M
Seller's Agent in 2025
Michael Banker
Banker Real Estate
(912) 638-1808
79 in this area
86 Total Sales
21 Sea Oats Ln Saint Simons Island, GA 31522
4
Beds
4.5
Baths
3,172
Sq Ft
$932/mo
HOA Fee
Highlights
- Heated In Ground Pool
- Gated Community
- Wood Flooring
- St. Simons Elementary School Rated A-
- Deck
- Covered Patio or Porch
About This Home
As of June 2025Nestled within the gated and exclusive Coast Cottages neighborhood on Sea Oats, Palm Villa offers a rare opportunity for luxurious beachfront living. Designed by renowned architect Keith Summerour, this meticulously crafted home features exquisite Low-Country details and quality construction. Key Features: Four bedrooms, each with ensuite baths, plus an office for remote work or study, Ocean Views, plunge pool, half bath, 2 living areas, porches on every floor, access to the rooftop deck.
Expansive two-story roof deck providing panoramic views of the Atlantic Ocean and marshlands.
Recently renovated gourmet kitchen with gray quartzite counters, farm sink, and charming beamed ceiling.
Guest accommodations on a separate floor with a spacious sitting room, porch, and three ensuite bedrooms.
Full floor primary suite sanctuary with private office space and a generous porch for relaxation.
Private elevator for easy access to all levels.
Plunge pool nestled in the garden, perfect for cooling off on warm days.
Access to Coast Cottage pools and amenities, enhancing the coastal lifestyle experience.
Ample storage throughout and numerous upgrades exceeding standard property expectations.
Private boardwalk to the beach. Property has been professionally decorated and is offered furnished.
Location:
Situated on a tranquil, leafy lane, Palm Villa enjoys direct access to a coveted St. Simons beach via a private boardwalk. Residents benefit from the serenity of a gated community while being conveniently close to local dining, shopping, and recreational options. Additional Details: Built with meticulous attention to detail and maintained to the highest standards.
Includes a two-car garage and an additional parking pad for convenience.
Enjoy year-round comfort and stunning coastal vistas from the expansive roof deck. Don’t miss this extraordinary opportunity to own a coastal retreat that blends sophisticated living with breathtaking natural beauty. Property Videos and 3D virtual tour available. Contact us today to schedule a private tour of Palm Villa.
Last Agent to Sell the Property
Banker Real Estate License #338485 Listed on: 05/01/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $11,823
Year Built
- Built in 2005 | Remodeled
Lot Details
- 1 Common Wall
- Fenced
- Sprinkler System
HOA Fees
- $932 Monthly HOA Fees
Parking
- 2 Car Garage
- Parking Storage or Cabinetry
- Garage Door Opener
- Guest Parking
- Off-Street Parking
- Assigned Parking
Home Design
- 3,172 Sq Ft Home
- Slab Foundation
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
Outdoor Features
- Heated In Ground Pool
- Courtyard
- Deck
- Covered Patio or Porch
Schools
- St. Simons Elementary School
- Glynn Middle School
- Glynn Academy High School
Utilities
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 04-12912
Community Details
Overview
- Villas At Coast Cottages HOA
- Coast Cottages Annex Subdivision
Security
- Gated Community
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
Jul 1, 2025
Sold by
Gebhardt Michael P
Bought by
Blackwood Ventures Llc
Seller's Agent
Michael Banker
Banker Real Estate
Buyer's Agent
Brooke Budd
Banker Real Estate
List Price
$2,250,000
Sold Price
$2,150,000
Premium/Discount to List
-$100,000
-4.44%
Views
45
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$22,759
Avg. Annual Appreciation
-2.63%
Purchase Details
Closed on
Jul 26, 2021
Sold by
Tabby House At East Beach Llc
Bought by
