Seller's Agent in 2024
Natasha OKonski
Keller Williams Pell City
(205) 812-4917
16 in this area
302 Total Sales
21 River Oaks Ln Cropwell, AL 35054
4
Beds
3.5
Baths
2,994
Sq Ft
1.28
Acres
Highlights
- 67 Feet of Waterfront
- Community Boat Launch
- 1.28 Acre Lot
- Private Dock
- Lake View
- Deck
About This Home
As of October 2024This 4 bed 3.5 bath home located in River Oaks is a MUST SEE! The main level of the home features a large kitchen, breakfast area, dining room, master bedroom, two generously sized spares, a full bathroom, and a half bath. The kitchen is not to be missed, featuring a breakfast bar, convection oven, GORGEOUS lake views, and MORE! The master suite of your dreams comes with private access to the deck, lake views, double vanity, and more! Entertain guests in the open living room featuring a fireplace and two sets of double doors opening up to the deck, leading out to the lake. The large spare bedrooms on the main level share an equally large full bath. The fully finished basement boasts a family room/den, bedroom, full bath, and office. Also on the basement level is a covered patio, perfect for early morning coffee! Not to be forgotten, is the private boat house with lift and private boat launch. Catch this opportunity quickly!
Last Agent to Sell the Property
Keller Williams Pell City License #117637 Listed on: 09/06/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,259
Year Built
- Built in 1997
Lot Details
- 1.28 Acre Lot
- 67 Feet of Waterfront
- Sprinkler System
- Few Trees
HOA Fees
- $29 Monthly HOA Fees
Parking
- 3 Car Garage
- Basement Garage
- Side Facing Garage
- Driveway
Home Design
- Stucco Exterior Insulation and Finish Systems
Interior Spaces
- 1-Story Property
- Crown Molding
- Smooth Ceilings
- Recessed Lighting
- Ventless Fireplace
- Gas Fireplace
- Living Room with Fireplace
- 2 Fireplaces
- Dining Room
- Den with Fireplace
- Lake Views
- Pull Down Stairs to Attic
Kitchen
- Breakfast Bar
- Convection Oven
- Electric Oven
- Gas Cooktop
- Built-In Microwave
- Dishwasher
- Stone Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- Hydromassage or Jetted Bathtub
- Bathtub and Shower Combination in Primary Bathroom
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Finished Basement
- Partial Basement
- Bedroom in Basement
- Recreation or Family Area in Basement
- Natural lighting in basement
Outdoor Features
- Water Access
- Swimming Allowed
- Private Dock
- Deck
- Covered Patio or Porch
Schools
- Coosa Valley Elementary School
- Duran Middle School
- Pell City High School
Utilities
- Central Heating and Cooling System
- Dual Heating Fuel
- Heating System Uses Gas
- Heat Pump System
- Underground Utilities
- Gas Water Heater
- Septic Tank
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 28-07-35-0-001-037.001
Community Details
Overview
- Association fees include common grounds mntc
- River Oaks Association, Phone Number (205) 753-0225
Recreation
- Community Boat Launch
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 6, 2024
Closed on
Oct 24, 2024
Sold by
Brannon Daniel H and Brannon Mary W
Bought by
St John Jennifer J and Rausch John
Seller's Agent
Natasha OKonski
Keller Williams Pell City
Buyer's Agent
Carey Monistere
Fields Gossett Realty
List Price
$689,900
Sold Price
$664,500
Premium/Discount to List
-$25,400
-3.68%
Views
28
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,947
Avg. Annual Appreciation
6.29%
Original Mortgage
$594,500
Outstanding Balance
$591,556
Interest Rate
6.08%
Mortgage Type
New Conventional
Estimated Equity
$108,751
Purchase Details
Listed on
