NOT LISTED FOR SALE

21 Cottage Row Miramar Beach, FL 32550

Estimated Value: $811,155 - $907,000

4 Beds
3.5 Baths
1,950 Sq Ft
$445/Sq Ft Est. Value

Last Sold October 29, 2020

Last sale price $590,000 $303 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $5,335/month

21 Days on Market

Highlights

  • Beach
  • Gated Community
  • Furnished
  • Van R. Butler Elementary School Rated A-
  • Florida Architecture
  • 4-minute walk to Deer Lake

About This Home

As of October 2020

Welcome to ''SANDY TOES'' on the Emerald Coast where you can walk for 2 minutes and have your toes in the sand or swimming in the Gulf! This beach house is perfect for vacation rental or a permanent home in paradise! Picture yourself strolling along the boardwalk to Pompano Joes or just a few blocks to Captain Dave's on the gulf. You have 300 ft of deeded beach access or relax in the 3000sq ft. heated pool with hot tub! Living/dining/kitchen on the 2nd floor with breezy balcony to sip iced tea. Bring the whole family since there are 4bedrooms and 3.5 baths and a low maint. Cottage with landscaping included. Why be bothered with elevators and too many condo rules when you can own your slice of paradise and park right in front? Cottage Retreat is the best kept secret on Scenic HWY 98!

Last Agent to Sell the Property

Wanda Duke

Crye-Leike Coastal Realty Brokerage Email: william.britton@crye-leike.com License #3023935 Listed on: 08/22/2020

Crye-Leike Coastal Realty

Last Buyer's Agent

Jossalyn Wallace

EXP Realty LLC License #3471378

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,091

Year Built

  • Built in 2005

Lot Details

  • Lot Dimensions are 30x50
  • Property fronts a private road
  • Property fronts a county road
  • Coastal Barrier Zone
  • Sprinkler System
  • Lawn Pump
  • Property is zoned County, Deed

HOA Fees

  • $300 Monthly HOA Fees

Home Design

  • Florida Architecture
  • Exterior Columns
  • Frame Construction
  • Metal Roof
  • Wood Trim
  • Cement Board or Planked

Interior Spaces

  • 1,950 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Double Pane Windows
  • Entrance Foyer
  • Living Room
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Parking

  • Guest Parking
  • Deeded Parking

Outdoor Features

  • Balcony

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Air
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42796-000-0200

Community Details

Overview

  • Association fees include accounting, ground keeping, legal, management, master, cable TV, trash
  • Beach Retreat, Cottage Retreat Subdivision
  • The community has rules related to covenants

Recreation

  • Beach
  • Community Pool
  • Community Whirlpool Spa

Additional Features

  • Community Barbecue Grill
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,091

Year Built

Built in 2005

Lot Details

0

HOA Fees

$300 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 30x50
  • Road Frontage Type: County Road, Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Beach Retreat, Cottage Retreat
  • Directions: OFF SCENIC HIGHWAY 98 BETWEEN KENNY D'S AND POMPANO JOE'S AND ENTRANCE IS BESIDE BEACH RETREAT. ENTER GATE AND BEAR LEFT...21 NEAR THE POOL
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2005
  • Attribution Contact: william.britton@crye-leike.com
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Foyer: Yes
  • Utilities:Underground: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Furnished - All, Owner's Closet, Pantry, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes

Exterior Features

  • Lot Features: Covenants, Sidewalk, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • Construction Type: Frame, Roof Metal, Siding CmntFbrHrdBrd, Slab, Trim Wood
  • Exterior Features: Balcony, Columns, Lawn Pump, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Columns: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Lot Features:Sidewalk: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Deeded, Guest
  • General Property Info:Garage2: No
  • Parking Features:Guest: Yes
  • Parking Features:Deeded: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Utilities: Electric, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Beach, Exercise Room, Gated Community, Pets Allowed, Pool, TV Cable, Whirlpool
  • Association #2 Fee: 300.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Legal, Management, Master Association, Cable TV, Trash

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Parcel #: 30-2S-21-42796-000-0200
  • Zoning: County, Deed
  • ResoLotSizeUnits: Acres
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 4091.04
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 22, 2020
Closed on
Nov 11, 2020
Sold by
Dubet Miguel Angel and Dubet Dara Miller
Bought by
Esquire Mark F Moss
Seller's Agent
Wanda Duke
Crye-Leike Coastal Realty
Buyer's Agent
Jossalyn Wallace
EXP Realty LLC
List Price
$590,000
Sold Price
$590,000
Current Estimated Value
$868,289

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$278,289
Avg. Annual Appreciation
8.03%
Original Mortgage
$510,000
Outstanding Balance
$453,828
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$414,461

Purchase Details

Listed on
Aug 22, 2020
Closed on
Oct 29, 2020
Sold by
Coppola Angelo and Coppola Katherine F
Bought by
Dubet Dara Miller and Dubet Miguel Angel
Seller's Agent
Wanda Duke
Crye-Leike Coastal Realty
Buyer's Agent
Jossalyn Wallace
EXP Realty LLC
List Price
$590,000
Sold Price
$590,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,000
Outstanding Balance
$453,828
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$414,461

Purchase Details

Listed on
Jun 17, 2014
Closed on
Aug 22, 2014
Sold by
Egger David F and Egger Leeann B
Bought by
Coppola Angelo and Coppola Katherine E
Seller's Agent
Sherry Miller
LPT Realty LLC
Buyer's Agent
Wanda Duke
Crye-Leike Coastal Realty
List Price
$410,000
Sold Price
$410,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.06%

Purchase Details

Closed on
Apr 15, 2005
Sold by
Cottage Retreat Development Llc
Bought by
Egger David F and Egger Leeann B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
4.87%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Esquire Mark F Moss -- Attorney
Dubet Dara Miller $590,000 Attorney
Coppola Angelo $410,000 Mcneese Title Llc
Egger David F $417,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dubet Dara Miller $510,000
Previous Owner Egger David F $320,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/29/2020 10/29/20 Sold $590,000 +43.9% $303 / Sq Ft
10/11/2020 10/11/20 Off Market $410,000 -- --
09/12/2020 09/12/20 Pending -- -- --
08/22/2020 08/22/20 For Sale $590,000 +43.9% $303 / Sq Ft
08/22/2014 08/22/14 Sold $410,000 0.0% $210 / Sq Ft View Prior Sale
07/22/2014 07/22/14 Pending -- -- --
06/17/2014 06/17/14 For Sale $410,000 -- $210 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,775 $682,590 $105,671 $576,919
2023 $5,775 $588,300 $0 $0
2022 $5,395 $634,880 $117,295 $517,585
2021 $4,706 $486,198 $102,592 $383,606
2020 $4,177 $418,475 $93,858 $324,617
2019 $4,091 $411,946 $90,249 $321,697
2018 $4,022 $403,408 $0 $0
2017 $3,726 $383,034 $84,250 $298,784
2016 $3,352 $334,941 $0 $0
2015 $3,264 $321,081 $0 $0
2014 $3,265 $316,727 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 849604

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42796-000-0200