$399,900

20907 Hardwood Loop Finlayson, MN 55735

Estimated payment $2,456/month

Total Views 1,346
3 Beds
2.5 Baths
2,090 Sq Ft
$191 Price per Sq Ft

Highlights

  • Deck
  • No HOA
  • Eat-In Kitchen
  • Wood Burning Stove
  • 2 Car Detached Garage
  • Patio

About This Home

Nestled on a beautiful 10-acre property, this charming 2-story home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring 2 bedrooms, an office, and 3 bathrooms, the home offers over 2,000 square feet of finished living space and is move-in ready. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, creating a warm and inviting atmosphere. In-floor radiant heat adds to the comfort throughout the home.

Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you’ll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months.

Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you’re looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 10-acre property offers endless possibilities.

Listing Agent

Albert Tedesco

eXp Realty Brokerage Phone: 9527697238 Listed on: 09/05/2026

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,176

Year Built

  • Built in 2003

Lot Details

  • Lot Dimensions are 185x941x285x928
  • Few Trees
  • Additional Parcels

Parking

  • 2 Car Detached Garage
  • Heated Garage

Home Design

  • Stucco Exterior
  • Stone Exterior Construction

Interior Spaces

  • 2,090 Sq Ft Home
  • 2-Story Property
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Free Standing Fireplace
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Dual Heating Fuel
  • Heating System Uses Wood
  • Radiant Heating System
  • 100 Amp Service
  • Well

Community Details

  • No Home Owners Association
  • Pine River Heights 2Nd Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0055107000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,176

Year Built

Built in 2003

Lot Details

5.05 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Wall Unit(s)
  • Outside Features: Stone, Stucco
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Well
  • Year Built: 2003
  • Above Grade Finished Sq Ft: 2090
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Attribution Contact: 9527697238
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Fireplace Features: Free Standing, Living Room, Wood Burning
  • Living Area: 2090
  • Fireplace: Yes
  • Basement YN: No

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3

Exterior Features

  • Roof: Asphalt
  • Foundation Details: Other
  • Other Structures: Garage(s), Storage Shed
  • PatioPorchType: Deck, Patio

Garage/Parking

  • Parking Features: Detached Garage, Gravel, Heated Garage

Utilities

  • Heating: Dual Fuel/Off Peak, Fireplace(s), Other, Radiant, Wood Stove
  • Sewer: Tank with Drainage Field
  • LaundryFeatures: Main Level
  • Electric: 100 Amp Service
  • Fuel: Electric, Wood

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck

Schools

  • Junior High Dist: Willow River
  • SchoolDistrictPhone: 2183723131

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 185x941x285x928
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: Yes
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 0055107000
  • Tax Annual Amount: 2176
  • TaxWithAssessments: 2166

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 -- $327,300 $60,900 $266,400
2025 $2,166 $284,200 $45,400 $238,800
2024 $1,960 $307,800 $45,000 $262,800
2023 $1,956 $268,200 $41,300 $226,900
2022 $2,170 $239,200 $36,300 $202,900
2021 $1,974 $207,100 $29,000 $178,100
2020 $1,802 $197,400 $27,500 $169,900
2019 $1,734 $177,100 $26,200 $150,900
2018 $1,682 $168,900 $24,700 $144,200
2017 $1,244 $162,300 $23,500 $138,800
2016 $1,094 $126,200 $23,500 $102,700
2014 $962 $86,500 $20,400 $66,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/05/2026 09/05/26 For Sale $399,900 +19.4% $191 / Sq Ft
12/17/2024 12/17/24 Sold $335,000 +11.7% $160 / Sq Ft View Prior Sale
11/03/2024 11/03/24 Pending -- -- --
08/17/2024 08/17/24 For Sale $299,999 -- $144 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $335,000 Titlesmart
Warranty Deed $249,900 Titlesmart
Deed $249,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $332,571 VA
Closed $335,000 VA
Previous Owner $237,405 New Conventional
Previous Owner $60,000 New Conventional
Source: Public Records

Source: NorthstarMLS

MLS Number: 7133456

NorthstarMLS

APN: 005.5107.000

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