
20883 4th Ave Cudjoe Key, FL 33042
Estimated payment $9,445/month
About This Home
Tucked away in the boating community of Cudjoe Gardens, this spacious 3 Bedroom plus Loft canal front home boasts over 2,500 sq. ft. with soaring ceilings and a 2-car garage. Thoughtfully designed for both relaxation and functionality, the space is filled with natural light which flows seamlessly from room to room. The massive Kitchen is highly functional featuring lots of granite counter space and cabinetry plus stainless steel appliances. A large island takes center stage along with peninsula seating perfect for family gatherings and entertaining. Plenty of storage for all of your cookware with 2 pantries and laundry just a hand reach away. Enjoy alfresco dining overlooking the water on the waterfront screened lanai. The primary suite offers a peaceful retreat, with dual walk-in closets and a luxurious ensuite bathroom that includes dual vanities, a separate soaking tub and a spacious shower. The two guest bedrooms are equally spacious, with generous closet space and baths. Upstairs, a versatile loft space offers endless options such as a den, office, or media room. Impact-resistant windows and doors ensure the interior is bathed in natural light while maintaining storm readiness. Fantastic 84' dockage complete with a 15k lb lift and kayak lift. The dock also features a swim ladder, providing easy access for a quick dip or a leisurely swim in the 100' wide crystal clear flow through canal. Cudjoe Gardens is one of the few Keys neighborhoods where ground level homes are above the flood plane (no steps to climb!) and that offers a full service marina providing boat ramp, fuel, bait and refreshments and a waterfront restaurant all walking distance from your home.
Last Listed By
Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 11/26/2024

Map
Home Details
Home Type
Single Family
Est. Annual Taxes
$11,511
Year Built
2011
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Voluntary HOA: Yes
- Control Depth: 4
- Dockage Dock: Concrete
- Dockage Dock Length: 84
- Document Count: 2
- Fee Includes: None
- Key Island: Cudjoe Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 21.00
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Bike Paths
- Off Shore Island: No
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Ocean
- State Province: FL
- Taxes: 11511.36
- Title: Negotiable
- Vehicle Storage: Garage, Off Street Parking, Open Parking
- Year Built: 2011
- Alternate Key Number: 8566450
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 13125.00
- Porch Balcony: Screened Patio
- Species List: Yes
- Tax Exemptions: None
- Building Style Above Flood: Yes
- Building Style Stories: 1 Story
- Estimated Living Sq Ft: 2524.00
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: None
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Wet Bar, Walk-in Closet(s), Storage, Granite Counter Top
- Total Bathrooms: 3.00
- Full Bathrooms: 3
- Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
- Floor: Tile, Carpet
- Specialty Rooms: Loft
- Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
- Total Bedrooms: 3
Exterior Features
- Dockage: Boat Lift
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: CBS
- Roof: Metal Roof
- Waterview: Canal View
- Pool: No
Utilities
- Utilities: FKAA, Buyer to Verify, Municipal Sewer
- Heating: Electric
Lot Info
- Deed Restrictions: Unknown
- Parcel Number: 00174635-001500
- Land Size: 1/4 - 1/2 Acre
- Acres: 0.30
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Negotiable
Tax Info
- Tax Year: 2023
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $11,511 | $1,874,837 | $1,255,341 | $619,496 |
2023 | $11,511 | $1,598,063 | $1,002,422 | $595,641 |
2022 | $9,910 | $1,237,298 | $638,466 | $598,832 |
2021 | $9,126 | $957,122 | $425,644 | $531,478 |
2020 | $8,404 | $867,568 | $422,559 | $445,009 |
2019 | $8,780 | $904,568 | $453,863 | $450,705 |
2018 | $8,432 | $842,595 | $388,631 | $453,964 |
2017 | $8,005 | $805,062 | $0 | $0 |
2016 | $4,572 | $766,801 | $0 | $0 |
2015 | $4,177 | $673,055 | $0 | $0 |
2014 | $4,034 | $633,644 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
04/28/2025 04/28/25 | Price Changed | $1,599,000 | -5.9% | $634 / Sq Ft |
11/26/2024 11/26/24 | For Sale | $1,699,000 | +102.3% | $673 / Sq Ft |
02/26/2016 02/26/16 | Sold | $840,000 | -4.4% | $333 / Sq Ft |
02/12/2016 02/12/16 | Pending | -- | -- | -- |
02/06/2016 02/06/16 | For Sale | $879,000 | -- | $348 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $840,000 | Attorney | |
Warranty Deed | $400,000 | None Available | |
Interfamily Deed Transfer | -- | None Available | |
Warranty Deed | $169,900 | -- | |
Warranty Deed | $80,000 | -- | |
Warranty Deed | $50,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $135,920 | Purchase Money Mortgage | |
Previous Owner | $60,000 | No Value Available |
About the Listing Agent

She began her real estate career in 1989 working for luxury condo developer in Miami, FL. She was promoted to Broker of Mystic Point Realty in Aventura, FL in 1995 and then went on to be a top producing agent for Sotheby's International Realty on Miami Beach FL in 1999, where she specialized in Luxury Estates Homes. In 2004 she purchased a vacation home in the Florida Keys and fell in love with the area. Six months later she made the Keys her permanent home. Since joining Coldwell Banker
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