NOT LISTED FOR SALE

20974 White Rock Dr Reno, NV 89508

Cold Springs Neighborhood

Estimated Value: $505,810 - $524,000

4 Beds
2.5 Baths
2,122 Sq Ft
$242/Sq Ft Est. Value

Last Sold January 31, 2025

Last sale price $520,000 $245 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,859/month

120 Days on Market

Highlights

  • Mountain View
  • High Ceiling
  • Double Pane Windows
  • Separate Formal Living Room
  • 2 Car Attached Garage
  • Laundry Room

About This Home

As of January 2025

This stunning 4-bedroom, 2.5 bath home located in Cold springs offers breathtaking mountain views and a range of appealing features. Upgrades include new paint, and flooring throughout, plus a shed for additional storage. The 2122 sq ft property sits on a 0.25 acre lot and includes RV parking, a dog run, and hookups for a hot tub. The kitchen has been fully remodeled featuring granite countertops, an oversized island, tile backsplash, a built in hutch/coffee bar, and a walk in pantry., INCENTIVES!!! Seller will pay CIC dues for a full year. The water heater has been replaced in the past year. The downstairs includes solar screens on the windows as well as RV access to store all your toys. This home is move in ready!

Last Agent to Sell the Property

Calvin Criddle

RE/MAX Professionals-Sparks License #S.178581 Listed on: 09/10/2024

RE/MAX Professionals-Sparks

Last Buyer's Agent

Miranda Vaulet

RE/MAX Professionals-Reno License #S.63604

RE/MAX Professionals-Reno

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,907

Year Built

  • Built in 2003

Lot Details

  • 0.25 Acre Lot
  • Dog Run
  • Back Yard Fenced
  • Landscaped
  • Level Lot
  • Front and Back Yard Sprinklers
  • Property is zoned MDS

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof
  • Composition Roof
  • Wood Siding
  • Stick Built Home

Interior Spaces

  • 2,122 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Low Emissivity Windows
  • Separate Formal Living Room
  • Mountain Views
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Built-In Oven
  • Gas Oven
  • Gas Range
  • ENERGY STAR Qualified Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Cabinets

Outdoor Features

  • Storage Shed

Schools

  • Gomes Elementary School
  • Cold Springs Middle School
  • North Valleys High School

Utilities

  • Heating System Uses Natural Gas
  • ENERGY STAR Qualified Water Heater
  • Gas Water Heater

Community Details

  • First Service Association, Phone Number (775) 624-8805
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 55611102

