NOT LISTED FOR SALE

21 Water St Lubec, ME 04652

Estimated Value: $367,000 - $452,000

1 Bed
1 Bath
1,680 Sq Ft
$244/Sq Ft Est. Value

Last Sold August 31, 2022

Last sale price $345,000 $205 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $2,612/month

13 Days on Market

Highlights

  • Ocean Front
  • Public Beach
  • Main Floor Bedroom
  • Nearby Water Access
  • Wood Flooring
  • 1 Fireplace

About This Home

As of August 2022

Built in 1909, this historic brick home sits in an ideal location on the corner of Main Street & Water Street in picturesque 'downtown' Lubec. Serving first as the Lubec Trust & Banking Company then later as Bar Harbor Bank & Trust. This unique property was transformed into a 1680' sq. 1 bedroom (with a potential 2nd) open concept home in the early 1990's. From 1999 to 2019, it has mostly been used as a very successful seasonal rental. While the transformation to residential space gave the property an updated fresh look, all of the bank vaults are still in place. The 2 vaults on the main floor are currently being utilized as a pantry and walk in closet (previously used as a second bedroom). Gorgeous water views from the home, but the waterfront is just seconds away! Being in the center of town, all you have to do is walk out your front door to local restaurants, shops, library, the boat ramp, beaches, and more. For the entrepreneur, this could make an excellent space & location for a business!

Last Agent to Sell the Property

Shayna Smart

Bold Coast Properties Listed on: 07/11/2022

Last Buyer's Agent

Michael Evers-Jenkins

United Country Lifestyle Properties of Maine

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,973

Year Built

  • Built in 1909

Lot Details

  • 3,485 Sq Ft Lot
  • Ocean Front
  • Public Beach
  • Lot Has A Rolling Slope

Property Views

  • Water
  • Scenic Vista

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Masonry

Interior Spaces

  • 1,680 Sq Ft Home
  • 1 Fireplace
  • Wood Flooring

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom
  • Main Floor Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Partial Basement
  • Interior Basement Entry

Parking

  • No Driveway
  • On-Street Parking

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Oil
  • Natural Gas Not Available

Additional Features

  • Nearby Water Access
  • City Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 65
  • Assessor Parcel Number LUBE-000015-000000-000065

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,973

Year Built

Built in 1909

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.08
  • Road Surface Type: Paved
  • Water Body Name: Narrows
  • MLS Status: Closed
  • Above Grade Finished Sq Ft: 1680.0
  • Architectural Style: Other Style
  • Garage Yn: No
  • Year Built: 1909
  • Location Information:Leased Land: No
  • Location Information:HERS Certified: Unknown
  • Property Information:Seasonal: No
  • Property Information:Lot Size Acres -: 0.08
  • Property Information:Total Baths: 1.0
  • Property Information:SqFt Finished Above Grade: 1680.0
  • Property Information:Garage: No
  • Water Info:Water Frontage2: No
  • Water Info:Water View2: Yes
  • Roof:Shingle: Yes
  • Heat System:Forced Air: Yes
  • Appliances Included:Dishwasher: Yes
  • Appliances Included:Dryer: Yes
  • Appliances Included:Electric Range: Yes
  • Appliances Included:Washer: Yes
  • Heat Fuel:Oil: Yes
  • Cooling:None3: Yes
  • Floors:Wood3: Yes
  • Electric:Circuit Breakers: Yes
  • Sewer:Public Sewer: Yes
  • Water:Public3: Yes
  • Basement Entry:Interior: Yes
  • Basement:Unfinished: Yes
  • Gas:No Gas: Yes
  • Basement:Partial: Yes
  • Location:Near Public Beach: Yes
  • Recreational Water:Nearby: Yes
  • Site:RollingSloping: Yes
  • Driveway:No Driveway: Yes
  • View:Scenic: Yes
  • Parking:No Parking: Yes
  • Exterior:Brick: Yes
  • Parking:On Street: Yes
  • Construction:Masonry: Yes
  • Property Sub-Type Property Sub-Type: Single Family Residence
  • Property Information # Fireplaces: 1
  • Special Features: VirtualTour

Interior Features

  • Appliances: Washer, Refrigerator, Electric Range, Dryer, Dishwasher
  • Has Basement: Full, Partial, Interior Entry, Unfinished
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplaces: 1
  • Fireplace: Yes
  • Full Basement: Yes
  • Bedroom 1:Bedroom 1 Level: First

Exterior Features

  • Lot Features: Rolling Slope, Sidewalks, Intown, Near Public Beach, Near Shopping
  • View: Scenic
  • Waterfront Features: Ocean
  • Waterfront: No
  • Construction Type: Brick, Masonry
  • Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Parking Features: No Driveway, None, On Street

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 3484.8
  • Parcel #: LUBE-000015-000000-000065
  • Zoning: Residential

Tax Info

  • Tax Annual Amount: 1973.0
  • Tax Book Number: 2427
  • Tax Lot: 65
  • Tax Map Number: 15
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 7, 2023
Sold by
Lubec Land Company Llc
Bought by
Kirkilis John A and Lawhn Cynthia J
Current Estimated Value
$409,885

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$337,625
Outstanding Balance
$333,653
Interest Rate
7.79%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$58,812

Purchase Details

Listed on
Jul 11, 2022
Closed on
Aug 31, 2022
Sold by
Meehan Paula J
Bought by
Lubec Land Co Llc
Seller's Agent
Shayna Smart
Bold Coast Properties
Buyer's Agent
Michael Evers-Jenkins
United Country Lifestyle Properties of Maine
List Price
$395,000
Sold Price
$345,000
Premium/Discount to List
-$50,000
-12.66%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.32%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kirkilis John A $365,000 None Available
Lubec Land Co Llc $345,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kirkilis John A $337,625
Previous Owner Meehan Paula J $25,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/31/2022 08/31/22 Sold $345,000 -12.7% $205 / Sq Ft
07/25/2022 07/25/22 Pending -- -- --
07/11/2022 07/11/22 For Sale $395,000 -- $235 / Sq Ft
Source: Maine Listings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,153 $271,200 $34,200 $237,000
2023 $4,177 $271,206 $34,180 $237,026
2022 $2,104 $86,910 $16,476 $70,434
2021 $1,973 $86,910 $16,476 $70,434
2020 $1,975 $86,910 $16,476 $70,434
2019 $2,008 $86,910 $16,476 $70,434
2018 $1,989 $86,910 $16,476 $70,434
2017 $2,073 $86,910 $16,476 $70,434
2016 $2,008 $86,910 $16,476 $70,434
2014 $1,804 $86,910 $16,476 $70,434
2013 $1,695 $86,910 $16,476 $70,434
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Maine Listings

MLS Number: 1535951

Maine Listings

APN: LUBE-000015-000000-000065