
21014 7th Ave Summerland Key, FL 33042
Estimated payment $7,090/month
About This Home
Nestled in one of the Lower Keys' most coveted boating communities, this meticulously renovated 3 bedroom 2 bathroom coastal retreat is more than just a home...it's a gateway to endless aquatic adventures. Situated on a deep-draft, flow-through canal with direct access to both the Atlantic and Gulf, this property is a dream for fishing, diving, and island-hopping enthusiasts. The brand-new concrete dock with 17k boat lift is built for the serious boater, ensuring effortless departures for your next adventure. Step inside to find a seamless blend of modern elegance and island charm. The light-filled, open-concept living space is adorned with custom tile flooring throughout, sleek quartz countertops, and premium stainless steel appliances, creating an ambiance that is both stylish and functional. The spacious guest bedrooms offer plenty of room for family and friends, while the serene primary suite serves as a private retreat, complete with a spa-like ensuite bath. Designed for both beauty and resilience, this CBS-constructed home features impact windows and doors, giving you peace of mind during any season. Beyond your backyard paradise, Cudjoe Gardens Marina is just steps away, offering a full-service experience with a large boat ramp, fuel dock, convenience store, and the beloved Bent Prop Restaurant & Bar--perfect for enjoying a sunset cocktail after a day on the water.Whether you're seeking a full-time residence or the ultimate vacation getaway, this home delivers luxury, convenience, and some of the best boating access in the Lower Keys. Don't miss your chance to own this waterfront gem.
Listing Agent
Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 02/20/2025

Map
Home Details
Home Type
Single Family
Est. Annual Taxes
$4,694
Year Built
1988
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Voluntary HOA: Yes
- Contingent: Contingent/Show
- Control Depth: 4
- Dockage Dock: Concrete
- Document Count: 4
- Fee Includes: Other
- Key Island: Cudjoe Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 21.00
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Community Boat Ramp, Bike Paths, Other Area Features
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Ocean
- State Province: FL
- Taxes: 4896.76
- Vehicle Storage: Garage, Trailer Storage, Off Street Parking, Guest Parking, Open Parking, Attached
- Vehicle Storage Cars: 4+
- Year Built: 1988
- Alternate Key Number: 1222895
- Building Style Stilt Column Height: Short - 4Ft & Under
- Cooling Heating: Central Air
- Lot Sq Ft: 9120.00
- Porch Balcony: Screened Patio
- Species List: Yes
- Tax Exemptions: None
- Building Style Above Flood: Yes
- Estimated Living Sq Ft: 1361.00
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: UnderContract
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Quartz Countertops
- Total Bathrooms: 2.00
- Full Bathrooms: 2
- Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
- Floor: Tile
- Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
- Total Bedrooms: 3
Exterior Features
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: CBS
- Roof: Metal Roof
- Waterview: Canal View
- Pool: No
Utilities
- Utilities: FKAA, Buyer to Verify, Municipal Sewer
Lot Info
- Deed Restrictions: Yes
- Flood Zone: AE
- Parcel Number: 00173500-000000
- Land Size: Less Than 1/4 Acre
- Acres: 0.21
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Unfurnished
Tax Info
- Tax Year: 2024
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $4,694 | $521,569 | -- | -- |
2023 | $4,694 | $506,378 | $0 | $0 |
2022 | $4,570 | $491,630 | $0 | $0 |
2021 | $4,695 | $477,311 | $0 | $0 |
2020 | $4,672 | $470,721 | $192,614 | $278,107 |
2019 | $4,769 | $501,692 | $220,248 | $281,444 |
2018 | $4,194 | $366,636 | $209,760 | $156,876 |
2017 | $4,545 | $407,461 | $0 | $0 |
2016 | $4,943 | $473,234 | $0 | $0 |
2015 | $4,524 | $377,788 | $0 | $0 |
2014 | $4,433 | $352,672 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
05/01/2025 05/01/25 | Price Changed | $1,199,000 | -7.7% | $881 / Sq Ft |
03/24/2025 03/24/25 | Price Changed | $1,299,000 | -4.4% | $954 / Sq Ft |
02/20/2025 02/20/25 | For Sale | $1,359,000 | -- | $999 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $455,000 | Attorney | |
Warranty Deed | $479,000 | True Title Agency Inc | |
Warranty Deed | $190,500 | -- | |
Warranty Deed | $176,000 | -- | |
Warranty Deed | $176,000 | -- | |
Warranty Deed | $25,000 | -- | |
Deed | $14,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $273,300 | New Conventional | |
Closed | $305,000 | Seller Take Back | |
Previous Owner | $322,700 | Purchase Money Mortgage | |
Previous Owner | $257,850 | New Conventional | |
Previous Owner | $194,310 | VA |
About the Listing Agent

She began her real estate career in 1989 working for luxury condo developer in Miami, FL. She was promoted to Broker of Mystic Point Realty in Aventura, FL in 1995 and then went on to be a top producing agent for Sotheby's International Realty on Miami Beach FL in 1999, where she specialized in Luxury Estates Homes. In 2004 she purchased a vacation home in the Florida Keys and fell in love with the area. Six months later she made the Keys her permanent home. Since joining Coldwell Banker
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