21 Joy St Providence, RI 02908
Elmhurst Neighborhood
4
Beds
2
Baths
1,920
Sq Ft
4,792
Sq Ft Lot
Highlights
- Porch
- Bathtub with Shower
- Shops
- Screened Patio
- Public Transportation
- Property near a hospital
About This Home
As of July 2025This perfect turn-key Duplex is located in the desirable Elmhurst area of Providence on a quiet, dead-end street. This two-unit beauty offers 2br, 1ba in each unit, which has been renovated to perfection and has space in the basement for future ADU potential. Walking into the home, you will appreciate its open floor plan, which gives the feel of being much larger than it is, aside from its sizeable bedrooms and open and eat-in kitchen. Both kitchens have modern appliances, quartz countertops, and laminate flooring. The bedrooms are light and bright, and with a modern bathroom comes a Bluetooth-ready vanity.
Conveniently walking distance to Providence College, and close to RIC and LaSalle Academy. Minutes to the RIPTA Bus stop on Smith Street, all major hospitals, including the VA, downtown, State Offices, train station, the city's shopping, dining, and entertainment. Fantastic owner-occupy or investment opportunity! Must see!
Last Agent to Sell the Property
Siry Realty License #REC.0040134 Listed on: 03/25/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,736
Year Built
- Built in 1950
Home Design
- Brick Exterior Construction
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,920 Sq Ft Home
- 2-Story Property
- Fireplace Features Masonry
- Laminate Flooring
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
Parking
- 2 Parking Spaces
- No Garage
- Driveway
Outdoor Features
- Screened Patio
- Porch
Utilities
- No Cooling
- Heating System Uses Gas
- Baseboard Heating
- 100 Amp Service
- Gas Water Heater
Additional Features
- 4,792 Sq Ft Lot
- Property near a hospital
Listing and Financial Details
- Tax Lot 189
- Assessor Parcel Number 2123JOYSTPROV
Community Details
Overview
- 2 Units
- Elmhurst Subdivision
Amenities
- Shops
- Restaurant
- Public Transportation
Building Details
- Operating Expense $6,700
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 25, 2025
Closed on
Jul 18, 2025
Sold by
Blanco Rafael
Bought by
Alamutu Yusuf and Alamutu Rafiat F
Seller's Agent
Addy Sirypannho
Siry Realty
Buyer's Agent
Jose Duce Rocher
Century 21 Limitless
List Price
$649,900
Sold Price
$637,000
Premium/Discount to List
-$12,900
-1.98%
Views
40
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.17%
Original Mortgage
$625,462
Outstanding Balance
$625,462
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
-$1,751
Purchase Details
Closed on
Mar 6, 2025
Sold by
Bianco Rafael and Bianco Hector R
Bought by
Bianco Rafael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$515,000
Interest Rate
6.87%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Dec 5, 2024
Sold by
Joy Street Holdings Llc
Bought by
Blanco Aurelia D and Blanco Hector R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$475,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 22, 2024
Sold by
Skyview Re Advisors Llc
Bought by
Joy Street Holdings Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$475,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 1, 2024
Sold by
Prignano Sarah Est and Prignano
Bought by
Skyview Re Advisors Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$365,000
Interest Rate
6.35%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Similar Homes in Providence, RI
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $637,000 | -- | |
| Warranty Deed | $637,000 | -- | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $425,000 | None Available | |
| Warranty Deed | $425,000 | None Available | |
| Warranty Deed | $425,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Executors Deed | $270,000 | None Available | |
| Executors Deed | $270,000 | None Available | |
| Executors Deed | $270,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $625,462 | FHA | |
| Closed | $625,462 | FHA | |
| Closed | $15,000 | Second Mortgage Made To Cover Down Payment | |
| Previous Owner | $515,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $40,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $475,000 | Purchase Money Mortgage | |
| Previous Owner | $365,000 | Stand Alone Refi Refinance Of Original Loan |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $637,000 | +1.9% | $332 / Sq Ft |
| 06/16/2025 06/16/25 | Pending | -- | -- | -- |
| 05/14/2025 05/14/25 | Price Changed | $624,900 | -3.8% | $325 / Sq Ft |
| 03/25/2025 03/25/25 | For Sale | $649,900 | -- | $338 / Sq Ft |
Source: State-Wide MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,736 | $312,600 | $105,300 | $207,300 |
| 2023 | $5,736 | $312,600 | $105,300 | $207,300 |
| 2022 | $5,564 | $312,600 | $105,300 | $207,300 |
| 2021 | $5,474 | $222,900 | $83,700 | $139,200 |
| 2020 | $5,474 | $222,900 | $83,700 | $139,200 |
| 2019 | $5,474 | $222,900 | $83,700 | $139,200 |
| 2018 | $5,165 | $161,600 | $67,300 | $94,300 |
| 2017 | $5,165 | $161,600 | $67,300 | $94,300 |
| 2016 | $5,165 | $161,600 | $67,300 | $94,300 |
| 2015 | $4,948 | $149,500 | $67,300 | $82,200 |
| 2014 | $5,046 | $149,500 | $67,300 | $82,200 |
| 2013 | $5,046 | $149,500 | $67,300 | $82,200 |
Source: Public Records
Agents Affiliated with this Home
-
Addy Sirypannho
Seller's Agent in 2025
Addy Sirypannho
Siry Realty
(401) 644-2345
2 in this area
45 Total Sales
-
Jose Duce Rocher
J
Buyer's Agent in 2025
Jose Duce Rocher
Century 21 Limitless
(617) 749-7178
1 in this area
143 Total Sales
Map
Source: State-Wide MLS
MLS Number: 1378763
APN: PROV-001180-000189-000000
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