$315,000
SOLD AUG 1, 2025

210 Oak St Unit 12 Ludlow, KY 41016

4 Beds
4 Baths
1,476 Sq Ft
6,250 Sq Ft Lot

Recently Sold

$213 Per Sq Ft

7% Below List Price

72 Days on Market

Highlights

  • Private Yard
  • Window Unit Cooling System
  • Pocket Doors
  • Fireplace
  • Patio
  • Baseboard Heating

About This Home

As of August 2025

Fantastic investment opportunity: a fully occupied four-family property in a prime location. This property boasts a newer roof and windows, and features two garages in the back that, with some work, could provide additional off-street parking. 48-hour notice for all showings.

Last Agent to Sell the Property

Quintin Suggs

Pivot Realty Group License #216471 Listed on: 03/18/2025

Last Buyer's Agent

Nicole Rankin

Coldwell Banker Realty FM License #270887

Coldwell Banker Realty FM

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,223

Lot Details

  • 6,250 Sq Ft Lot
  • Lot Dimensions are 50x125
  • Private Yard

Parking

  • 2 Car Garage
  • On-Street Parking

Home Design

  • Quadruplex
  • Stone Foundation
  • Shingle Roof
  • Wood Siding
  • Shingle Siding

Interior Spaces

  • 1,476 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Vinyl Clad Windows
  • Pocket Doors
  • Basement Fills Entire Space Under The House
  • Electric Oven

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Outdoor Features

  • Patio

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • High Speed Internet
  • Cable TV Available

Community Details

  • 4 Units

Listing and Financial Details

  • Tenant pays for electricity, gas, heat
  • The owner pays for sewer, water
  • Assessor Parcel Number 026-33-14-019.00

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,223

Lot Details

0

Parking

2

Listing Details

  • Cooling: Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Multi Family
  • Owner Pays: Sewer, Water
  • Lot Size Acres: 0.14
  • Lot Size: 50X125
  • Ownership: Consumer
  • Directions: Elm to S on Carneal to Oak St
  • New Construction: No
  • Structure Type: Quadruplex
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 50X125
  • General Property Description:Approx SqFt2: 1476.0
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • General Property Description:Lot Size Acres: 0.1435
  • General Property Description:Lot Size Square Feet: 6250.0
  • Location Tax Legal Info:Tax ID: 026-33-14-019.00
  • Appliances Refrigerators: Yes
  • Foundation:Stone3: Yes
  • Cooling:Window Unit(s): Yes
  • General Property Description:_pound_ of Buildings: 1
  • General Property Description:Number Of Units Total: 4
  • Levels:Two2: Yes
  • Structure Type:Quadruplex: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pocket Door(s), Pantry, High Speed Internet
  • Basement: Full
  • Heating: Baseboard, Electric
  • Levels: Two
  • Property Type: MultiFamily
  • Tenant Pays: Electricity, Gas, Heat
  • Number Of Buildings: 1
  • Appliances: Electric Oven, Refrigerator
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace: No
  • Window Features: Vinyl Clad Window(s)
  • Full Basement: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pocket Door(s): Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Shingle Siding, Wood Siding
  • Exterior Features: Private Yard
  • Foundation Details: Stone
  • Patio And Porch Features: Patio
  • Patio and Porch Features:Patio: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Exterior Features:Private Yard: Yes
  • Construction Materials:Wood Siding: Yes
  • Construction Materials:Shingle Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Electric2: Yes
  • Heating:Baseboard: Yes

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 6250.0
  • Zoning Description: Residential

Multi Family

  • Number Of Units Total: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2025
Closed on
Jul 29, 2025
Sold by
Holbeck Derek and Humphreys Ryan N
Bought by
Valz Peter J and Valz Kimberly A
Seller's Agent
Quintin Suggs
Pivot Realty Group
Buyer's Agent
Nicole Rankin
Coldwell Banker Realty FM
List Price
$339,000
Sold Price
$315,000
Premium/Discount to List
-$24,000
-7.08%
Views
92

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.94%
Original Mortgage
$236,200
Outstanding Balance
$235,999
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$77,409

Purchase Details

Closed on
Oct 25, 2019
Sold by
Hayat Gal and Hayat Kathryn
Bought by
Holbeck Derek and Humphreys Ryan N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,500
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 6, 2018
Sold by
Linn Gary R and Lilnn Patti
Bought by
Lin Ben and Hayat Gal

Purchase Details

Closed on
Sep 16, 2003
Sold by
Linn Karen M
Bought by
Linn Gary R
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Northwest Title
Warranty Deed $315,000 Northwest Title
Warranty Deed $171,000 360 American Title Svcs Llc
Warranty Deed $78,000 None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $236,200 New Conventional
Closed $236,200 New Conventional
Previous Owner $64,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/01/2025 08/01/25 Sold $315,000 -7.1% $213 / Sq Ft
05/29/2025 05/29/25 Pending -- -- --
04/28/2025 04/28/25 For Sale $339,000 0.0% $230 / Sq Ft
04/18/2025 04/18/25 Pending -- -- --
04/15/2025 04/15/25 Price Changed $339,000 -8.4% $230 / Sq Ft
03/18/2025 03/18/25 For Sale $369,900 -- $251 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,223 $171,000 $21,000 $150,000
2023 $2,437 $171,000 $21,000 $150,000
2022 $2,438 $171,000 $21,000 $150,000
2021 $2,680 $171,000 $21,000 $150,000
2020 $2,671 $171,000 $21,000 $150,000
2019 $1,375 $78,000 $21,000 $57,000
2018 $1,505 $88,000 $21,000 $67,000
2017 $1,488 $88,000 $12,000 $76,000
2015 $1,203 $88,000 $12,000 $76,000
2014 $1,155 $88,000 $12,000 $76,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 630740

Northern Kentucky Multiple Listing Service

APN: 026-33-14-019.00