NOT LISTED FOR SALE

209 Mckay Rd Stevensville, MD 21666

Estimated Value: $463,878 - $559,000

3 Beds
2.5 Baths
1,872 Sq Ft
$273/Sq Ft Est. Value

Last Sold April 04, 2024

Last sale price $440,000 $235 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $3,029/month

23 Days on Market

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • 0.34 Acre Lot
  • Matapeake Elementary School Rated A-
  • Fishing Allowed
  • Cape Cod Architecture

About This Home

As of April 2024

This Kent Island Cape Cod is simply charming. With a main level main level bedroom and full bath ,.large family room*Nice kitchen ,large with pantry area, mud room next to laundry room and extra separate storage or additional pantry room* Spacious bedrooms, huge main level master bathroom*cozy gas fireplace, huge family room and wonderful large back yard with deck and awning to relax on the summer evenings. Bay City has so much to offer with a community boat ramp, pavilion, beach and park.
What a fun neighborhood to live and enjoy on Kent Island! This house won’t last long, hurry before its gone.
*Seller can offer some closing help with an acceptable offer*

Last Agent to Sell the Property

Michael Roenigk

(443) 618-3667 mike.roenigk68@gmail.com Chaney Homes, LLC License #530123 Listed on: 02/08/2024

Co-Listed By

susan taylor

(410) 739-0369 susiermx@gmail.com Chaney Homes, LLC

Last Buyer's Agent

Edward Beres

(443) 271-3561 edberes@remax.net RE/MAX Executive

RE/MAX Executive

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,365

Year Built

  • Built in 1997

Lot Details

  • 0.34 Acre Lot
  • Home fronts navigable water
  • Property is in very good condition
  • Property is zoned NC-20

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Cape Cod Architecture
  • Entry on the 1st floor
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,872 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Fireplace With Glass Doors
  • Gas Fireplace
  • Double Door Entry
  • Combination Dining and Living Room
  • Wall to Wall Carpet
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Off-Street Parking

Accessible Home Design

  • Roll-in Shower
  • Lowered Light Switches
  • Mobility Improvements
  • Doors are 32 inches wide or more
  • More Than Two Accessible Exits
  • Level Entry For Accessibility

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Personal Watercraft
  • Powered Boats Permitted

Schools

  • Matapeake Elementary And Middle School
  • Kent Island High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 25
  • Assessor Parcel Number 1804024184

Community Details

Overview

  • Bay City HOA
  • Bay City Subdivision

Recreation

  • 1 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,365

Year Built

Built in 1997

Lot Details

0

HOA Fees

$13 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: 32"+ Wide Doors, 2+ Access Exits, Accessible Switches/Outlets, Level Entry - Main, Mobility Improvements, Roll-In Shower
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2024-02-08
  • Federal Flood Zone: No
  • Year Built: 1997
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
  • Entry Floor: 1
  • Flooring Type: Fully Carpeted
  • Interior Amenities: Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Table Space, Walk-In Closet(s)
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Double Entry
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 1872
  • Living Area Sq Ft: 1872
  • Price Per Sq Ft: 235.04
  • Above Grade Finished Sq Ft: 1872
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: BAY CITY
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: MATAPEAKE
  • High School: KENT ISLAND
  • Middle Or Junior School: MATAPEAKE

Lot Info

  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15000.00
  • Property Condition: Very Good
  • Zoning: NC-20
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3365.00
  • Assessor Parcel Number: 1804024184
  • Tax Lot: 25
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 8, 2024
Closed on
Apr 2, 2024
Sold by
Finney Patricia A and Finney Stephen M
Bought by
Brennan Jane Carol
Seller's Agent
Michael Roenigk
Chaney Homes, LLC
Buyer's Agent
Edward Beres
RE/MAX Executive
List Price
$485,000
Sold Price
$440,000
Premium/Discount to List
-$45,000
-9.28%
Views
223
Current Estimated Value
$511,720

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$71,720
Avg. Annual Appreciation
10.10%
Original Mortgage
$374,000
Outstanding Balance
$368,433
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$143,287

Purchase Details

Closed on
Jul 15, 2004
Sold by
Connolly Michael F and Connolly Vera M
Bought by
Finney Patricia A

Purchase Details

Closed on
May 13, 1998
Sold by
Renaissance Enterprises Inc
Bought by
Connolly Michael F and Connolly Vera M

Purchase Details

Closed on
Sep 11, 1996
Sold by
Pierson Carroll F
Bought by
Renaissance Enterprises Inc
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brennan Jane Carol $440,000 Endeavor Title
Brennan Jane Carol $440,000 Endeavor Title
Finney Patricia A $329,900 --
Connolly Michael F $154,900 --
Renaissance Enterprises Inc $25,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brennan Jane Carol $374,000
Closed Brennan Jane Carol $374,000
Closed Connolly Michael F --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/04/2024 04/04/24 Sold $440,000 0.0% $235 / Sq Ft
03/03/2024 03/03/24 Price Changed $440,000 -4.1% $235 / Sq Ft
02/29/2024 02/29/24 Price Changed $459,000 -3.6% $245 / Sq Ft
02/21/2024 02/21/24 Price Changed $475,989 -1.9% $254 / Sq Ft
02/08/2024 02/08/24 For Sale $485,000 -- $259 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,050 $429,933 $0 $0
2024 $3,707 $393,567 $0 $0
2023 $3,365 $357,200 $161,000 $196,200
2022 $1,648 $349,833 $0 $0
2021 $3,214 $342,467 $0 $0
2020 $3,214 $335,100 $161,000 $174,100
2019 $3,152 $328,600 $0 $0
2018 $3,089 $322,100 $0 $0
2017 $3,027 $315,600 $0 $0
2016 -- $310,633 $0 $0
2015 $1,445 $305,667 $0 $0
2014 $1,445 $300,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDQA2008616

Bright MLS

APN: 04-024184