NOT LISTED FOR SALE

21 N Water St Fincastle, VA 24090

Estimated Value: $418,000 - $546,000

3 Beds
2 Baths
2,434 Sq Ft
$202/Sq Ft Est. Value

Last Sold April 20, 2015

Last sale price $320,000 $131 Per Sq Ft

Est. 53% increase in value since last sale

Current estimated payment $2,853/month

80 Days on Market

Highlights

  • Fireplace in Primary Bedroom
  • Federal Colonial Architecture
  • Main Floor Primary Bedroom
  • Central Academy Middle School Rated A-
  • Wood Flooring
  • 3-minute walk to Fincastle Historic District

About This Home

As of April 2015

''The Godwin Cottage'',Lovingly Restored & Updated 2010-2011 In & Out, from The Grand Entrance Hall & 3 Bedrooms, 2-1/2 Baths,Parlor,Kitchen,Dining Room,Doctors Office,3 Covered Porches, & Widow's Walk/A Treasured Jewel in the Town Of Historic Fincastle, of Which the Court House & Possibly Other Buildings were Designed by Thomas Jefferson!

Last Agent to Sell the Property

Judy Hall

Re/Max All Stars Listed on: 12/09/2014

Last Buyer's Agent

Non Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,133

Year Built

  • Built in 1832

Lot Details

  • 1.01 Acre Lot
  • Partially Fenced Property
  • Level Lot
  • Garden
  • Historic Home

Parking

  • No Garage

Home Design

  • Federal Colonial Architecture
  • Cottage
  • Brick Exterior Construction
  • Metal Roof

Interior Spaces

  • 2,434 Sq Ft Home
  • Shelving
  • Multiple Fireplaces
  • Brick Fireplace
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • Den with Fireplace
  • Scuttle Attic Hole
  • Washer and Dryer Hookup

Kitchen

  • Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms

Basement

  • Partial Basement
  • Basement Cellar

Outdoor Features

  • Covered Patio or Porch
  • Outdoor Fireplace

Location

  • Flood Zone Lot

Schools

  • Breckinridge Elementary School
  • Central Academy Middle School
  • James River High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Available
  • Cistern
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 73A(1)62

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,133

Year Built

Built in 1832

Lot Details

0

Listing Details

  • ConservationEsmnt: No
  • Directions: I-81 South to 220 North to Fincastle/Right on South Church Street/Right on Main Street/Left on Water Street/Cottage on Right
  • HistoricProperty: Yes
  • Listing Member Name: Judy Hall
  • Listing Office Short Id: 136
  • Open House Office I D: 20061211170241232963000000
  • Hoa2 Or Poa: No
  • Prop. Type: Residential/Farm
  • Road Frontage Other: Town Street
  • Selling Member Short Id: non-member
  • Subdivision Yn: No
  • TotalFinSFApx: 2434.00
  • Year Built: 1832
  • Taxes Dollars: 2133.00
  • Topography Other: Gentle Slope
  • TotalAcresApx: 1.01
  • 1StFloorMstrBdrm: Yes
  • PorchDeckPatioPorch: Front
  • Building Style: Colonial/Federal, Cottage, Historical
  • Type of Construction: Brick, Solid Brick
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Has Basement: Cellar, Partial
  • Full Bathrooms: 2.00
  • Updated Floor: Ceramic Tile, Wood
  • Appliances: Dishwasher, Disposal, Dryer Hookup, Electric Range, Microwave, Oven, Refrigerator, Washer Hookup
  • Has Attic: Scuttle
  • Lower Floor 1 Bedrooms: 3
  • Fireplace: 3 or More, Brick
  • Fireplace Location: Den, Dining Room, Living Room, Master Bedroom
  • FireplaceLocOther: Master Bath & Br #2
  • Interior Amenities: Book Shelves, Indirect Lighting, Walk-in Closet
  • InteriorFeaturesOther: 11' Ceilings
  • Lower Floor 1 Bedrooms: 12
  • Style Other: Circa 1832

Exterior Features

  • Exterior: Solid Brick
  • Exterior Features: Cable Available, Fireplace, Porch-Front, Porch-Open, Porch-Rear, Porch-Side
  • Flood Zone: 100 - 500 Year
  • Road Frontage: Paved Road
  • Roof: Metal
  • Street: North Water
  • Tax Rate: .72
  • Flood Zone: SW
  • Fencing: Partial
  • Fencing Other: Brick Wall Fencing
  • Topography: Level
  • Exterior Features: Covered Porch, Garden Space, Porch
  • Exterior Features Other: Part Fenced

Garage/Parking

  • Garage Spaces: None

Utilities

  • Cooling: Central Cooling
  • Heating: Forced Air, Gas
  • Sewer: Public Sewer
  • Utilities Available: Cable, Electric, Gas, Public Sewer, Public Water
  • Water: Cistern, Public Water
  • Water Heater: Electric

Schools

  • Elementary School: Breckinridge
  • High School: James River High
  • Middle School: Central Academy Middle

Lot Info

  • Lot Dimensions: 1.01 Acres
  • Zoning: Residential
  • Best Use: Residential
  • Current Use: Residential

Tax Info

  • Tax Map Number: 73A(1)62
  • Tax Year: 2010

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2014
Closed on
Apr 10, 2015
Sold by
Reynolds Raymond V
Bought by
Bordett Edward D
Seller's Agent
Judy Hall
Re/Max All Stars
Buyer's Agent
Non Member
List Price
$339,900
Sold Price
$320,000
Premium/Discount to List
-$19,900
-5.85%
Current Estimated Value
$490,740

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$170,740
Avg. Annual Appreciation
4.14%
Original Mortgage
$264,000
Outstanding Balance
$203,454
Interest Rate
3.77%
Mortgage Type
New Conventional
Estimated Equity
$287,286
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bordett Edward D $320,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bordett Edward D $264,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/20/2015 04/20/15 Sold $320,000 -5.9% $131 / Sq Ft
02/27/2015 02/27/15 Pending -- -- --
12/09/2014 12/09/14 For Sale $339,900 -- $140 / Sq Ft
Source: Rockbridge Highlands REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,406 $486,600 $74,000 $412,600
2024 $3,406 $486,600 $74,000 $412,600
2023 $2,593 $328,200 $64,000 $264,200
2022 $2,593 $328,200 $64,000 $264,200
2021 $2,593 $328,200 $64,000 $264,200
2020 $2,593 $328,200 $64,000 $264,200
2019 $2,394 $303,000 $64,000 $239,000
2018 $2,394 $303,000 $64,000 $239,000
2017 $2,394 $303,000 $64,000 $239,000
2016 $2,394 $303,000 $64,000 $239,000
2015 $2,133 $296,200 $64,000 $232,200
2014 $2,133 $296,200 $64,000 $232,200
2010 -- $296,200 $64,000 $232,200
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2015

    Judy Hall

    Re/Max All Stars

  • N

    Buyer's Agent in 2015

    Non Member

See All Agents

Map

Source: Rockbridge Highlands REALTORS®

MLS Number: 128979

APN: 73A(1)62

Virginia Botetourt County Fincastle 24090

21 N Water St, Fincastle, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes