NOT LISTED FOR SALE

2104 Spencer Ln Finksburg, MD 21048

Estimated Value: $656,000 - $749,000

5 Beds
3 Baths
3,208 Sq Ft
$220/Sq Ft Est. Value

Last Sold February 18, 2021

Last sale price $535,000 $167 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $4,384/month

3 Days on Market

Highlights

  • In Ground Pool
  • 1 Acre Lot
  • Traditional Floor Plan
  • Sandymount Elementary School Rated A-
  • Deck
  • Farmhouse Style Home

About This Home

As of February 2021

REMODELED FARMHOUSE IN DESIRABLE FINSKBURG LOCATION WITH OVER 3200+ SQUARE FEET, THIS HOME HAS THE SPACE AND THE CHARM FOR EVERYONE! HUGE COUNTRY KITCHEN WITH EXPOSED WOOD BEAMS, STAINLESS APPLIANCES, CENTER ISLAND, AND TONS OF ROOM FOR THE PERFECT LARGE FARM TABLE. OVERSIZED FAMILY ROOM ADDITION HAS DOUBLE FRENCH DOORS LEADING TO MAINTENANCE FREE DECK AND IN-GROUND 20 X 40 SALTWATER POOL. 5+ BEDROOMS IN THE MAIN HOUSE WITH 3 FULL BATHS, INCLUDING ONE ON THE MAIN LEVEL. SEVERAL EXTRA LIVING SPACES, INCLUDING SUNROOM AND FINISHED ATTIC SPACE. THE RENOVATED DETACHED GARAGE IS THE PERFECT MAN CAVE, TEEN CAVE, OR HOME OFFICE WITH OPEN LOFT AREA AND FULL BATH! THE OPPORTUNITIES ARE ENDLESS!

Last Agent to Sell the Property

Ivy Gifford

RE/MAX Solutions Listed on: 01/15/2021

RE/MAX Solutions

Last Buyer's Agent

Christopher Graham

Berkshire Hathaway HomeServices PenFed Realty

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,176

Year Built

  • Built in 1900 | Remodeled in 2006

Lot Details

  • 1 Acre Lot
  • Property is in excellent condition

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Farmhouse Style Home
  • Vinyl Siding

Interior Spaces

  • 3,208 Sq Ft Home
  • Property has 4 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Built-In Features
  • Beamed Ceilings
  • Ceiling Fan
  • Great Room
  • Formal Dining Room
  • Den
  • Bonus Room
  • Sun or Florida Room
  • Carpet
  • Basement
  • Side Exterior Basement Entry
  • Attic

Kitchen

  • Country Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Saltwater Pool
  • Vinyl Pool

Outdoor Features

  • Deck
  • Porch

Schools

  • Sandymount Elementary School
  • Shiloh Middle School
  • Westminster High School

Utilities

  • Forced Air Heating and Cooling System
  • Radiator
  • Heating System Uses Oil
  • Water Treatment System
  • Well
  • Oil Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0704000021

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,176

Year Built

Built in 1900 | Remodeled in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Farmhouse/National Folk
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Expected On Market: 2021-01-18
  • Year Built: 1900
  • Year Renovated: 2006
  • Automatically Close On Close Date: No
  • Remarks Public: REMODELED FARMHOUSE IN DESIRABLE FINSKBURG LOCATION WITH OVER 3200+ SQUARE FEET, THIS HOME HAS THE SPACE AND THE CHARM FOR EVERYONE! HUGE COUNTRY KITCHEN WITH EXPOSED WOOD BEAMS, STAINLESS APPLIANCES, CENTER ISLAND, AND TONS OF ROOM FOR THE PERFECT LARGE FARM TABLE. OVERSIZED FAMILY ROOM ADDITION HAS DOUBLE FRENCH DOORS LEADING TO MAINTENANCE FREE DECK AND IN-GROUND 20 X 40 SALTWATER POOL. 5+ BEDROOMS IN THE MAIN HOUSE WITH 3 FULL BATHS, INCLUDING ONE ON THE MAIN LEVEL. SEVERAL EXTRA LIVING SPACES, INCLUDING SUNROOM AND FINISHED ATTIC SPACE. THE RENOVATED DETACHED GARAGE IS THE PERFECT MAN CAVE, TEEN CAVE, OR HOME OFFICE WITH OPEN LOFT AREA AND FULL BATH! THE OPPORTUNITIES ARE ENDLESS!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Refrigerator, Stainless Steel Appliances, Washer, Stove
  • Interior Amenities: Attic, Built-Ins, Carpet, Ceiling Fan(s), Exposed Beams, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Island, Pantry, Primary Bath(s), Soaking Tub, Stall Shower, Water Treat System, Wet/Dry Bar
  • Fireplace: No
  • Levels Count: 4
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Basement, Sun/Florida Room, Great Room, Laundry, Office, Bonus Room, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Side Entrance, Outside Entrance
  • Laundry Type: Upper Floor
  • Total Sq Ft: 3208
  • Living Area Sq Ft: 3208
  • Price Per Sq Ft: 164.90
  • Above Grade Finished Sq Ft: 3208
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2104

