$103,500
SOLD SEP 26, 2025

2103 E 12th St Chattanooga, TN 37404

Ridgedale-Oak Grove Neighborhood
0.16 Acre
$646,875 Price per Acre
6,970 Sq Ft Lot

Recently Sold

$66 Per Sq Ft

13% Below List Price

184 Days on Market

About This Lot

As of September 2025

Lot zoned RN-2 single family, duplex or townhomes per RPA. Build your dream home with plenty of parking in the rear from the alley. Level and cleared.

Last Agent to Sell the Property

Julie Chamberlain

Crye-Leike, REALTORS License #251264 Listed on: 02/12/2025

Crye-Leike, REALTORS

Last Buyer's Agent

Marylin Jones

Keller Williams Realty License #342547

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $224

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 50x142
  • Level Lot

Schools

  • East Side Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Cable TV Available

Community Details

  • No Home Owners Association
  • Joy Gichile Association
  • Eden Park Addn Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 146n X 025

Property Details

Property Type

Land

Est. Annual Taxes

$224

Lot Details

0

Listing Details

  • Property Sub Type: Unimproved Land
  • Prop. Type: Land
  • Lot Size Acres: 0.16
  • Lot Size: 50X142
  • Road Surface Type: Asphalt
  • Subdivision Name: Eden Park Addn
  • Directions: East on Main Street, Left on Willow Street, Right on E 12th St, lot on left.
  • Location Tax and Legal Parcel Number2: 146n X 025
  • Location Tax and Legal Elementary School: East Side Elementary
  • Location Tax and Legal Middle Or Junior School2: Orchard Knob Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 224.37
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Lot Size Acres: 0.16
  • General Property Information Lot Size Square Feet2: 6969.6
  • General Property Information Lot Size Dimensions: 50X142
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • Remarks and Miscellaneous Public Remarks2: Lot zoned RN-2 single family, duplex or townhomes per RPA. Build your dream home with plenty of parking in the rear from the alley. Level and cleared.
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • General Property Information Senior Community YN2: No
  • Sewer:Public Sewer: Yes
  • General Property Information Flood Zone YN2: No
  • Utilities:Water Available: Yes
  • Utilities:Sewer Available: Yes
  • Location Tax and Legal Zoning2: Unknown
  • Location Tax and Legal Zoning Description2: Unknown
  • Special Listing Conditions:Real Estate Owned: Yes
  • Status Change Information Association Name 2: Joy Gichile
  • Special Features: RealEstateOwned

Interior Features

  • Community Features:Sidewalks: Yes
  • Community Features:Street Lights: Yes

Exterior Features

  • Lot Features: Level, Will Not Divide
  • View: No
  • Waterfront: No
  • Other Structures: None
  • Lot Features:Level: Yes

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Sidewalks, Street Lights
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Side Elementary
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Orchard Knob Middle

Lot Info

  • Lot Size Sq Ft: 6969.6
  • Additional Parcels: No
  • Parcel #: 146n X 025
  • Zoning Description: Unknown
  • Zoning: Unknown

Tax Info

  • Tax Annual Amount: 224.37

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2025
Closed on
Sep 26, 2025
Sold by
Ball Gary Joe
Bought by
Gichile Joy
Seller's Agent
Julie Chamberlain
Crye-Leike, REALTORS
Buyer's Agent
Marylin Jones
Keller Williams Realty
List Price
$119,000
Sold Price
$103,500
Premium/Discount to List
-$15,500
-13.03%
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
113.85%
Original Mortgage
$117,500
Outstanding Balance
$117,500
Interest Rate
6.56%
Mortgage Type
Construction
Estimated Equity
-$1,500

Purchase Details

Closed on
May 2, 2017
Sold by
Hamilton County
Bought by
Ball Gary Joe
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $103,500 Realty Title
Quit Claim Deed $11,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $117,500 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/26/2025 09/26/25 Sold $103,500 -9.2% $66 / Sq Ft
08/19/2025 08/19/25 Off Market $114,000 -- --
08/15/2025 08/15/25 Pending -- -- --
05/05/2025 05/05/25 Price Changed $114,000 -4.2% $73 / Sq Ft
02/12/2025 02/12/25 For Sale $119,000 -- $76 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $112 $5,000 $0 $0
2023 $112 $5,000 $0 $0
2022 $112 $5,000 $0 $0
2021 $112 $5,000 $0 $0
2020 $64 $2,325 $0 $0
2019 $64 $2,325 $0 $0
2018 $53 $2,325 $0 $0
2017 $44 $2,350 $0 $0
2016 $115 $0 $0 $0
2015 $115 $0 $0 $0
2014 $172 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    Julie Chamberlain

    Crye-Leike, REALTORS

    (423) 240-6811

    7 in this area

    20 Total Sales

    Julie Chamberlain
    Section Image
  • Marylin Jones

    Buyer's Agent in 2025

    Marylin Jones

    Keller Williams Realty

    (423) 475-9407

    8 in this area

    50 Total Sales

    Marylin Jones
    Section Image
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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1507335

Greater Chattanooga REALTORS®

APN: 146N-X-025

Tennessee Hamilton County Chattanooga 37404 Ridgedale-Oak Grove

2103 E 12th St, Chattanooga, TN

Sold

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