Gebhardt Michael P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$546,250
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 2, 2018
Closed on
Mar 5, 2019
Sold by
Gebhardt Michael P
Bought by
Tabby House At East Beach Llc
Seller's Agent
Anne Lyndon Peck
BHHS Hodnett Cooper Real Estate
Buyer's Agent
Michael Banker
Banker Real Estate
List Price
$1,369,000
Sold Price
$1,240,000
Premium/Discount to List
-$129,000
-9.42%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.25%
Original Mortgage
$930,000
Interest Rate
4.37%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 2, 2018
Closed on
Jan 29, 2019
Sold by
Peck Darryl
Bought by
Gebhardt Michael P
Seller's Agent
Anne Lyndon Peck
BHHS Hodnett Cooper Real Estate
Buyer's Agent
Michael Banker
Banker Real Estate
List Price
$1,369,000
Sold Price
$1,240,000
Premium/Discount to List
-$129,000
-9.42%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$930,000
Interest Rate
4.37%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 1, 2013
Closed on
Mar 7, 2014
Sold by
Parks George B
Bought by
Peck Darryl and Peck Anne L
Buyer's Agent
Patsy Bryan
BHHS Hodnett Cooper Real Estate
List Price
$998,000
Sold Price
$900,000
Premium/Discount to List
-$98,000
-9.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.74%
Original Mortgage
$720,000
Interest Rate
4.24%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 1, 2013
Sold by
Park Re 1 Llc
Bought by
Rucks Park George B and Rucks Park Brandie
Purchase Details
Closed on
Mar 21, 2010
Sold by
Park George Bradley
Bought by
Park Re I Llc
Purchase Details
Closed on
Mar 20, 2010
Sold by
Park Brandie Rucks
Bought by
Park George Bradley
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $2,150,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $1,240,000 | -- | |
| Warranty Deed | $900,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $546,250 | New Conventional | |
| Previous Owner | $10,000,000 | New Conventional | |
| Previous Owner | $930,000 | New Conventional | |
| Previous Owner | $720,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $2,150,000 | -4.4% | $678 / Sq Ft | |
| 05/31/2025 05/31/25 | Pending | -- | -- | -- | |
| 05/01/2025 05/01/25 | For Sale | $2,250,000 | +81.5% | $709 / Sq Ft | |
| 01/31/2019 01/31/19 | Sold | $1,240,000 | -9.4% | $349 / Sq Ft | View Prior Sale |
| 01/01/2019 01/01/19 | Pending | -- | -- | -- | |
| 05/02/2018 05/02/18 | For Sale | $1,369,000 | +52.1% | $386 / Sq Ft | |
| 03/07/2014 03/07/14 | Sold | $900,000 | -9.8% | $267 / Sq Ft | View Prior Sale |
| 02/05/2014 02/05/14 | Pending | -- | -- | -- | |
| 10/01/2013 10/01/13 | For Sale | $998,000 | -- | $296 / Sq Ft |
Source: Golden Isles Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,032 | $479,760 | $200,000 | $279,760 |
| 2024 | $11,939 | $476,040 | $200,000 | $276,040 |
| 2023 | $11,823 | $476,040 | $200,000 | $276,040 |
| 2022 | $12,064 | $476,040 | $200,000 | $276,040 |
| 2021 | $12,230 | $468,080 | $200,000 | $268,080 |
| 2020 | $11,824 | $448,080 | $180,000 | $268,080 |
| 2019 | $11,824 | $448,080 | $180,000 | $268,080 |
| 2018 | $10,274 | $448,080 | $180,000 | $268,080 |
| 2017 | $10,274 | $505,520 | $180,000 | $325,520 |
| 2016 | $7,208 | $393,760 | $203,000 | $190,760 |
| 2015 | $7,237 | $295,120 | $142,120 | $153,000 |
| 2014 | $7,237 | $295,120 | $142,120 | $153,000 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Banker
-
Brooke Budd
B
Buyer's Agent in 2025
Brooke Budd
Banker Real Estate
(404) 405-6125
40 in this area
51 Total Sales
-
A
Seller's Agent in 2019
Anne Lyndon Peck
BHHS Hodnett Cooper Real Estate
-
Patsy Bryan
P
Buyer's Agent in 2014
Patsy Bryan
BHHS Hodnett Cooper Real Estate
(912) 222-2587
18 in this area
27 Total Sales
Map
Source: Golden Isles Association of REALTORS®
MLS Number: 1653668
APN: 04-12912
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