NOT LISTED FOR SALE

21 Commerce St Schenectady, NY 12302

Estimated Value: $200,464 - $232,000

2 Beds
1 Bath
1,100 Sq Ft
$195/Sq Ft Est. Value

Last Sold January 10, 2022

Last sale price $135,000 $123 Per Sq Ft

Est. 59% increase in value since last sale

Current estimated payment $1,601/month

160 Days on Market

Highlights

  • Private Lot
  • No HOA
  • Screened Patio
  • Wood Flooring
  • Enclosed Glass Porch
  • Shed

About This Home

As of January 2022

Back on market, as buyer lost their job. Lovely neighborhood home, on a quiet street. This home sits on a corner double lot & is conveniently located. Bright & cheery, hardwood floors, some original woodwork and lots of charm. First floor has Living room, dining room w/ wood floors & Retro Kitchen. Enclosed back porch for extra room or storage. Hardwood floors continue up stairs. Large full bathroom with tub & separate shower. 2 bedrooms upstairs. Master has double closets. Walk up attic for more storage or ready for expansion. The extra large yard has so much potential. Visit today & make this house your home! Very Good Condition

Last Agent to Sell the Property

John Mooney

Howard Hanna Capital Inc License #30MO0763787 Listed on: 09/02/2021

Howard Hanna Capital Inc

Last Buyer's Agent

Irene Forlini

Howard Hanna Capital Inc License #30FO0894379

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,034

Year Built

  • Built in 1902

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 80 x150
  • Private Lot
  • Corner Lot
  • Level Lot
  • Cleared Lot

Home Design

  • Wood Siding
  • Asphalt

Interior Spaces

  • 2-Story Property
  • Blinds
  • Rods
  • Unfinished Basement
  • Laundry in Basement
  • Storm Doors

Kitchen

  • Electric Oven
  • Microwave

Flooring

  • Wood
  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Parking

  • 4 Parking Spaces
  • Off-Street Parking

Outdoor Features

  • Screened Patio
  • Exterior Lighting
  • Shed
  • Enclosed Glass Porch

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Heating System Uses Steam
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 2-16 / 68
  • Assessor Parcel Number 422201 259-68-2-16

Community Details

Overview

  • No Home Owners Association
  • 2 Story

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,034

Year Built

Built in 1902

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1902
  • Directions: Rt 50 to Cuthbert , Right onto Commerce St
  • Above Grade Finished Sq Ft: 1100.0
  • Financial Details General Taxes: 1000.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2495.0
  • School Taxes Description: Estimated
  • Financial Details Village Taxes: 1539.0
  • Village Taxes Description: Estimated
  • Lot Size Acres: 0.29
  • Lot Size: 80 x150
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Possession Possession Legacy: At Closing
  • Full Bathroom Level: Second
  • Sale Detail Buyer Zip Code: 12020
  • Sale Detail Seller Contribution: No
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Appliances Microwave: Yes
  • Flooring:Wood: Yes
  • Laundry Features:In Basement: Yes
  • Laundry Features:Common Area: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Wood, Carpet, Linoleum
  • Basement: Unfinished
  • Interior Amenities: High Speed Internet
  • Appliances: Electric Oven, Gas Water Heater, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 1100.0
  • Living Area: 1100.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Blinds, Curtain Rods
  • Interior Features:High Speed Internet: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Appliances:Electric Oven: Yes
  • Attic Features:Walk-Up: Yes
  • Attic Features:Exterior Attic Entry: Yes
  • Attic Features:Floored: Yes
  • Attic Features:Windows: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: Lighting, Storm Door(s)
  • Roof: Asphalt
  • Construction Type: Wood Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Screened, Enclosed, Porch
  • Waterfront: No
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Corner Lot: Yes
  • Patio And Porch Features:Porch: Yes
  • Lot Features:Private: Yes
  • Exterior Features:Storm Door(s): Yes
  • Window Features:Curtain Rods: Yes
  • Lot Features:Level: Yes
  • Patio And Porch Features:Screened: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Enclosed: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Parking Features: Off Street
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Natural Gas, Radiant, Steam
  • Laundry Features: Common Area, In Basement
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes
  • Heating:Steam: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Scotia Glenville

Lot Info

  • Lot Features: Level, Private, Cleared, Corner Lot
  • Parcel #: 422201 259-68-2-16
  • Lot Size Sq Ft: 12632.4
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5034.0
  • Tax Block: 68
  • Tax Lot: 2-16
  • Tax Tract: 259

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 7, 2021
Sold by
Abbigael Horan
Bought by
Mcclure Gary and Mcclure Janice
Current Estimated Value
$214,616

Purchase Details

Closed on
Jun 28, 2013
Sold by
Caban Lawrence
Bought by
Horan Abbigael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,501
Interest Rate
4.15%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 2, 2008
Sold by
Caban Lawrence and Caban Nancy B
Bought by
Caban Lawrence

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,000
Interest Rate
6.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 7, 2002
Sold by
Bankers Trust Co Of Ca Na
Bought by
Caban Nancy

Purchase Details

Closed on
Apr 18, 2002

Purchase Details

Closed on
Oct 12, 2001
Sold by
Referee Coan Esq Robert P
Bought by
Morgan Stanley Mortgage Capital Inc

Purchase Details

Closed on
Jan 15, 1996
Sold by
Oathout Donna M
Bought by
Pannone Gail M and Pannone David A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcclure Gary $145,000 None Listed On Document
Mcclure Gary $145,000 None Listed On Document
Horan Abbigael $136,000 Chicago Title Insurance Co
Caban Lawrence -- --
Caban Nancy $52,000 --
-- -- --
Morgan Stanley Mortgage Capital Inc $60,860 Schuman & Schuman Pc
Pannone Gail M $63,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcclure Gary $108,750
Previous Owner Horan Abbigael $112,000
Previous Owner Horan Abbigael $133,501
Previous Owner Caban Lawrence $78,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/10/2022 01/10/22 Sold $135,000 -12.9% $123 / Sq Ft
11/28/2021 11/28/21 Pending -- -- --
11/08/2021 11/08/21 Price Changed $155,000 -5.2% $141 / Sq Ft
09/20/2021 09/20/21 Price Changed $163,500 -3.0% $149 / Sq Ft
09/02/2021 09/02/21 For Sale $168,500 0.0% $153 / Sq Ft
06/25/2021 06/25/21 Pending -- -- --
06/21/2021 06/21/21 For Sale $168,500 -- $153 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,202 $105,000 $18,700 $86,300
2023 $5,202 $105,000 $18,700 $86,300
2022 $5,004 $105,000 $18,700 $86,300
2021 $4,927 $105,000 $18,700 $86,300
2020 $4,319 $105,000 $18,700 $86,300
2019 $1,380 $105,000 $18,700 $86,300
2018 $4,061 $105,000 $18,700 $86,300
2017 $3,925 $105,000 $18,700 $86,300
2016 $3,917 $105,000 $18,700 $86,300
2015 -- $105,000 $18,700 $86,300
2014 -- $105,000 $18,700 $86,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202121598

Global MLS

APN: 029-068-0002-016-000-0000