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,907

Year Built

Built in 2003

Lot Details

0.25 Acres

HOA Fees

$25 per month

Parking

2

Listing Details

  • Year Built: 2003
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Horses: No
  • Lot Features: Landscaped, Level, Sprinklers In Front, Sprinklers In Rear
  • Lot Size Acres: 0.25
  • Road Frontage Type: Other
  • Has View?: Yes
  • Security Features: Smoke Detector(s)
  • Association Amenities: None
  • Association Fees: 25.0
  • Association Fee Frequency: Monthly
  • Has H O A?: Yes
  • Co List Office Mls Id: 2096-o
  • Co List Office Phone: 775-446-7200
  • Directions: 395 exit 83, L-Coldsprings dr, L- Little Valley
  • Has Fireplace?: Yes
  • Living Area: 2122.0
  • Property Attached Yn: No
  • Contract Rent Control Y N2: No
  • Tax Legal Elementary School: Gomes
  • Tax Legal Middle Or Junior School2: Cold Springs
  • Tax Legal High School: North Valleys
  • Tax Legal Tax Annual Amount: 1907.42
  • Tax Legal Zoning4: MDS
  • Association Community Association Y N3: Yes
  • Association Community Association Fee3: 25.0
  • Building Stories5: 2
  • Building Property Attached Y N: No
  • Building Home Warranty Y N: Yes
  • Lot Lot Size Acres2: 0.249
  • Lot Lot Size Square Feet2: 10846.44
  • Lot Horse Y N2: No
  • Lot View Y N2: Yes
  • Fencing Back Yard: Yes
  • Lot Features Landscaped: Yes
  • Foundation Details Crawl Space: Yes
  • Lot Features Level: Yes
  • Lot Features Sprinklers In Front: Yes
  • Lot Features Sprinklers In Rear: Yes
  • Sewer Public Sewer: Yes
  • Special Information Covenants Conditions Restrictions Y N: Yes
  • Sprinklers Front: Yes
  • Sprinklers Rear: Yes
  • Typeof Construction Site Stick- Built: Yes
  • Water Rights Water Rights Y N: No
  • Appliances Disposal: Yes
  • Appliances Dryer: Yes
  • Appliances Washer: Yes
  • Personal Property Included Storage Shed: Yes
  • Security Features Smoke Detector(s): Yes
  • View Mountain(s): Yes
  • Water Heater Gas5: Yes
  • Fireplace Features Gas Log: Yes
  • Fireplace Features Gas4: Yes
  • Association Community Association Fee Frequency3: Monthly
  • Association Details Management Company Name5: First Service
  • Appliances Gas Range: Yes
  • Association Details Management Company Phone5: 775-624-8805
  • Appliances Included As Personal Property Gas Oven2: Yes
  • Appliances Included As Personal Property Oven2: Yes
  • Appliances Included As Personal Property E N E R G Y S T A R Qualified Appliances: Yes
  • Water Heater E N E R G Y S T A R Qualified: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Range, Oven, Refrigerator, Washer
  • Flooring: Laminate, Tile, Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Gas Log
  • Interior Amenities: High Ceilings, Kitchen Island
  • Window Features: Double Pane Windows, Low-Emissivity Windows
  • Interior Bathrooms Half: 1
  • Interior Living Area4: 2122.0
  • Interior Fireplace Y N: Yes
  • Interior Features High Ceilings: Yes
  • Window Features Double Pane Windows: Yes
  • Living Room Features Separate Formal Room: Yes
  • Dining Room Features Separate Formal Room2: Yes
  • Family Room Features Separate Formal Room3: Yes
  • Laundry Features Cabinets2: Yes
  • Laundry Features Laundry Area: Yes
  • Kitchen Features Disposal2: Yes
  • Interior Features Kitchen Island: Yes
  • Window Features Low- Emissivity Windows: Yes
  • Kitchen Features Kitchen Island2: Yes
  • Primary Bedroom Features Ceiling Fan(s)7: Yes
  • Flooring Laminate: Yes
  • Flooring Tile: Yes
  • Flooring Vinyl: Yes
  • Kitchen Features Built- In Single Oven: Yes

Exterior Features

  • Exterior Features: Dog Run
  • Roof: Composition, Shingle
  • Stories: 2
  • View: Mountain(s)
  • Construction Type: Wood Siding
  • Foundation Details: Crawl Space
  • Construction Materials Wood Siding: Yes
  • Roof Composition: Yes
  • Roof Shingle: Yes
  • Exterior Features Dog Run: Yes

Garage/Parking

  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Garage Spaces: 2.0
  • Has Attached Garage?: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 2.0
  • Parking Information Garage Y N: Yes
  • Parking Information Garage Spaces: 2.0
  • Parking Information Carport Y N: No
  • Parking Information Parking Total: 2.0
  • Parking Features Attached: Yes

Utilities

  • Utilities: Electricity Available, Sewer Available, Water Available
  • Water Source: Public
  • Laundry Features: Cabinets, Laundry Area
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities Heating Y N3: Yes
  • Utilities Electricity Available: Yes
  • Utilities Sewer Available: Yes
  • Utilities Water Available: Yes
  • Heating Natural Gas: Yes
  • Water Source Public: Yes

Schools

  • Middle Or Junior School: Cold Springs

Lot Info

  • Parcel Number: 55611102
  • Fencing: Back Yard
  • Lot Size Sq Ft: 10846.44
  • Zoning: MDS

Tax Info

  • Tax Annual Amount: 1907.42

MLS Schools

  • Elementary School: Gomes
  • HighSchool: North Valleys

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2024
Closed on
Jan 30, 2025
Sold by
Mata Rubi
Bought by
Garcia Alfonso Felipe Navar
Seller's Agent
Calvin Criddle
RE/MAX Professionals-Sparks
Buyer's Agent
Miranda Vaulet
RE/MAX Professionals-Reno
List Price
$520,000
Sold Price
$520,000
Views
106
Current Estimated Value
$513,453

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,547
Avg. Annual Appreciation
-1.12%
Original Mortgage
$18,200
Outstanding Balance
$12,469
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$500,984

