$400,000
SOLD MAY 30, 2025

21 Cardigan Ct Waldorf, MD 20602

3 Beds
2 Baths
1,450 Sq Ft
0.25 Acres

Recently Sold

$276 Per Sq Ft

4% Above List Price

7 Days on Market

Highlights

  • No HOA
  • 1 Car Attached Garage
  • Central Heating and Cooling System

About This Home

As of May 2025

This home offers a unique opportunity for qualified buyers with VA eligibility to assume the seller’s existing 5% mortgage for the remaining balance.Move right in and enjoy modern comfort in this updated Carrington home! This spacious property, situated on an oversized, premium lot with NO HOA, features a host of recent upgrades: a new driveway, fences, A/C, renovated bathrooms, fresh carpet, and a new shed. The open layout is perfect for today's lifestyle, with a spacious kitchen boasting granite countertops. Enjoy three oversized bedrooms, two full baths, and a huge deck overlooking the private, fenced yard. The spacious garage offers added storage. Conveniently located near public transportation, recreation, and shopping, this home offers the perfect blend of privacy and accessibility. ---Let me know if you'd like any tweaks!

Last Agent to Sell the Property

Lesa Clark

Redfin Corp Listed on: 03/19/2025

Redfin Corp

Last Buyer's Agent

Kirsten Sitnick

Keller Williams Legacy

Keller Williams Legacy

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,603

Year Built

  • Built in 1976

Lot Details

  • 0.25 Acre Lot
  • Property is zoned RH

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Split Foyer
  • Frame Construction
  • Aluminum Siding

Interior Spaces

  • Property has 2 Levels

Bedrooms and Bathrooms

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • St Charles Carrington Subdivision

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 0906077889

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,603

Year Built

Built in 1976

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-03-19
  • Federal Flood Zone: No
  • Year Built: 1976
  • Automatically Close On Close Date: No
  • Remarks Public: This home offers a unique opportunity for qualified buyers with VA eligibility to assume the seller’s existing 5% mortgage for the remaining balance. Move right in and enjoy modern comfort in this updated Carrington home! This spacious property, situated on an oversized, premium lot with NO HOA, features a host of recent upgrades: a new driveway, fences, A/C, renovated bathrooms, fresh carpet, and a new shed. The open layout is perfect for today's lifestyle, with a spacious kitchen boasting granite countertops. Enjoy three oversized bedrooms, two full baths, and a huge deck overlooking the private, fenced yard. The spacious garage offers added storage. Conveniently located near public transportation, recreation, and shopping, this home offers the perfect blend of privacy and accessibility. --- Let me know if you'd like any tweaks!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1450
  • Living Area Sq Ft: 1450
  • Price Per Sq Ft: 435.52
  • Above Grade Finished Sq Ft: 884
  • Below Grade Finished Sq Ft: 566
  • Total Below Grade Sq Ft: 566
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 21

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding, Frame
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CHARLES COUNTY PUBLIC SCHOOLS
  • School District Key: 121138946901
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10685.00
  • Year Assessed: 2024
  • Zoning: RH
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4603.00
  • Assessor Parcel Number: 0906077889
  • Tax Lot: 14
  • Tax Total Finished Sq Ft: 1450
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/30/2025

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2025
Closed on
May 30, 2025
Sold by
Millican Stephen Allen and Millican Kristin Marie
Bought by
Overton Siobhan Keelin and Overton Wilson
Seller's Agent
Lesa Clark
Redfin Corp
Buyer's Agent
Kirsten Sitnick
Keller Williams Legacy
List Price
$385,000
Sold Price
$400,000
Premium/Discount to List
$15,000
3.9%
Views
264
Current Estimated Value
$396,386

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,614
Avg. Annual Appreciation
-3.57%
Original Mortgage
$400,000
Outstanding Balance
$399,317
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
-$2,931

Purchase Details

Listed on
Mar 24, 2022
Closed on
May 10, 2022
Sold by
Secretary Of Veterans Affairs
Bought by
Millican Stephen Allen and Millican Kristin Marie
Seller's Agent
Jean Aboi
Green Homes Realty & Property Management Company
Buyer's Agent
Tony Lee
Berkshire Hathaway HomeServices PenFed Realty
List Price
$320,000
Sold Price
$330,000
Premium/Discount to List
$10,000
3.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.62%
Original Mortgage
$341,880
Interest Rate
5.1%
Mortgage Type
VA

Purchase Details

Closed on
Mar 9, 2020
Sold by
Pennymac Loan Services Llc
Bought by
The Secretary Of Veterans Affairs