May 7, 2021
Closed on
Jun 11, 2021
Sold by
Hillman John H
Bought by
Brannon Daniel H and Brannon Mary W
Seller's Agent
Nicole Anderson
Lake Homes Realty of West Alabama
Buyer's Agent
Natasha OKonski
Keller Williams Pell City
List Price
$585,000
Sold Price
$585,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.85%
Original Mortgage
$385,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 10, 2015
Closed on
Mar 20, 2015
Sold by
Monseau Donald E and Monseau Darla S
Bought by
Hillman John H and Hillman Brenda G
Seller's Agent
Sharon Thomas
Re/Max Hometown Properties
Buyer's Agent
Nicole Anderson
Lake Homes Realty of West Alabama
List Price
$329,900
Sold Price
$310,000
Premium/Discount to List
-$19,900
-6.03%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.73%
Original Mortgage
$279,000
Interest Rate
3.69%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 30, 2006
Sold by
Jones Michelaine
Bought by
Monseau Donald E and Monseau Darla S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 17, 2005
Sold by
Carmena Darrel W
Bought by
Jones Michelaine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
8.2%
Mortgage Type
Adjustable Rate Mortgage/ARM
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $664,500 | None Listed On Document | |
| Warranty Deed | $585,000 | None Available | |
| Deed | $310,000 | None Available | |
| Warranty Deed | $280,000 | None Available | |
| Quit Claim Deed | $500 | None Available | |
| Quit Claim Deed | $500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $594,500 | New Conventional | |
| Previous Owner | $385,000 | New Conventional | |
| Previous Owner | $279,000 | New Conventional | |
| Previous Owner | $183,500 | New Conventional | |
| Previous Owner | $123,200 | New Conventional | |
| Previous Owner | $120,000 | New Conventional | |
| Previous Owner | $280,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $255,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/24/2024 10/24/24 | Sold | $664,500 | -3.7% | $222 / Sq Ft |
| 09/06/2024 09/06/24 | For Sale | $689,900 | +17.9% | $230 / Sq Ft |
| 06/11/2021 06/11/21 | Sold | $585,000 | 0.0% | $195 / Sq Ft |
| 05/13/2021 05/13/21 | For Sale | $585,000 | 0.0% | $195 / Sq Ft |
| 05/12/2021 05/12/21 | Pending | -- | -- | -- |
| 05/07/2021 05/07/21 | For Sale | $585,000 | +88.7% | $195 / Sq Ft |
| 03/20/2015 03/20/15 | Sold | $310,000 | -6.0% | $157 / Sq Ft |
| 03/18/2015 03/18/15 | Pending | -- | -- | -- |
| 02/10/2015 02/10/15 | For Sale | $329,900 | -- | $167 / Sq Ft |
Source: Greater Alabama MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,256 | $125,282 | $30,000 | $95,282 |
| 2023 | $2,259 | $125,282 | $30,000 | $95,282 |
| 2022 | $1,943 | $107,924 | $30,000 | $77,924 |
| 2021 | $787 | $107,924 | $30,000 | $77,924 |
| 2020 | $792 | $33,010 | $10,000 | $23,010 |
| 2019 | $787 | $33,010 | $10,000 | $23,010 |
| 2018 | $743 | $31,220 | $0 | $0 |
| 2017 | $937 | $31,220 | $0 | $0 |
| 2016 | $743 | $31,220 | $0 | $0 |
| 2015 | $937 | $31,220 | $0 | $0 |
| 2014 | $937 | $31,780 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Natasha OKonski
-
Carey Monistere
Buyer's Agent in 2024
Carey Monistere
Fields Gossett Realty
(205) 901-0652
5 in this area
19 Total Sales
-
Nicole Anderson
Seller's Agent in 2021
Nicole Anderson
Lake Homes Realty of West Alabama
(205) 753-0225
50 in this area
275 Total Sales
-
Sharon Thomas
Seller's Agent in 2015
Sharon Thomas
RE/MAX
(205) 365-8875
3 in this area
54 Total Sales
Map
Source: Greater Alabama MLS
MLS Number: 21396621
APN: 28-07-35-0-001-037.001
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