Purchase Details

Listed on
Apr 5, 2022
Closed on
Jul 7, 2022
Sold by
Linder Michael J and Linder Sueellen
Bought by
Gregg Jessie and Gregg Hollie
Seller's Agent
Austyn Jordan
LPT Realty, LLC
Buyer's Agent
Calvin Criddle
RE/MAX Professionals-Sparks
List Price
$520,000
Sold Price
$500,000
Premium/Discount to List
-$20,000
-3.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.54%
Original Mortgage
$490,943
Interest Rate
5.1%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 5, 2016
Sold by
Linder Michael J
Bought by
Linder Michael J and Linder Sueellen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 9, 2012
Sold by
Linder Sue
Bought by
Linder Michael J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,330
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
May 8, 2012
Sold by
Camargo Patricia A
Bought by
Linder Michael J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,330
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 20, 2011
Sold by
Fannie Mae
Bought by
Camargo Patricia A

Purchase Details

Closed on
Jul 11, 2011
Sold by
Woolf Lance R and Woolf Jennifer A
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Nov 11, 2003
Sold by
D W Arnold Inc
Bought by
Woolf Lance R and Woolf Jennifer A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,916
Interest Rate
5.72%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Garcia Alfonso Felipe Navar -- First American Title
Garcia Alfonso Felipe Navar $520,000 First American Title
Gregg Jessie $500,000 Landmark Title
Linder Michael J -- First American Title Reno
Linder Michael J -- Stewart Title Of Nevada Reno
Linder Michael J $140,000 Stewart Title Of Nevada Reno
Camargo Patricia A $140,000 Stewart Title Of Nevada
Federal National Mortgage Association $111,700 Pasion Title Services
Woolf Lance R $475,600 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garcia Alfonso Felipe Navar $18,200
Open Garcia Alfonso Felipe Navar $510,581
Previous Owner Gregg Jessie $490,943
Previous Owner Linder Michael J $185,000
Previous Owner Linder Michael J $134,330
Previous Owner Woolf Lance R $170,916
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/31/2025 01/31/25 Sold $520,000 +2.0% $245 / Sq Ft
01/07/2025 01/07/25 Pending -- -- --
12/30/2024 12/30/24 Price Changed $509,900 -1.0% $240 / Sq Ft
11/02/2024 11/02/24 Price Changed $515,000 -1.0% $243 / Sq Ft
09/09/2024 09/09/24 For Sale $520,000 +4.0% $245 / Sq Ft
07/08/2022 07/08/22 Sold $500,000 -2.0% $236 / Sq Ft View Prior Sale
05/29/2022 05/29/22 Pending -- -- --
05/05/2022 05/05/22 Price Changed $510,000 -1.9% $240 / Sq Ft
04/22/2022 04/22/22 For Sale $520,000 0.0% $245 / Sq Ft
04/14/2022 04/14/22 Pending -- -- --
04/05/2022 04/05/22 For Sale $520,000 -- $245 / Sq Ft
Source: Northern Nevada Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,590 $106,680 $32,120 $74,561
2025 $1,965 $106,477 $30,590 $75,887
2024 $1,965 $105,650 $29,327 $76,324
2023 $1,907 $103,693 $31,388 $72,305
2022 $1,852 $86,516 $26,234 $60,282
2021 $1,798 $80,621 $20,715 $59,906
2020 $1,744 $81,118 $21,147 $59,971
2019 $1,693 $78,136 $20,249 $57,887
2018 $1,644 $70,840 $14,198 $56,642
2017 $1,596 $69,696 $13,001 $56,695
2016 $1,556 $69,784 $12,003 $57,781
2015 $1,552 $61,660 $9,709 $51,951
2014 $1,473 $56,358 $7,847 $48,511
2013 -- $44,245 $6,018 $38,227
Source: Public Records

Agents Affiliated with this Home

  • Calvin Criddle

    Seller's Agent in 2025

    Calvin Criddle

    RE/MAX

    (775) 379-5172

    2 in this area

    16 Total Sales

    Calvin Criddle
    Section Image
  • Miranda Vaulet

    Buyer's Agent in 2025

    Miranda Vaulet

    RE/MAX

    (775) 224-3979

    18 in this area

    293 Total Sales

    Miranda Vaulet
    Section Image

  • A

    Seller's Agent in 2022

    Austyn Jordan

    LPT Realty, LLC

    Section Image
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Map

Source: Northern Nevada Regional MLS

MLS Number: 240011579

Northern Nevada Regional MLS

APN: 556-111-02

Nevada Washoe County Reno 89508 Cold Springs

20974 White Rock Dr, Reno, NV

Not Listed for Sale

Detached

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