NOT LISTED FOR SALE

Estimated Value: $1,295,000 - $1,971,000

4 Beds
3 Baths
2,588 Sq Ft
$607/Sq Ft Est. Value

Last Sold June 27, 2022

Last sale price $1,170,000 $452 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $9,539/month

108 Days on Market

Highlights

  • Boat Ramp
  • Home fronts a canal
  • Deck
  • New Construction
  • ENERGY STAR Certified Homes
  • Whirlpool Bathtub

About This Home

As of June 2022

Seller is offering a $20,000 credit to the buyer. New Construction! Total square footage including garages, porches and deck areas is 3401sqft! Attention to detail in every aspect of this newly built, custom, canal home on a 10,125 sqft corner lot in beautiful Cudjoe Gardens. A stunning, spacious and open floor plan featuring 4 Bedrooms (w/ 2 primary bedroom suites), 3 full baths, 2 car garage and a chef's kitchen with marble countertops, 2 deep sinks and a 10'x5' eat-in marble island/bar and dining area. Single level, above-flood, insulated concrete form (ICF), ADA accessible home built to the highest hurricane ratings with impact windows, doors, metal roof, insulated soundproof inner walls, and wood plank tile flooring throughout. The fox blocks 6 inch concrete core significantly improves energy insulation resulting in LOW monthly electricity bills. Modern bathroom designs feature luxurious tile. Park your boat in the deep water canal. Enjoy fishing, diving, & snorkeling!. Cudjoe Gardens is a fantastic waterfront community of ground level custom homes that are above the floodplain with no steps to climb. It is also one of the few neighborhoods that has a full-service marina offering fuel, bait, and refreshments with quick and easy ocean access.

Last Listed By

Bobby Baker

Key West Luxury Real Estate Inc (KW) License #3468156 Listed on: 01/26/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $824

Year Built

  • Built in 2022 | New Construction

Lot Details

  • 10,125 Sq Ft Lot
  • Home fronts a canal
  • Property is zoned COZ - County Zoning

Home Design

  • Metal Roof
  • HardiePlank Siding

Interior Spaces

  • 2,588 Sq Ft Home
  • Ceiling Fan
  • Single Hung Windows
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Storage
  • Tile Flooring
  • Canal Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Monitored
  • Impact Glass

Parking

  • 2 Car Attached Garage
  • Guest Parking
  • Open Parking

Accessible Home Design

  • Accessible Full Bathroom
  • Handicap Accessible
  • Accessible Doors
  • Accessible Parking

Eco-Friendly Details

  • ENERGY STAR Certified Homes
  • ENERGY STAR/CFL/LED Lights

Outdoor Features

  • Balcony
  • Deck
  • Patio

Location

  • Ground Level

Utilities

  • Central Air
  • Cable TV Available

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00174631-000600

Community Details

Overview

  • No Home Owners Association
  • Cudjoe Gardens Subdivision
  • Rental Restrictions

Recreation

  • Boat Ramp
  • Boat Dock
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$824

Year Built

Built in 2022 | New Construction

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Control Depth: 5
  • Document Count: 1
  • Fee Includes: None
  • Handicap Access: Yes
  • Key Island: Cudjoe Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 21.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Bike Paths, Other Area Features, Community Boat Ramp, Community Dockage
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 824.31
  • Vehicle Storage: Attached, Open Parking, Guest Parking, Garage
  • Vehicle Storage Cars: 2
  • Year Built: 2022
  • Alternate Key Number: 1224073
  • Building Style: Ground Level
  • Cooling Heating: Ceiling Fans(s), Central Air
  • Dockage Dock Permit: No
  • Lot Sq Ft: 10125.00
  • Porch Balcony: Deck, Patio, Open Porch/Balcony
  • Species List: No
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 2588.00
  • G F Interior Features: LED Lighting
  • Property Condition: New Construction
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-in Cabinets, Storage, Whirlpool Bath Tub, Walk-in Closet(s), Pantry, Granite Counter Top, Drapes/Blinds Incl, Entrance Foyer
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Appliances: Dryer, Washer, Stainless Steel Appliance(s), Refrigerator, Range, Oven, Microwave
  • Floor: Tile
  • Specialty Rooms: Laundry Room
  • Windows/Doors: Glass Doors, Single Hung Windows, Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 4
  • Accessibility Features: Accessible, Parking, Accessible Full Bath, Accessible Doors
  • Sq Ft Remarks: Total square footage is 3,401 including garages, porch & deck areas.

