$120,000
SOLD JUL 31, 2025

209 N Middle St Spencer, IN 47460

2 Beds
3 Baths
1,568 Sq Ft
8,494 Sq Ft Lot

Recently Sold

$77 Per Sq Ft

33% Below List Price

36 Days on Market

Highlights

  • Wood Flooring
  • Eat-In Kitchen
  • Combination Kitchen and Dining Room
  • No HOA
  • Forced Air Heating and Cooling System
  • 5-minute walk to McCormick's Creek State Park

About This Home

As of July 2025

Two story home situated on a large corner lot with a private gravel drive for off street parking is located in a convenient location in town. Home is close to schools, banking, downtown shops, and main highway. Large backyard has lots of possibilities for a great entertainment space, garden, or a variety of creative designs. Home has a wide, covered porch that wraps around 3 sides of home and a separate covered back porch. Eat in kitchen with plenty of cabinets. Attached garage has been converted to living space with it's own kitchenette area and bathroom allowing for endless possibilities. Cash or conventional financing only!!

Last Agent to Sell the Property

Tilden Keith

Keith Realty & Auction Group License #RB14052438 Listed on: 06/16/2025

Last Buyer's Agent

Trent Keith

Keith Realty & Auction Group License #RB16000005

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,606

Year Built

  • Built in 1900

Lot Details

  • 8,494 Sq Ft Lot

Home Design

  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Combination Kitchen and Dining Room
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Gas Oven

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Crawl Space

Schools

  • Spencer Elementary School
  • Owen Valley Middle School
  • Owen Valley Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 9,10
  • Assessor Parcel Number 601020400400355028
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,606

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Other
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 1900
  • Building Area Total: 1764
  • Garage Y N: No
  • Lot Size Acres: 0.2
  • Subdivision Name: No Subdivision
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Partial, Unfinished
  • Appliances: Dryer, Electric Water Heater, Gas Oven, Refrigerator, Washer
  • Levels: Two
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Interior Amenities: Hardwood Floors, Eat-in Kitchen
  • Living Area: 1568
  • Main Level Bedrooms: 1
  • Eating Area: Dining Combo/Kitchen
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 784
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Upper Level Sq Ft: 784
  • Rooms Basement: 1

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Block, Crawl Space
  • List Price: 179900

Garage/Parking

  • Parking Features: None
  • Garage Sq Ft: 0

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association YN: No

Schools

  • Middle Or Junior School: Owen Valley Middle School

Lot Info

  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 8494
  • Parcel Number: 601020400400355028
  • Acres: <1/4 Acre
  • Price Acre: 600000

Tax Info

  • Tax Annual Amount: 1606
  • Tax Lot: 9,10
  • Semi Annual Property Tax Amt: 803
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: Spencer Elementary School
  • High School: Owen Valley Community High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2025
Closed on
Jul 31, 2025
Sold by
Cooper Bobbi J
Bought by
Thk Investments Llc
Seller's Agent
Tilden Keith
Keith Realty & Auction Group
Buyer's Agent
Trent Keith
Keith Realty & Auction Group
List Price
$179,900
Sold Price
$120,000
Premium/Discount to List
-$59,900
-33.3%
Views
40

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15067.94%

Purchase Details

Closed on
Jun 2, 2015
Sold by
Williams Jeremy Allen
Bought by
Cooper Bobbi J and Williams Bobbi J

Purchase Details

Closed on
Jul 29, 2008
Sold by
Cooper Williams Bobbi J
Bought by
Cooper Williams Bobbi J and Williams Jeremy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,470
Interest Rate
6.51%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 3, 2005
Sold by
Sturgell Edward L and Sturgell Lela M
Bought by
Cooper Williams Bobbi J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- First American Title
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Title Express Inc
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $99,470 FHA
Previous Owner $74,400 Balloon
Previous Owner $18,600 Stand Alone Second
Previous Owner $60,000 Adjustable Rate Mortgage/ARM
Previous Owner $20,000 Stand Alone Second
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Sold $120,000 -33.3% $77 / Sq Ft
07/22/2025 07/22/25 Pending -- -- --
06/16/2025 06/16/25 For Sale $179,900 -- $115 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,359 $164,500 $8,400 $156,100
2023 $2,077 $151,800 $8,400 $143,400
2022 $1,012 $112,700 $8,400 $104,300
2021 $1,262 $126,200 $8,400 $117,800
2020 $1,147 $118,600 $8,400 $110,200
2019 $996 $107,600 $8,400 $99,200
2018 $899 $101,500 $8,400 $93,100
2017 $1,641 $96,500 $12,100 $84,400
2016 $756 $96,500 $12,100 $84,400
2014 $940 $105,900 $12,100 $93,800
2013 -- $105,200 $12,100 $93,100
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2025

    Tilden Keith

    Keith Realty & Auction Group

    (812) 821-1408

    6 in this area

    50 Total Sales

    Tilden Keith
    Section Image
  • Trent Keith

    Buyer's Agent in 2025

    Trent Keith

    Keith Realty & Auction Group

    (812) 821-8499

    23 in this area

    101 Total Sales

    Trent Keith
    Section Image
See All Agents

Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22045203

MIBOR Broker Listing Cooperative®

APN: 60-10-20-400-400.355-028

Indiana Owen County Spencer 47460

209 N Middle St, Spencer, IN

This home is located at 209 N Middle St, Spencer, IN 47460 and is currently priced at $120,000, approximately $76 per square foot. This property was built in 1900. 209 N Middle St is a home located in Owen County with nearby schools including Owen Valley Community High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MIBOR Broker Listing Cooperative® Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

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