$439,900
PENDING

21 Ems C19 Ln Warsaw, IN 46582

Estimated payment $2,745/month

Total Views 3,548
2 Beds
2 Baths
1,650 Sq Ft
$267 Price per Sq Ft

Highlights

  • 83 Feet of Waterfront
  • Docks
  • Open Floorplan
  • Warsaw Community High School Rated A-
  • Primary Bedroom Suite
  • Lake Property

About This Home

Whether you're searching for a relaxing weekend retreat or a comfortable year-round residence, this charming channel-front home on Little Chapman Lake delivers exceptional versatility and lake living at its best. Featuring an inviting open-concept layout, the home offers 2 bedrooms and 2 full baths, with a fully equipped kitchen that flows seamlessly into the dining area—perfect for everyday living or hosting guests. The spacious living room is just the right size for unwinding by the fireplace or entertaining, with a patio door that leads to the waterfront. Step outside to enjoy the retractable awning, providing shade and comfort as you take in the peaceful water views. The primary suite includes generous his-and-hers closet space, offering both functionality and convenience. Little Chapman Lake’s 10 mph limit creates a calm, relaxing environment, while a two-way channel provides easy access to Big Chapman Lake—an all-sports lake ideal for boating and all water recreation. Enjoy fishing, swimming, sandbar gatherings, and seasonal fireworks, along with a welcoming community atmosphere through local Conservation Association events. Conveniently located just an hour from Fort Wayne and South Bend, and within two hours of Indianapolis and Chicago, this property offers the perfect balance of getaway and accessibility. Recent updates include: connection to regional sewer system and iron filter (2024); new HVAC system, electrical panel, upgraded primary bath shower plumbing, and Navien tankless gas water heater (2025).

Listing Agent

Kathy Hamman

RE/MAX Results Brokerage Phone: 574-551-9492 Listed on: 04/28/2026

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,364

Year Built

  • Built in 1961

Lot Details

  • 10,019 Sq Ft Lot
  • 83 Feet of Waterfront
  • Home fronts a canal
  • Rural Setting
  • Landscaped
  • Corner Lot
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,650 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Crawl Space
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Solid Surface Countertops
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Outdoor Features

  • Sun Deck
  • Docks
  • Lake Property
  • Lake, Pond or Stream

Schools

  • Harrison Elementary School
  • Lakeview Middle School
  • Warsaw High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 43-70-26-200-484.000-016

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,364

Year Built

Built in 1961

Lot Details

10,019 Sq Ft Lot

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1961
  • Style: One Story
  • Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 029-104-090 Lot 28 Rosnagles Camden Add Arrowhead Pk; 029-104-104 PT SE SW SE 26-33-6 0.05A
  • Parcel Number ID: 43-70-26-200-484.000-016
  • Platted: Yes
  • Amenities: Cable Ready, Ceiling Fan(s), Countertops-Solid Surf, Deck Open, Deck on Waterfront, Disposal, Eat-In Kitchen, Garage Door Opener, Landscaped, Open Floor Plan, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry
  • Improvmnts In Last5 Yrs: Yes
  • Location: Lake, Rural
  • Parcel Id2: 43-07-26-200-498.000-016
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1650
  • Total Finished Sq Ft: 1650
  • Above Grade Finished Sq Ft: 1650
  • Basement Foundation: Crawl
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Laminate, Ceramic Tile
  • Living Great Room: Dimensions: 25x14, On Level: Main
  • Kitchen: Dimensions: 21x11, On Level: Main
  • Bedroom 1: Dimensions: 15x14, On Level: Main
  • Bedroom 2: Dimensions: 10x9, On Level: Main
  • Other Room1: Sitting Area/Entrance, Dimensions: 13x10, On Level: Main
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Garden Shed, Dimensions: 12x10
  • Lake Type: Non Ski Lake
  • Water Features: Pier/Dock
  • Water Frontage: 83
  • Water Name: Little Chapman Lake

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 20x12
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Regional
  • Water Utilities: Well
  • Electric Company: NIPSCO
  • Gas Company: NIPSCO
  • Cable Company: Mediacom
  • Laundry: Dimensions: Mainx8, On Level: 9
  • Water Type: Lake
  • Well Size: 4 Inches
  • Well Type: Private

Schools

  • Elementary School: Harrison

Lot Info

  • Lot Description: Corner, Level, Waterfront, Lake
  • Lot Dimensions: 65x120; 60x30
  • Estimated Lot Sq Ft: 10019
  • Estimated Lot Size Acres: 0.23

Tax Info

  • Annual Taxes: 4363.94

Multi Family

  • Water Access: Channel Front/Canal

MLS Schools

  • High School: Warsaw
  • Middle School: Lakeview
  • School District: Warsaw Community

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,800 $357,200 $73,100 $284,100
2024 $2,862 $244,900 $51,700 $193,200
2023 $2,726 $230,100 $48,800 $181,300
2022 $2,322 $198,900 $43,900 $155,000
2021 $1,076 $188,100 $52,100 $136,000
2020 $971 $171,900 $49,200 $122,700
2019 $892 $164,800 $49,200 $115,600
2018 $930 $170,900 $55,300 $115,600
2017 $810 $160,900 $55,300 $105,600
2016 $863 $158,300 $55,300 $103,000
2014 $738 $151,000 $55,300 $95,700
2013 $738 $153,500 $55,300 $98,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/19/2026 05/19/26 Pending -- -- --
04/28/2026 04/28/26 For Sale $439,900 +10.0% $267 / Sq Ft
04/11/2024 04/11/24 Sold $400,000 -1.2% $256 / Sq Ft View Prior Sale
03/23/2024 03/23/24 Pending -- -- --
03/08/2024 03/08/24 For Sale $405,000 +66.7% $260 / Sq Ft
04/25/2017 04/25/17 Sold $243,000 -2.4% $156 / Sq Ft View Prior Sale
03/04/2017 03/04/17 Pending -- -- --
03/02/2017 03/02/17 For Sale $249,000 -- $160 / Sq Ft
Source: Indiana Regional MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- Metropolitan Title
Warranty Deed $305,000 None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $243,000 --
Warranty Deed $243,000 Fidelity National Title Compan
Warranty Deed $150,000 Bodkin Abstract Co Inc
Trustee Deed -- None Available
Warranty Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $274,500 New Conventional
Previous Owner $225,990 New Conventional
Previous Owner $120,000 New Conventional
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202615332

Indiana Regional MLS

APN: 43-07-26-200-484.000-016

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