Exterior Features

  • Dockage: None
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Combo Construction, Hardi Board Siding
  • Roof: Metal Roof
  • Waterview: Canal View
  • Pool: No

Utilities

  • Security: Patrolled Area
  • Utilities: Buyer to Verify, Sewer Available, Municipal Sewer, FKAA, Cable Available

Lot Info

  • Deed Restrictions: No
  • Flood Zone: AE
  • Parcel Number: 00174631-000600
  • Lot Size: 81'x125'
  • Land Size: 1/4 - 1/2 Acre
  • Acres: 0.23

Green Features

  • Certification: ENERGY STAR Home

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2021

Multi Family

  • Total Units: 1.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 26, 2022
Closed on
Jun 27, 2022
Sold by
Deanna Knowles
Bought by
Bruno Laura and Bruno Louis
Seller's Agent
Bobby Baker
Key West Luxury Real Estate Inc (KW)
Buyer's Agent
Lisa Ferringo
Coldwell Banker Schmitt Lower Keys (KW)
List Price
$1,595,000
Sold Price
$1,170,000
Premium/Discount to List
-$425,000
-26.65%
Total Days on Market
108
Current Estimated Value
$1,571,884

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$401,884
Avg. Annual Appreciation
10.92%
Original Mortgage
$936,000
Outstanding Balance
$897,974
Interest Rate
5.25%
Mortgage Type
New Conventional
Estimated Equity
$673,910

Purchase Details

Closed on
Aug 14, 2015
Sold by
Testa Anthony Thomas and Testa Nancy E
Bought by
Knowles Paul A and Knowles Deanna

Purchase Details

Closed on
Jan 18, 2013
Sold by
Martin William H
Bought by
Testa Anthony Thomas and Testa Nancy E

Purchase Details

Closed on
Oct 9, 2012
Sold by
Martin William Henry
Bought by
Martin William H and William H Martin Jr Revocable Living Tru

Purchase Details

Closed on
Sep 25, 2001
Bought by
Knowles Paul A and Knowles Deanna

Purchase Details

Closed on
Apr 1, 1987
Bought by
Knowles Paul A and Knowles Deanna

Purchase Details

Closed on
Apr 1, 1978
Bought by
Knowles Paul A and Knowles Deanna

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bruno Laura $1,170,000 Oropeza Stones Cardenas Pllc
Knowles Paul A $75,000 True Title Agency Inc
Testa Anthony Thomas $75,000 True Title Agency Inc
Martin William H -- Attorney
Knowles Paul A $35,000 --
Knowles Paul A $18,000 --
Knowles Paul A $4,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bruno Laura $936,000
Previous Owner Knowles Paul A $305,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2022 06/27/22 Sold $1,170,000 -8.2% $452 / Sq Ft
05/06/2022 05/06/22 Price Changed $1,275,000 -1.5% $493 / Sq Ft
04/07/2022 04/07/22 Price Changed $1,295,000 -0.4% $500 / Sq Ft
03/22/2022 03/22/22 Price Changed $1,300,000 -3.7% $502 / Sq Ft
03/01/2022 03/01/22 Price Changed $1,350,000 -10.0% $522 / Sq Ft
02/03/2022 02/03/22 Price Changed $1,499,999 -6.0% $580 / Sq Ft
01/26/2022 01/26/22 For Sale $1,595,000 -- $616 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,884 $1,082,770 $519,413 $563,357
2023 $9,884 $1,114,085 $596,363 $517,722
2022 $6,459 $915,683 $408,797 $506,886
2021 $824 $102,546 $101,250 $1,296
2020 $700 $75,938 $75,938 $0
2019 $703 $75,938 $75,938 $0
2018 $687 $75,178 $75,178 $0
2017 $605 $63,901 $0 $0
2016 $625 $64,031 $0 $0
2015 $634 $62,775 $0 $0
2014 $663 $62,775 $0 $0
Source: Public Records

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Source: Florida Keys Board of REALTORS®

MLS Number: 599367

Florida Keys Board of REALTORS®

APN: 00174631-000600