Purchase Details

Closed on
Mar 3, 2020
Sold by
Warren Ian F
Bought by
Pennymac Loan Services Llc

Purchase Details

Listed on
Mar 16, 2017
Closed on
Apr 19, 2017
Sold by
Mccline Lavar B
Bought by
Warren Ian F
Seller's Agent
Walter Bowman
Keller Williams Capital Properties
Buyer's Agent
Walter Bowman
Keller Williams Capital Properties
List Price
$249,900
Sold Price
$252,500
Premium/Discount to List
$2,600
1.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.54%
Original Mortgage
$257,928
Interest Rate
4.05%
Mortgage Type
VA

Purchase Details

Listed on
Oct 17, 2012
Closed on
Dec 19, 2012
Sold by
Department Of Housing & Urban Developmen
Bought by
Condor Real Estate Inv Llc
Seller's Agent
Anthony Dozier
Home Source Real Estate Solutions
Buyer's Agent
Christopher Irwin
CENTURY 21 New Millennium
List Price
$145,000
Sold Price
$127,601
Premium/Discount to List
-$17,399
-12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.12%
Original Mortgage
$131,900
Interest Rate
3.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 5, 2012
Sold by
Roper Jeffery D
Bought by
Secretary Of Housing & Urban Dev

Purchase Details

Closed on
Dec 22, 2006
Sold by
Roper Jeffery D and Roper Karen L
Bought by
Roper Jeffery D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,050
Interest Rate
6.39%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Nov 8, 2006
Sold by
Roper Jeffery D and Roper Karen L
Bought by
Roper Jeffery D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,050
Interest Rate
6.39%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Aug 15, 2002
Sold by
Wood Douglas C and Wood Barbara M
Bought by
Roper Jeffery D and Roper Karen L

Purchase Details

Closed on
Sep 30, 1997
Sold by
Arnhart & Wood Investment
Bought by
Wood Douglas C and Wood Barbara M
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $400,000 First American Title
Special Warranty Deed $330,000 Ratified Title
Deed -- None Available
Trustee Deed $226,935 None Available
Deed $252,500 New World Title & Escrow
Deed $127,601 Title Network Llc
Deed $323,100 --
Deed -- --
Deed -- --
Deed $150,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 VA
Previous Owner $341,880 VA
Previous Owner $257,928 VA
Previous Owner $12,284 Stand Alone Second
Previous Owner $220,924 FHA
Previous Owner $131,900 New Conventional
Previous Owner $274,050 Stand Alone Second
Previous Owner $274,050 Stand Alone Second
Previous Owner $252,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $197,000 New Conventional
Previous Owner $176,000 Adjustable Rate Mortgage/ARM
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $400,000 +3.9% $276 / Sq Ft
03/27/2025 03/27/25 Pending -- -- --
03/19/2025 03/19/25 For Sale $385,000 +16.7% $266 / Sq Ft
05/31/2022 05/31/22 Sold $330,000 0.0% $228 / Sq Ft
04/13/2022 04/13/22 Off Market $330,000 -- --
04/08/2022 04/08/22 Pending -- -- --
03/24/2022 03/24/22 For Sale $320,000 +26.7% $221 / Sq Ft
04/21/2017 04/21/17 Sold $252,500 +1.0% $286 / Sq Ft
03/16/2017 03/16/17 Pending -- -- --
03/16/2017 03/16/17 For Sale $249,900 +11.1% $283 / Sq Ft
08/01/2013 08/01/13 Sold $225,000 0.0% $255 / Sq Ft
06/26/2013 06/26/13 Pending -- -- --
03/02/2013 03/02/13 For Sale $225,000 +76.3% $255 / Sq Ft
12/27/2012 12/27/12 Sold $127,601 -12.0% $144 / Sq Ft
11/29/2012 11/29/12 Pending -- -- --
10/17/2012 10/17/12 For Sale $145,000 -- $164 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,701 $332,500 $125,000 $207,500
2023 $4,341 $303,767 $0 $0
2022 $3,889 $275,033 $0 $0
2021 $3,489 $246,300 $95,000 $151,300
2020 $3,290 $233,400 $0 $0
2019 $6,041 $220,500 $0 $0
2018 $2,734 $207,600 $90,000 $117,600
2017 $2,453 $191,633 $0 $0
2016 -- $175,667 $0 $0
2015 -- $159,700 $0 $0
2014 -- $159,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCH2040808

Bright MLS

APN: 06-077889