$505,000
SOLD JUL 11, 2025

208B Pointe Way Havre de Grace, MD 21078

3 Beds
2 Baths
2,000 Sq Ft
$375/mo HOA Fee

Recently Sold

$252 Per Sq Ft

4% Below List Price

59 Days on Market

Highlights

  • 50 Feet of Waterfront
  • Water Oriented
  • Open Floorplan
  • Primary bedroom faces the bay
  • Gourmet Kitchen
  • Deck

About This Home

As of July 2025

ENJOY WATERFRONT LIVING with million-dollar water views in this awesome 3 BR/2BA Condo in this historic boating town located on the Susquehanna where the River meets the Bay. Located in the CENTER OF HISTORIC HAVRE DE GRACE, this rarely available STUNNING 2000 sq ft end-of-group WATERFRONT townhouse style condo features a fabulous 50-foot WRAPAROUND DECK, a 2-car Back/Front garage PLUS a 9x8 storage room, and a separate utility room. Tons of storage!

The main level features a remodeled GOURMET KITCHEN with beautiful granite countertops, stainless steel appliances, upscale cabinets, and decorator hardware to the waterfront dining area. The spacious Living Room is one of the largest in the community and features hardwood flooring, a pellet stove, and a skylight. There is also a bedroom, full bath, and laundry room on the main level.

The upper-level Primary Suite is spectacular! The primary bedroom features a soaring cathedral ceiling, a deck with water views, 2 closets, a ceiling fan, and wall sconces. The bathroom features a stunning jetted soaking tub, a granite double-sink vanity, a large tiled walk-in shower, and linen closet.

Bedroom #3 features a custom ceiling fan and a vaulted ceiling.

Recent updates include a new window in the living room & LR/DR blinds (2024), new windows throughout & new front door (2020), washer/dryer & laundry room counter (2024), wood blinds (2022), Pellet stove (2019), Kitchen granite, backsplash and upper cabinets (2019), Hardwood floors and upstairs carpet (2017), Water heater (2019), HVAC (2014).

THE SENECA POINTE COMMUNITY FEATURES A BEAUTIFUL COMMUNITY POOL and GAZEBO for residents. The Condo fee INCLUDES FLOOD INSURANCE, pool maintenance, roof and exterior maintenance of the condos, and trash pickup. WALK EVERYWHERE! Havre de Grace features First Fridays, a Saturday Morning Farmers Market, Thursday night sailboat racing, a waterfront Promenade, live music, the Arts, parades, festivals, fireworks, restaurants, shops, bars, and marinas all within walking distance of this condo. The town was named one of the 10 Towns in Maryland with The Best, Most Lively Main Streets, as well as one of the Best Small Towns to Visit by the Smithsonian! Easy access to I-95, APG, Amtrak, BWI, and Philadelphia airports. Live where you love to play in this carefree community! You'll feel like you are on vacation year-round! A very special opportunity!

Last Agent to Sell the Property

Karen Gaylord

(410) 773-9822 kgaylord1@msn.com Cummings & Co. Realtors Listed on: 04/11/2025

Cummings & Co. Realtors

Co-Listed By

Jennifer Gaylord

(410) 937-3215 jenn@thegaylordgroup.com Cummings & Co. Realtors License #655299

Last Buyer's Agent

Jeff Gaylord

(443) 617-7793 jeff@thegaylordgroup.com Cummings & Co. Realtors

Cummings & Co. Realtors

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,921

Year Built

  • Built in 1995 | Remodeled in 2017

Lot Details

  • 50 Feet of Waterfront
  • Landscaped
  • Sprinkler System
  • Property is in excellent condition

HOA Fees

  • $375 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 1 Driveway Space
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Entry on the 3rd floor
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,000 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Sliding Doors
  • Six Panel Doors
  • Living Room
  • Dining Room
  • Water Views

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Hydromassage or Jetted Bathtub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Front Loading Washer

Home Security

Outdoor Features

  • Water Oriented
  • River Nearby
  • Stream or River on Lot
  • Balcony
  • Deck
  • Gazebo
  • Porch

Location

  • Flood Risk

Schools

  • Havre De Grace High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 44
  • Assessor Parcel Number 1306056695

