+, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Stone, Deck Open, Eat-In Kitchen, Garage Door Opener, Irrigation System, Kitchen Island, Landscaped, Patio Covered, Formal Dining Room, Sump Pump
  • Cross Street: Kern Rd.
  • Location: Rural Subdivision
  • Road Access: County
  • Road Surface: Paved
  • Sp Lp Percent: 93.5
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 4284
  • Total Finished Sq Ft: 3102
  • Above Grade Finished Sq Ft: 2802
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 1182
  • Price Per Sq Ft: 153.46
  • Basement: Yes
  • Basement Foundation: Full Basement, Walk-Out Basement, Finished
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet, Vinyl
  • Living Great Room: Dimensions: 14x13, On Level: Main
  • Kitchen: Dimensions: 14x11, On Level: Main
  • Breakfast Room: Dimensions: 14x11, On Level: Main
  • Dining Room: Dimensions: 14x13, On Level: Main
  • Family Room: Dimensions: 22x16, On Level: Main
  • Den: Dimensions: 12x11, On Level: Main
  • Recreation Room: Dimensions: 27x12, On Level: Basement
  • Extra Room: Rec Room, Dimensions: 20x15
  • Bedroom 1: Dimensions: 19x16, On Level: Upper
  • Bedroom 2: Dimensions: 16x12, On Level: Upper
  • Bedroom 3: Dimensions: 13x12, On Level: Upper
  • Bedroom 4: Dimensions: 11x11, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1482

Exterior Features

  • Exterior: Brick, Vinyl
  • Outbuilding1: Shed, Dimensions: 12x18, 216

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 24x34
  • Garage Sq Ft: 816
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Laundry: Dimensions: Mainx6, On Level: 8
  • Well Type: Private

Condo/Co-op/Association

  • Association Fees: 110
  • Association Fees Frequency: Annually

Schools

  • School District: South Bend Community School Corp.
  • Elementary School: Hay
  • Middle School: Jackson
  • High School: Riley
  • Elementary School: Hay

Lot Info

  • Lot Description: Corner, 0-2.9999
  • Lot Dimensions: 184 X 215
  • Estimated Lot Sq Ft: 39560
  • Estimated Lot Size Acres: 0.9081

Tax Info

  • Annual Taxes: 3960.96
  • Exemptions: Homestead

MLS Schools

  • High School: Riley
  • Middle School: Jackson
  • School District: South Bend Community School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 13, 2023
Closed on
Feb 1, 2024
Sold by
Richarson Ted Alan and Richarson Gabriella
Bought by
Tipton Aaron and Hernandez Natalia Tipton
Seller's Agent
Kimberly Murrell
McKinnies Realty, LLC
Buyer's Agent
Tim Murray
Coldwell Banker Real Estate Group
List Price
$564,900
Sold Price
$430,000
Premium/Discount to List
-$134,900
-23.88%
Views
405
Current Estimated Value
$449,104

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,104
Avg. Annual Appreciation
2.67%
Original Mortgage
$120,000
Outstanding Balance
$117,879
Interest Rate
6.61%
Mortgage Type
New Conventional
Estimated Equity
$331,225
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tipton Aaron -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tipton Aaron $120,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/01/2024 02/01/24 Sold $430,000 -6.5% $139 / Sq Ft
01/07/2024 01/07/24 Pending -- -- --
12/19/2023 12/19/23 Price Changed $459,900 -1.1% $148 / Sq Ft
10/10/2023 10/10/23 Price Changed $465,000 -5.1% $150 / Sq Ft
09/20/2023 09/20/23 Price Changed $489,900 -2.0% $158 / Sq Ft
09/11/2023 09/11/23 Price Changed $499,900 -7.4% $161 / Sq Ft
08/25/2023 08/25/23 Price Changed $539,900 -1.8% $174 / Sq Ft
08/17/2023 08/17/23 Price Changed $549,900 -1.8% $177 / Sq Ft
08/10/2023 08/10/23 Price Changed $559,900 -0.9% $180 / Sq Ft
07/13/2023 07/13/23 For Sale $564,900 -- $182 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,590 $448,200 $79,100 $369,100
2023 $3,918 $342,300 $79,000 $263,300
2022 $3,918 $341,000 $79,000 $262,000
2021 $3,105 $262,700 $23,800 $238,900
2020 $3,105 $262,900 $23,800 $239,100
2019 $1,748 $207,300 $19,000 $188,300
2018 $1,707 $209,300 $19,000 $190,300
2017 $1,949 $212,700 $19,000 $193,700
2016 $1,987 $212,900 $19,000 $193,900
2014 $2,035 $209,800 $19,000 $190,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202324412

Indiana Regional MLS

APN: 71-08-35-326-014.000-001