
20889 7th Ave W Summerland Key, FL 33042
Estimated payment $12,651/month
About This Home
Luxury Waterfront Living in Prestigious Cudjoe Gardens. Discover refined island living in the heart of one of the Florida Keys' most exclusive waterfront communities renowned for its deepwater access, upscale ambiance, and close proximity to Key West.This elegantly designed residence is perfectly positioned on an 8,000sf lot, offering exceptional canal frontage on a 50ft wide canal only 5 homes in and 2 min ride from open water. The home features 2,295 living sf plus 441sf garage and 225sf of porches, making for almost 3,000sf under roof! Home has beautifully appointed interiors, where luxury and comfort harmonize.The open-concept living space is adorned with 10 to 12 ft ceilings, abundant natural light, and premium finishes throughout. At the heart of the home is a custom-made epoxy and wood bar, a true showpiece that makes an ideal spot for entertaining in style. A custom built electric fireplace offering ambiance and warmth anchors the living room and invites relaxed evenings after a day on the water.The large kitchen is outfitted with beautiful granite with natural tones, stainless steel appliances, custom cabinetry, and an expansive island, flowing seamlessly into the second large living room where comfort is found! The primary master bedroom suite offers a tranquil retreat with in room office, his/hers walk in closets, and spa-like ensuite bath.Two additional spacious bedrooms and full bath, plus half bath and laundry room complete this large home. Additional features include elegant large plank Bamboo flooring, impact-resistant windows and doors, etched glass front door, plantation shutters throughout the home, a spacious garage, and thoughtfully landscaped grounds that reflect the natural beauty of the Keys.Step outside through the French glass doors to a waterfront screened in porch with ceiling fans. The 80ft concrete dock with 20k boat lift, working davits, 1000lb ice maker, cleaning station, make this a fisherman's paradise! Room for a pool!
Listing Agent
Berkshire Hathaway HomeServices Knight & Gardner Realty License #SL3426914 Listed on: 05/06/2025

Map
Home Details
Home Type
Single Family
Est. Annual Taxes
$8,163
Year Built
1996
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: No
- First Right of Refusal: No
- Association Approval Required: No
- Association Fee: 75.00
- Mandatory HOA: No
- Voluntary HOA: Yes
- Control Depth: 5
- Dockage Dock: Concrete
- Dockage Dock Length: 80
- Dockage Seawall: Concrete
- Fee Includes: Common Area Mnt
- Key Island: Cudjoe Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 21.00
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Other Area Features
- Off Shore Island: No
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Ocean
- State Province: FL
- Taxes: 8455.56
- Title: Negotiable
- Vehicle Storage: Garage, Trailer Storage, Off Street Parking, Guest Parking, Attached
- Vehicle Storage Cars: 4+
- Year Built: 1996
- Alternate Key Number: 1224499
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 8000.00
- Porch Balcony: Screened P/B
- Association Maintenance Fee Per: Yearly
- Shutters: Accordion
- Species List: Yes
- Tax Exemptions: Homestead
- Building Style Above Flood: Yes
- Estimated Living Sq Ft: 2295.00
- Pre Wired: Cable
- G F Bldg Materials: Bamboo/Cork Floor
- G F Interior Features: Programmable Thermst, LED Lighting
- Property Condition: Updated/Remodeled
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: None
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Cathedral Ceilings, Built-in Cabinets, Bar, Window Treatments, Whirlpool Bath Tub, Walk-in Closet(s), Storage, Smoke Alarms, Granite Counter Top, Entrance Foyer, Split Bedroom
- Total Bathrooms: 3.00
- Full Bathrooms: 2
- Appliances: Washer, Stainless Steel Appliance(s), Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Floor: Tile, Wood
- Half Bathrooms: 1
- Windows/Doors: French Doors, Impact Rstnce Window, Impact Rstnce Doors, Glass Doors
- Total Bedrooms: 3
- Sq Ft Remarks: 2295sf living, plus Garage 441sf Screened Porch 145sf Open Porch 80sf
Exterior Features
- Dockage: Davits, Boat Lift
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: CBS, Stucco, Concrete
- Exterior Features: Fencing, Sprinkler System, Lighting, Rain Gutters, Fruit Tree(s)
- Roof: Metal Roof
- Waterview: Canal View
- Pool: No
Utilities
- Utilities: FKAA, Water Separate Meter, Elect Separate Meter, Municipal Sewer
- Heating: Central, Electric
Lot Info
- Deed Restrictions: Unknown
- Flood Zone: AE
- Parcel Number: 00174633-003500
- Land Size: Less Than 1/4 Acre
- Acres: 0.18
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Negotiable
Tax Info
- Tax Year: 2024
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $8,163 | $943,863 | -- | -- |
2023 | $8,163 | $916,372 | $0 | $0 |
2022 | $7,948 | $889,682 | $427,680 | $462,002 |
2021 | $5,682 | $585,565 | $0 | $0 |
2020 | $5,656 | $577,481 | $0 | $0 |
2019 | $5,553 | $564,498 | $0 | $0 |
2018 | $5,588 | $553,973 | $0 | $0 |
2017 | $5,434 | $542,579 | $0 | $0 |
2016 | $5,471 | $531,420 | $0 | $0 |
2015 | $5,623 | $527,726 | $0 | $0 |
2014 | $5,801 | $523,538 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
06/20/2025 06/20/25 | Price Changed | $2,149,000 | -1.2% | $936 / Sq Ft |
06/07/2025 06/07/25 | Price Changed | $2,175,000 | -0.9% | $948 / Sq Ft |
05/31/2025 05/31/25 | Price Changed | $2,195,000 | -2.4% | $956 / Sq Ft |
05/11/2025 05/11/25 | Price Changed | $2,249,000 | -4.1% | $980 / Sq Ft |
05/06/2025 05/06/25 | For Sale | $2,345,000 | -- | $1,022 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $893,000 | Florida Title Professional | |
Interfamily Deed Transfer | -- | Accommodation | |
Quit Claim Deed | $100 | -- | |
Deed | $100 | -- | |
Warranty Deed | $39,500 | -- | |
Deed | -- | -- | |
Deed | $7,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $714,400 | New Conventional |
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Source: Key West Association of REALTORS®
MLS Number: 614903

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