$580,000
SOLD AUG 25, 2025

2102 Shell Cove Cir Fernandina Beach, FL 32034

2 Beds
2 Baths
1,463 Sq Ft
3,485 Sq Ft Lot

Recently Sold

$396 Per Sq Ft

8% Below List Price

126 Days on Market

Highlights

  • Vaulted Ceiling
  • Covered Patio or Porch
  • Home Security System
  • Emma Love Hardee Elementary School Rated A-
  • Cooling Available
  • Water Softener is Owned

About This Home

As of August 2025

With over $35,000 in HIGH-END, LUXURY UPGRADES, this Artisan home has been immaculately maintained and shows like a model! You must come see it in person and compare it to the market. This premier coastal community is centrally located between Historic Downtown Fernandina and Main Beach and has direct access to Egan’s Creek Greenway Trail System with proximity to YMCA, gyms, golf courses, hospitals, and other outstanding island amenities. Features such as the added insulation in the garage and windows, which are fitted with 3M ballistic film, contribute to energy savings. The 3M ballistic windows also protect the interior from sun damage and generate windows that are resistant to shattering. The chef’s kitchen features pristine, custom, white cabinetry, under-cabinet, hard-wired lighting, a large island, high-end stainless steel appliances, quartz countertops, and versatile gas or electric stove options. There is crown molding throughout an open-concept layout that includes living, dining, and office spaces. The living area boasts a striking coffered ceiling and abundant natural light. The spacious layout includes a master suite, ClosetMaid storage system, walk-in shower, and luxurious new Karastan carpet in both bedrooms. The home also offers a Rinnai tankless gas water heater, pre-wired surround sound, a Maytag washer and dryer, and a security system. If you need an extra bedroom, a Springfield Murphy Desk Bed that you can purchase just may be your answer! Outside, enjoy a screened-in lanai with paver flooring, perfect for relaxation. The Two-Car garage includes high-quality epoxy flooring, overhead storage, and wall-mounted slat panels for organizing tools and sports equipment, making it ideal for hobbies or storage.

Last Agent to Sell the Property

Belinda Kirk

CABANA LANE, INC. License #3475217 Listed on: 03/23/2025

Last Buyer's Agent

Belinda Kirk

CABANA LANE, INC. License #3475217 Listed on: 03/23/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,364

Year Built

  • Built in 2018

Lot Details

  • 3,485 Sq Ft Lot
  • Lot Dimensions are 42.5 x 80
  • Sprinkler System
  • Property is zoned R-2

HOA Fees

  • $56 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 1,463 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Insulated Windows
  • Blinds
  • Home Security System

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Cooling Available
  • Central Heating
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • Built by Artisan Homes
  • Shell Cove Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 27-3N-28-1192-0021-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,364

Year Built

Built in 2018

Lot Details

0

HOA Fees

$56 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.08
  • Lot Size: 42.5 x 80
  • Road Surface Type: Paved
  • Subdivision Name: Shell Cove
  • Directions: From Atlantic Avenue, take a right onto Citrona, past the middle school, Shell Cove will be on the left, first home on the right. The home is on the corner of Shell Cove and Citrona. One Street community. One way in, and one way out.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 2018
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Split Bedrooms, Cable TV, Vaulted Ceiling(s), Window Treatments
  • Living Area: 1463.0
  • Window Features: Insulated Windows, Blinds

Exterior Features

  • Pool Features: None
  • Disclosures: Deed Restriction
  • Home Warranty: Yes
  • Builder Name: Artisan Homes
  • Construction Type: Fiber Cement
  • Exterior Features: Sprinkler/Irrigation
  • Patio And Porch Features: Covered, Front Porch, Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage, Garage Door Opener

Utilities

  • Security: Security System
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 667.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 27-3N-28-1192-0021-0000
  • Zoning: R-2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2025
Closed on
Aug 25, 2025
Sold by
Shreve Janice K
Bought by
Elliott Dean and Abbatoy Charlene
Seller's Agent
Belinda Kirk
CABANA LANE, INC.
Buyer's Agent
Belinda Kirk
CABANA LANE, INC.
List Price
$630,000
Sold Price
$580,000
Premium/Discount to List
-$50,000
-7.94%
Views
97

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
43.43%
Original Mortgage
$270,000
Outstanding Balance
$270,000
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$326,980

Purchase Details

Closed on
Feb 21, 2020
Sold by
Ganzel Diane L and Ganzel Roger A
Bought by
Shreve Janice K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 6, 2019
Sold by
Ganzel Roger A and Ganzel Diane L
Bought by
Angil Lisa Beth and Ganzel Mark Roger

Purchase Details

Listed on
Feb 14, 2018
Closed on
Oct 24, 2018
Sold by
Artisan Homes Llc
Bought by
Ganzel Roger A and Ganzel Diane L
Seller's Agent
Ann Pittman
ARTISAN REALTY LLC
Buyer's Agent
ELIZABETH HUBEN
PINEYWOODS REALTY, LLC
List Price
$328,168
Sold Price
$329,556
Premium/Discount to List
$1,388
0.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.97%
Original Mortgage
$200,000
Interest Rate
4.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 29, 2017
Sold by
Mangulia Homes Inc
Bought by
Artisan Homes Llc

Purchase Details

Closed on
Apr 11, 2016
Sold by
Robinson Creek 34 Llc
Bought by
Magnolia Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,000
Interest Rate
3.62%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $580,000 None Listed On Document
Warranty Deed $580,000 None Listed On Document
Warranty Deed $375,000 Attorney
Interfamily Deed Transfer -- Attorney
Special Warranty Deed $329,600 Estate Title Lc
Warranty Deed $390,000 None Available
Special Warranty Deed $68,500 Landmark Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $270,000 New Conventional
Closed $270,000 New Conventional
Previous Owner $130,000 New Conventional
Previous Owner $200,000 New Conventional
Previous Owner $244,000 Commercial
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2025 08/25/25 Sold $580,000 -3.3% $396 / Sq Ft
07/26/2025 07/26/25 Pending -- -- --
07/11/2025 07/11/25 Price Changed $599,999 -1.6% $410 / Sq Ft
06/07/2025 06/07/25 Price Changed $609,500 -1.6% $417 / Sq Ft
05/18/2025 05/18/25 Price Changed $619,499 -1.7% $423 / Sq Ft
03/22/2025 03/22/25 For Sale $630,000 +91.2% $431 / Sq Ft
10/24/2018 10/24/18 Sold $329,556 +0.4% $228 / Sq Ft
09/24/2018 09/24/18 Pending -- -- --
02/14/2018 02/14/18 For Sale $328,168 -- $227 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,364 $336,632 -- --
2023 $5,364 $326,827 $0 $0
2022 $5,051 $317,308 $0 $0
2021 $5,053 $308,066 $82,500 $225,566
2020 $4,313 $263,962 $0 $0
2019 $3,737 $258,027 $0 $0
2018 $1,179 $58,000 $0 $0
2017 $1,156 $58,000 $0 $0
2016 $171 $8,467 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 111657

APN: 27-3N-28-1192-0028-0000