Community Details

Overview

  • Association fees include common area maintenance, management, pool(s), reserve funds, trash
  • Low-Rise Condominium
  • Seneca Pointe Condos
  • Seneca Pointe Subdivision
  • Property Manager

Recreation

  • Community Pool

Pet Policy

  • Dogs and Cats Allowed
  • Breed Restrictions

Additional Features

  • Common Area
  • Storm Doors

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,921

Year Built

Built in 1995 | Remodeled in 2017

Lot Details

0

HOA Fees

$375 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Contemporary
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 4/15/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 1995
  • Year Renovated: 2017
  • Automatically Close On Close Date: No
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Disposal, Exhaust Fan, Microwave, Oven/Range - Electric, Refrigerator, Dryer, Washer - Front Loading
  • Entry Floor: 3
  • Flooring Type: Ceramic Tile, Carpet, Hardwood
  • Interior Amenities: Breakfast Area, Upgraded Countertops, Window Treatments, Entry Level Bedroom, Primary Bath(s), Wood Floors, Whirlpool/Hottub, Floor Plan - Open, Bathroom - Jetted Tub, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Kitchen - Gourmet, Primary Bedroom - Bay Front, Recessed Lighting, Sprinkler System, Walk-In Closet(s)
  • Fireplace: No
  • Door Features: Sliding Glass, Six Panel, Storm
  • Wall Ceiling Types: Cathedral Ceilings, 2 Story Ceilings
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Laundry, Bathroom 1, Bathroom 2
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit, Main Floor
  • Total Sq Ft: 2000
  • Living Area Sq Ft: 2000
  • Price Per Sq Ft: 262.50
  • Above Grade Finished Sq Ft: 2000
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Gazebo
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • View: Water
  • Water Access: No
  • Water Body Name: SUSQUEHANNA RIVER/CHESAPEAKE BAY
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 375.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Seneca Pointe
  • HOA Condo Co-Op Amenities: Common Grounds, Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pool(s), Reserve Funds, Trash
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent
  • High School: HAVRE DE GRACE

Lot Info

  • Lot Features: Landscaping
  • Outdoor Living Structures: Deck(s), Balcony, Porch(es)
  • Property Condition: Excellent
  • Zoning: RB
  • In City Limits: Yes

Rental Info

  • Lease Considered: No
  • Pets: Dogs Ok, Cats Ok, Breed Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 5921.00
  • Assessor Parcel Number: 1306056695
  • Tax Lot: 44
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
Jul 11, 2025
Sold by
Irrgang Scott and Irrgang Kelly Jo
Bought by
Russo Joseph A and Cheyne Nancy Lou
Seller's Agent
Karen Gaylord
Cummings & Co. Realtors
Buyer's Agent
Jeff Gaylord
Cummings & Co. Realtors
List Price
$525,000
Sold Price
$505,000
Premium/Discount to List
-$20,000
-3.81%
Views
125
Current Estimated Value
$512,852

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,852
Avg. Annual Appreciation
3.83%

Purchase Details

Closed on
Nov 21, 2016
Sold by
Hall James E and Hall Linda E
Bought by
Irrgang Scott and Irrgang Kelly Jo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,000
Interest Rate
3.52%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Oct 13, 1995
Sold by
Headwater Construction Co
Bought by
Hall James E and Hall Linda E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $505,000 First American Title
Deed $505,000 First American Title
Deed $315,000 Liberty Title Services Llc
Deed $235,012 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $252,000 Stand Alone First
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/11/2025 07/11/25 Sold $505,000 -3.8% $253 / Sq Ft
04/11/2025 04/11/25 For Sale $525,000 -- $263 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,718 $413,333 $0 $0
2024 $3,718 $390,000 $140,000 $250,000
2023 $3,400 $373,333 $0 $0
2022 $3,400 $356,667 $0 $0
2021 $3,419 $340,000 $140,000 $200,000
2020 $3,419 $340,000 $140,000 $200,000
2019 $3,419 $340,000 $140,000 $200,000
2018 $3,389 $340,000 $140,000 $200,000
2017 $3,389 $340,000 $0 $0
2016 -- $340,000 $0 $0
2015 $4,446 $340,000 $0 $0
2014 $4,446 $340,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2041714

Bright MLS

APN: 06-056695