NOT LISTED FOR SALE

2091 Finzel Rd Frostburg, MD 21532

Estimated Value: $187,000 - $230,000

3 Beds
1 Bath
1,158 Sq Ft
$180/Sq Ft Est. Value

Last Sold May 08, 2020

Last sale price $129,900 $112 Per Sq Ft

Est. 60% increase in value since last sale

Current estimated payment $1,265/month

64 Days on Market

Highlights

  • View of Trees or Woods
  • Wood Burning Stove
  • No HOA
  • Cape Cod Architecture
  • Mud Room
  • Living Room

About This Home

As of May 2020

Are you looking for the perfect home? This newly updated home has three bedrooms and one bath. The home is freshly painted throughout, new light fixtures, new carpet on the second floor, new LVT flooring throughout the first floor, updated kitchen and renovated bathroom. The boiler and hot water tank are newer. The windows on the first floor have beautiful wooden shutters on the interior. This home is move-in ready and will not last long. Call Today to Schedule a Tour!!!

Last Agent to Sell the Property

Sherry Rase

Charis Realty Group License #650768 Listed on: 01/21/2020

Charis Realty Group

Last Buyer's Agent

Seth Loar

Coldwell Banker Premier License #660434

Coldwell Banker Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,032

Year Built

  • Built in 1945

Lot Details

  • 0.89 Acre Lot
  • East Facing Home
  • Property is in very good condition

Parking

  • Driveway

Home Design

  • Cape Cod Architecture

Interior Spaces

  • 1,158 Sq Ft Home
  • Property has 3 Levels
  • Ceiling Fan
  • Wood Burning Stove
  • Mud Room
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Views of Woods

Kitchen

  • Electric Oven or Range
  • Built-In Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement
  • Basement with some natural light

Outdoor Features

  • Shed

Schools

  • Route 40 Elementary School
  • Northern Middle School
  • Northern Garrett High School

Utilities

  • Heating System Uses Oil
  • Hot Water Baseboard Heater
  • Well
  • Electric Water Heater
  • On Site Septic

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 1209002103

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,032

Year Built

Built in 1945

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • Inclusions: Built-in microwave, two ceiling fans, dryer, washer, drapery rods and curtains, interior window shutters, refrigerator, screens, storm doors, stove, wall mount TV bracket, water filter, wood stove
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1945
  • Remarks Public: Are you looking for the perfect home? This newly updated home has three bedrooms and one bath. The home is freshly painted throughout, new light fixtures, new carpet on the second floor, new LVT flooring throughout the first floor, updated kitchen and renovated bathroom. The boiler and hot water tank are newer. The windows on the first floor have beautiful wooden shutters on the interior. This home is move-in ready and will not last long. Call Today to Schedule a Tour!!!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Oven/Range - Electric, Refrigerator, Washer
  • Fireplace: No
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Foyer, Bedroom 1, Laundry, Mud Room, Full Bath
  • Basement: Yes
  • Basement Type: Daylight, Partial, Full, Unfinished, Walkout Level
  • Laundry Type: Basement
  • Total Sq Ft: 1158
  • Living Area Sq Ft: 1158
  • Price Per Sq Ft: 112.18
  • Above Grade Finished Sq Ft: 1158
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2091

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Spa: No
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Oil, Wood
  • Heating Type: Baseboard - Hot Water, Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: ROUTE 40
  • Middle School: NORTHERN
  • High School: NORTHERN GARRETT HIGH
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • Elementary School: ROUTE 40
  • High School: NORTHERN GARRETT HIGH
  • Middle Or Junior School: NORTHERN

Lot Info

  • Additional Parcels: No
  • Improvement Assessed Value: 70100.00
  • Land Assessed Value: 19900.00
  • Land Use Code: 008
  • Lot Size Acres: 0.89
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 38768.00
  • Property Condition: Very Good
  • Year Assessed: 2020
  • Zoning: RES
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15649688
  • Tax Annual Amount: 1032.00
  • Assessor Parcel Number: 1209002103
  • Tax Total Finished Sq Ft: 1158
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2020
  • Close Date: 05/08/2020

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 18, 2025
Sold by
Diehl Augustus M and Diehl Bryce
Bought by
Benton Amanda
Current Estimated Value
$208,213

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,272
Outstanding Balance
$167,128
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$26,994

Purchase Details

Listed on
Jan 21, 2020
Closed on
May 8, 2020
Sold by
Minnick Scott B and Minnick Maria L
Bought by
Diehl Augustus M and Witt Bryce
Seller's Agent
Sherry Rase
Charis Realty Group
Buyer's Agent
Seth Loar
Coldwell Banker Premier
List Price
$139,900
Sold Price
$129,900
Premium/Discount to List
-$10,000
-7.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.86%
Original Mortgage
$131,212
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 7, 2000
Sold by
Lotz Kenneth C
Bought by
Minnick Scott B and Minnick Maria L

Purchase Details

Closed on
Apr 19, 1999
Sold by
Lotz Kenneth C
Bought by
Lotz Kenneth C and Et Al

Purchase Details

Closed on
Feb 8, 1999
Sold by
Lotz Edgar A and Lotz Dorothy
Bought by
Lotz Kenneth C and Et Al
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Benton Amanda $165,600 None Listed On Document
Benton Amanda $165,600 None Listed On Document
Diehl Augustus M $129,900 None Available
Minnick Scott B $72,500 --
Lotz Kenneth C -- --
Lotz Kenneth C -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Benton Amanda $167,272
Closed Benton Amanda $167,272
Previous Owner Diehl Augustus M $131,212
Previous Owner Minnick Scott B $100,732
Previous Owner Minnick Scott B $108,872
Previous Owner Minnick Scott B $94,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/08/2020 05/08/20 Sold $129,900 0.0% $112 / Sq Ft
03/08/2020 03/08/20 Price Changed $129,900 -3.7% $112 / Sq Ft
02/20/2020 02/20/20 Price Changed $134,900 -3.6% $116 / Sq Ft
01/21/2020 01/21/20 For Sale $139,900 -- $121 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,600 $138,700 $0 $0
2024 $1,513 $127,000 $19,900 $107,100
2023 $1,369 $114,667 $0 $0
2022 $1,225 $102,333 $0 $0
2021 $1,081 $90,000 $19,900 $70,100
2020 $1,072 $89,200 $0 $0
2019 $1,029 $88,400 $0 $0
2018 $995 $87,600 $19,900 $67,700
2017 $991 $87,600 $0 $0
2016 -- $87,600 $0 $0
2015 -- $88,600 $0 $0
2014 -- $88,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA131978

Bright MLS

APN: 09-002103