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Pool Features: In Ground, Saltwater, Vinyl
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Oil
  • Heating Type: Forced Air, Radiator
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: SANDYMOUNT
  • Middle School: SHILOH
  • High School: WESTMINSTER
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139051837
  • School District Source: 3rd Party
  • Elementary School: SANDYMOUNT
  • High School: WESTMINSTER
  • Middle Or Junior School: SHILOH

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 220500.00
  • Land Assessed Value: 139000.00
  • Land Use Code: 010
  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43560.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2020
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11434427
  • Tax Annual Amount: 4176.00
  • Assessor Parcel Number: 0704000021
  • Tax Total Finished Sq Ft: 3208
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 02/18/2021

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 15, 2021
Closed on
Feb 15, 2021
Sold by
Ellis James F and Lawlor Colleen B
Bought by
Satchell Scott and Satchell Karen
Seller's Agent
Ivy Gifford
RE/MAX Solutions
Buyer's Agent
Christopher Graham
Berkshire Hathaway HomeServices PenFed Realty
List Price
$529,000
Sold Price
$535,000
Premium/Discount to List
$6,000
1.13%
Current Estimated Value
$716,612

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$181,612
Avg. Annual Appreciation
5.10%
Original Mortgage
$508,250
Outstanding Balance
$460,757
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$207,415

Purchase Details

Closed on
Dec 15, 2003
Sold by
Prudential Residential Services
Bought by
Ellis James F and Lawlor Colleen B

Purchase Details

Closed on
Apr 4, 2000
Sold by
Grimm Joseph Walter
Bought by
Jiacinto Joseph and Jiacinto Lori Jean

Purchase Details

Closed on
Dec 13, 1993
Sold by
Stover Donald W
Bought by
Grimm Joseph W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
6.78%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Satchell Scott $535,000 Omni Land Settlement Corp
Ellis James F $239,995 --
Prudential Residential Services $239,995 --
Jiacinto Joseph $174,000 --
Grimm Joseph W $145,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Satchell Scott $508,250
Previous Owner Lawlor Colleen B $392,050
Previous Owner Lawlor Colleen B $417,000
Previous Owner Lawlor Colleen B $72,950
Previous Owner Lawlor Colleen B $417,000
Previous Owner Lawlor Colleen B $68,450
Previous Owner Lawlor Colleen B $432,000
Previous Owner Grimm Joseph W $116,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/18/2021 02/18/21 Sold $535,000 +1.1% $167 / Sq Ft
01/18/2021 01/18/21 Pending -- -- --
01/15/2021 01/15/21 For Sale $529,000 0.0% $165 / Sq Ft
11/19/2016 11/19/16 Rented $2,950 0.0% --
11/19/2016 11/19/16 Under Contract -- -- --
10/18/2016 10/18/16 For Rent $2,950 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,524 $536,900 $160,000 $376,900
2024 $5,524 $482,600 $0 $0
2023 $4,856 $428,300 $0 $0
2022 $4,248 $374,000 $139,000 $235,000
2021 $8,289 $369,167 $0 $0
2020 $4,140 $364,333 $0 $0
2019 $3,660 $359,500 $139,000 $220,500
2018 $4,101 $357,233 $0 $0
2017 $4,010 $354,967 $0 $0
2016 -- $352,700 $0 $0
2015 -- $352,700 $0 $0
2014 -- $352,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Ivy Gifford

    Seller's Agent in 2021

    Ivy Gifford

    RE/MAX Solutions

    (443) 398-4599

    29 in this area

    64 Total Sales

    Section Image
  • Christopher Graham

    Buyer's Agent in 2021

    Christopher Graham

    BHHS PenFed (actual)

    (443) 939-8006

    1 in this area

    94 Total Sales

    Section Image

  • P

    Seller's Agent in 2016

    Patricia Lawlor

    Long & Foster

    Section Image
  • Cathy Gertz

    Buyer's Agent in 2016

    Cathy Gertz

    EXP Realty, LLC

    (443) 375-8315

    2 in this area

    22 Total Sales

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Map

Source: Bright MLS

MLS Number: MDCR201878

Bright MLS

APN: 04-000021

Maryland Carroll County Finksburg 21048

2104 Spencer Ln, Finksburg, MD

This home is located at 2104 Spencer Ln, Finksburg, MD 21048 since 15 January 2021 and is currently estimated at $704,400, approximately $219 per square foot. This property was built in 1900. 2104 Spencer Ln is a home located in Carroll County with nearby schools including Sandymount Elementary School, Shiloh Middle School, and Westminster High School.

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