$195,000
SOLD JUN 5, 2026

209 Oak St Waterloo, IL 62298

2 Beds
1 Bath
832 Sq Ft
3,572 Sq Ft Lot

Sale Details

Date Sold: June 5, 2026

$234 Per Sq Ft

2% Below List Price

42 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • 1-Story Property
  • Rogers Elementary School Rated A-
  • Stainless Steel Appliances
  • Forced Air Heating and Cooling System

About This Home

As of June 2026

Charming 2-bedroom, 1-bath home offering comfort, functionality, and easy living right in the heart of Waterloo! This move-in ready home features fresh paint throughout, new baseboards and trim, updated fixtures, and a beautifully refreshed bathroom with a new vanity and medicine cabinet. The kitchen includes new stainless steel appliances, a convenient pantry, and space for dining. Additional highlights include a new electric panel, an unfinished basement for storage or future potential, a covered carport for protected parking, and a detached shed—perfect for tools, hobbies, or lawn equipment. New windows will be installed prior to closing, adding even more value and efficiency. Enjoy a low-maintenance lifestyle just minutes from local shops, dining, schools, nightlife, parades, and community festivals. A great opportunity to own a well-updated home in a prime Waterloo location!

Last Agent to Sell the Property

Amy Hank

Keller Williams Pinnacle License #475129599 Listed on: 04/22/2026

Keller Williams Pinnacle

Last Buyer's Agent

Amy Hank

Keller Williams Pinnacle License #475129599 Listed on: 04/22/2026

Keller Williams Pinnacle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,974

Year Built

  • Built in 1965

Lot Details

  • 3,572 Sq Ft Lot
  • Front Yard

Parking

  • 1 Carport Space

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 832 Sq Ft Home
  • 1-Story Property

Kitchen

  • Range
  • Microwave
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 07-25-406-029-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,974

Year Built

Built in 1965

Lot Details

3,572 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1965
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: In Basement
  • ResoLotFeatures: Front Yard
  • Lot Size Acres: 0.082
  • Co List Office Phone: 618-208-6692
  • MLS Status: Closed
  • Subdivision Name: not in a subdivision
  • Above Grade Finished Sq Ft: 832
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Unit Levels: One
  • New Construction: No
  • Financial Info Electric: Other
  • PreviousStatus: Active Under Contract
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Unfinished
  • Appliances: Stainless Steel Appliance(s), Disposal, Microwave, Range, Refrigerator, Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: Lead Paint
  • Home Warranty: No
  • Construction Type: Vinyl Siding

Garage/Parking

  • Carport Spaces: 1
  • Attached Garage: No
  • Attached Garage: No

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Green Building Features: Basement
  • Utilities: Electricity Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Size Sq Ft: 3571.92
  • Parcel Number: 07-25-406-029-000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2974

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 22, 2026
Closed on
Jun 5, 2026
Sold by
Bought by
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Amy Hank
Keller Williams Pinnacle
List Price
$198,000
Sold Price
$195,000
Premium/Discount to List
-$3,000
-1.52%
Views
17

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-28.76%
Original Mortgage
$156,000
Outstanding Balance
$156,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$33,780

Purchase Details

Listed on
Feb 26, 2026
Closed on
Feb 22, 2026
Sold by
Bought by
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Amy Hank
Keller Williams Pinnacle
List Price
$135,000
Sold Price
$135,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
290.38%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $195,000 First American Title
Deed $135,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $156,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/05/2026 06/05/26 Sold $195,000 -1.5% $234 / Sq Ft
04/22/2026 04/22/26 For Sale $198,000 +46.7% $238 / Sq Ft
02/26/2026 02/26/26 For Sale $135,000 0.0% $162 / Sq Ft
02/25/2026 02/25/26 Sold $135,000 -- $162 / Sq Ft View Prior Sale
02/11/2026 02/11/26 Pending -- -- --
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,974 $50,238 $15,292 $34,946
2023 $2,576 $41,090 $14,280 $26,810
2022 $2,575 $40,400 $14,570 $25,830
2021 $2,110 $32,390 $6,550 $25,840
2020 $2,097 $31,420 $6,550 $24,870
2019 $2,071 $30,700 $6,550 $24,150
2018 $2,018 $29,060 $5,520 $23,540
2017 $1,989 $29,990 $5,619 $24,371
2016 $0 $27,860 $3,620 $24,240
2015 $1,797 $27,090 $4,110 $22,980
2014 $1,709 $26,770 $4,110 $22,660
2012 -- $25,010 $4,980 $20,030
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS26023364

MARIS MLS

APN: 07-25-406-029-000

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